I will focus on Forex Brokers with Segregated Client Funds in this article. These brokers show that they value the safety of their traders.
With segregated accounts, you will have some peace of mind knowing that your funds are kept separate from the broker’s working funds.
Should the broker have financial problems, your funds will be safe. We will discuss the top brokers, their benefits, and the importance of fund protection.
Key Points & Best Forex Brokers With Segregated Client Funds
| Broker | Key Point |
|---|---|
| IC Markets | Ultra-low spreads and strong ASIC regulation |
| XM | Wide range of account types and global reach |
| Exness | High leverage options and instant withdrawals |
| HFM (HotForex) | Comprehensive trading tools and multi-regulation |
| Eightcap | Advanced platforms including TradingView integration |
| FxPro | Strong reputation with multiple tier-1 licenses |
| Fusion Markets | Lowest commissions and cost-effective trading |
| Pepperstone | Fast execution speeds and excellent customer support |
| BlackBull Markets | Institutional-grade liquidity and VPS hosting |
| Vantage | High leverage availability and strong educational resources |
10 Best Forex Brokers With Segregated Client Funds
1. IC Markets
IC Markets is an international Forex and CFD broker that is well-known for its focus on the security of client funds.
Customer funds are kept in segregated accounts with international banks, meaning that client funds are kept separately from operational funds and will remain accessible even if the broker runs into financial difficulties.
Clients from Australia, CySEC, and Seychelles FSA can use the broker, and the broker is considered to have good spreads and ECN execution.
The broker is MetaTrader 4, MetaTrader 5, and cTrader compatible. It is good for scalpers, algorithmic traders, and advanced traders.
IC Markets Features
- Segregated Client Funds Secures the client’s funds by holding customer deposits separate from the company’s funds.
- ECN-Style Execution: User has access to large liquidity with lesser spread and minimum re-quotes.
- Multi-Platform: compatible with MT4, MT5, and cTrader for various trading tactics.
- Trader Advanced Tools: Available Tools for VPS hosting, Support for algorithmic trading, and sophisticated charting utilities.
| Pros | Cons |
|---|---|
| Strong fund safety with segregated client accounts. | Not all account types are available worldwide. |
| Very low spreads and fast execution. | Can be complex for beginner traders. |
| Supports multiple platforms (MT4, MT5, cTrader). | Limited educational resources compared to some brokers. |
| Suitable for scalping, EA trading, and high‑volume traders. | Customer support can be slow during peak periods. |
2. XM
XM is an experienced and trustworthy international forex broker because of their focus on client safety and protection.
They do business with many of the top regulators and keep client funds in separate accounts so that a trader’s money is never mixed with the broker’s operating funds which protects clients from business risk.
XM is also known for their low account opening minimums, an array of instruments on the MetaTrader platforms, and educational tools.
They also provide negative balance protection and offer flexible leverage. All of these factors make XM favorable for new as well as experienced traders.
XM Features
- Client Fund Protection Active Negative Balance Protection with segregated accounts.
- Beginner Friendly: User has to meet only a slightly high initial deposit and the account setup is simplified.
- Various Account Types: a spectrum of account types is available to meet the differing experience levels.
- Broad Instrument Range: Forex, Metals, Energies and Indices are available to trade with adjustable leverage.
| Pros | Cons |
|---|---|
| Client funds kept in segregated accounts for safety. | Spreads are slightly higher compared to ECN competitors. |
| Offers negative balance protection. | Limited advanced execution tools. |
| Easy onboarding and low minimum deposit options. | Research tools are basic. |
| Good educational materials for traders. | Limited product selection outside forex. |
3. Exness
Exness is a well-known multi-asset brokerage offering high liquidity and strong regulatory oversight. Brokers who are committed to transparency and safety keep client money in segregated accounts.
This means client money is kept separate from Exness’s own corporate money. With regulations from the FCA and CySEC and other authorities in different parts of the world
Exness offers a range of account types and ultra-low spreads on MT4, MT5, WebTrader, and mobile. Their fast and automated withdrawal system, along with flexible leverage, is a strong selling point to both beginner and seasoned high-volume traders.
Exness Features
- Segregated Accounts Client funds are held in distinct accounts for added safety.
- Flexible Leverage: Very high leverage is obtainable in several areas.
- Fast Withdrawals: Quick processing for withdrawal requests is a common quality for broker.
- Diverse Platforms: Available for MT4 and MT5, and also for web and mobile apps.
| Pros | Cons |
|---|---|
| Segregated accounts protect client funds. | Customer service responsiveness is mixed. |
| Ultra‑low spreads and flexible leverage. | No proprietary platform — relies on MT platforms only. |
| Fast withdrawal process for many regions. | Bonuses and promotions vary by jurisdiction. |
| Wide range of account types to suit traders. | Not ideal for complete beginners without support. |
4. HFM (HotForex)
HFM, formerly HotForex, is one of the brokers active globally with regulation from several jurisdictions.
They use client money segregation, meaning that company funds and client funds are kept separate, and that is in line with international standards in fund safety.
The variety of account types, spreads, trading strategies, competitive copy-trading and social trading services, and the provision of both beginner and seasoned trader services are the industry’s best. The company also supports several languages and the use of MetaTrader.
HFM (HotForex) Features
- Fund Segregation Ensures the customer’s funds remain operationally untouched by the company’s funds.
- Account types: Micro, zero spread, premium, PAMM, and more.
- Copy Trading: Automated trading and social trading for beginners.
- 24/5 Support: Trading education and customer support.
| Pros | Cons |
|---|---|
| Client funds are segregated for protection. | Some regions have limited regulatory coverage. |
| Multiple account types with competitive pricing. | Average research tools compared to peers. |
| Offers copy trading and PAMM accounts. | Limited product range outside forex & CFDs. |
| Accessible for beginners and experienced traders. | Occasionally wider spreads on standard accounts. |
5. Eightcap
Eightcap is a forex and CFD broker who is regulated and keeps client funds in bank accounts that are segregated in accordance to regulatory standards.
This means that funds from traders cannot be utilized for operational purposes. When it comes to security, this is a good option. Traders get to use MetaTrader 4 and MetaTrader 5.
CFDs are also accessible and include forex, commodities, indices, and shares, all with great pricing and execution.
ASIC, FCA, and SCB are some of the regulatory bodies that oversee Eightcap. This makes it reliable for traders all over the world who want to have secure trading and proper conditions.
Eightcap Features
- Segregated Funds: Client money protection.
- Low Spreads: Raw spread accounts have great pricing.
- MT4 & MT5 Compatible: Use the two most popular trading platforms.
- CFD Access: Trade forex, indices, commodities and (where allowed) cryptos.
| Pros | Cons |
|---|---|
| Segregated client funds for added safety. | Limited advanced analytical tools. |
| Competitive ECN pricing and low spreads. | Fewer educational resources. |
| Supports MT4 and MT5 platforms. | Not ideal for long‑term investors seeking many assets. |
| Regulated and transparent broker. | Withdrawal speeds vary by region. |
6. FxPro
FxPro, which is based in London, operates globally while having a strong regulatory presence including the Financial Conduct Authority (FCA) in the UK.
To achieve regulatory compliance, the broker keeps client funds in segregated accounts, which means client funds are separated from the company’s operational funds, increasing the financial safety for customers.
Customer funds are separated from operational funds and financial safety is enhanced. Some of the many markets FxPro covers are forex, indices, commodities, and cryptocurrencies, and
They can be traded across a variety of platforms, including MT4, MT5, cTrader, and other proprietary solutions.
FxPro Features
- Safety of Client Funds: Regulation and fund segregation.
- Multiple Platforms: MT4, MT5, cTrader and the mobile apps.
- Wide Asset Coverage: Metals, currencies, indices, energy, and more.
- Execution Options: Market execution with no dealer intervention.
| Pros | Cons |
|---|---|
| Client funds held separately for safety. | Pricing can be higher on some platforms and instruments. |
| Wide range of markets (forex, metals, indices). | Interface may feel complex to new traders. |
| Multiple platform options (MT4, MT5, cTrader). | Inactivity fees can apply. |
| Strong global presence. | Limited social/copy trading features. |
7. Fusion Markets
Fusion Markets is an Australian forex broker regulated by the country’s financial authorities. They employ industry-standard practices by keeping client funds in separate bank accounts from the company’s operational funds.
This structure helps to protect clients’ money from being used on company day-to-day expenses.
Fusion Markets has a reputation of being a low-cost forex broker by providing access to metatrader platforms with ECN (Electronic Communications Network) style pricing.
This is particularly attractive to traders who focus on costs. Fusion Markets low spreads and transparent fee structure makes it an appealing forex broker to trade with for beginner and seasoned traders.
Fusion Markets Features
- Segregated Client Funds: Your money is safe and kept separate from the company.
- Low Trading Costs: Low spreads and no hidden markups.
- Simple Account Structure: Designed for beginners and pros alike.
- Popular Platforms: Global trading on MT4 and MT5.
| Pros | Cons |
|---|---|
| Segregated accounts protect client funds. | Less known compared to major global brands. |
| Very competitive low spreads. | Fewer educational materials. |
| Simple and transparent fee structure. | Limited asset classes beyond forex/CFDs. |
| Good for cost‑conscious traders. | No proprietary platform options. |
8. Pepperstone
Established Australian broker Pepperstone is regarded for their regulation and safety practices regarding customers’ funds, which are kept in segregated accounts under ASIC, FCA, and other authorities.
Fund segregation solidifies customer protection in abnormal situations. For traders, Pepperstone has low spreads, innovative execution technology
Multiple trading platforms such as MT4, MT5, and cTrader, and is thus ideal for both algorithmic and manual trading.
Pepperstone Features
- Segregated Accounts: Client funds kept in separate top-tier bank accounts.
- Fast Execution: Ultra-low latency execution is perfect for scalpers.
- Multiple Platforms: MT4, MT5, cTrader, and proprietary tools.
- Global Presence: Uniquely regulated across multiple jurisdictions and highly reliable.
| Pros | Cons |
|---|---|
| Segregated accounts under strict regulations. | Some products limited by region. |
| Excellent execution and low spreads. | Inactivity fee after a period. |
| Supports MT4, MT5, and cTrader. | Some advanced tools require subscriptions. |
| Strong customer support reputation. | Not the cheapest for micro traders. |
9. BlackBull Markets
BlackBull Markets is an international broker for forex and CFDs. The broker also secures client funds in segregated tier-one bank accounts to keep traders’ deposits operationally untouched.
Aside from the FSA and FMA, BlackBull Markets imposes tight spread offerings, leverage of 1:500, and a variety of forex and CFD instruments.
BlackBull Markets is supported by MT4 and MT5 and offers a safe and adaptable space for retail and institutional traders, and is especially attractive to those whom are in need of professional trading conditions.
BlackBull Markets Features
- Client Fund Security: Keeps funds in protected segregated accounts.
- More Client Profit: Better pricing on all key forex pairs.
- Higher Leverage: Offers higher leverage options on a regional basis.
- Advanced Trading Tools: Sophisticated charting and analysis tools.
| Pros | Cons |
|---|---|
| Client funds held securely in segregated accounts. | Fewer research and analytical tools. |
| Tight spreads and fast execution. | Smaller global presence than major brokers. |
| Good leverage options and flexible accounts. | Limited educational resources. |
| Easy account setup and funding. | Some regions restricted. |
10. Vantage
Vantage Markets, previously known as Vantage FX, is a worldwide multi-asset brokerage with a license from different jurisdictions.
Like most legit brokers, it keeps separate accounts for clients and is compliant with regulations that secure clients’ funds from the company’s operating capital.
Though not always mentioned in every review, Vantage offers forex trading with low spreads that go as low as 0-pips, a variety of accounts, and the popular trading platform MetaTrader, making it an excellent choice for clients who value security as well as performance.
Vantage Features
- Client Fund Security: Keeps all trader deposits in separate funds.
- Account with Low Spreads: Provides raw and standard spread accounts.
- Full MT4 & MT5 Access: Unrestricted access to MetaTrader solution.
- Various Trading Accounts: Different account types, for varying trading strategies.
| Pros | Cons |
|---|---|
| Segregated client funds for added protection. | Limited product diversity beyond core forex. |
| Competitive trading costs and low spreads. | Educational support could be stronger. |
| Supports multiple platforms (MT4/MT5). | Regional restrictions in some countries. |
| Multiple account types to match trader styles. | Some advanced tools require extra cost. |
How To Choose Best Forex Brokers with Segregated Client Funds
Regulation: Check that the broker has been regulated by a financial authority.
Segregated Accounts: Check that clients’ funds are stored separately from the company’s operational funds.
Trading Platforms: Check that brokers provide MT4, MT5, or any other trading platform.
Spreads & Fees: Analyze commissions, spread, and other hidden charges for cheap trading.
Execution Speed: Ensure high order execution speed and no slippage or re-quotes.
Leverage Options: Flexibility on the ratio of leverage is determined by your risk level.
Customer Support: Support should be available in multiple languages for quick resolutions.
Deposit & Withdrawal: Fund transfers should be quick, safe, and easy.
Account Types: There should be different accounts for novice, professional, or ECN traders.
Product Range: The broker should provide forex, commodities, indices, CFDs, and other instruments.
Cocnsluion
To wrap up, selecting Forex brokers who keep client and company funds separately is crucial for safe trading.
Fund segregation keeps your money safe from a broker going belly up while offering competitive spreads and a dependable trading platform.
IC Markets, XM, Exness, and Pepperstone are some of the best brokers who offer a perfect mix of safety, transparency, and advanced trading tools, which makes them great for all levels of traders.
FAQ
What are segregated client funds?
Funds kept separate from broker’s operational money for safety.
Why are segregated accounts important?
They protect traders’ deposits if the broker faces financial trouble.
Which brokers offer segregated client funds?
IC Markets, XM, Exness, HFM, Eightcap, FxPro, Fusion, Pepperstone, BlackBull, Vantage.
Are segregated funds mandatory?
Not always, but regulated brokers usually follow this practice.
