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10 Best Crypto Apps That Convert Loyalty Points to Tokens

Joshef Kimola
Last updated: 27/11/2025 9:42 PM
Joshef Kimola
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10 Best Crypto Apps That Convert Loyalty Points to Tokens
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I will address the Best Crypto Apps That Convert Loyalty Points to Tokens in which I discuss apps that convert everyday rewards to real digital assets. These apps allow to convert rewards of shopping, travel, and memberships into several cryptocurrencies.

Users get flexible, transparent, and long-term value from their loyalty programs in the fast digital economy. Hence, loyal users are rewarded with adapted programs and their digital assets are made accessible via a cryptocurrency.

Key Point & Best Crypto Apps That Convert Loyalty Points to Tokens List

PlatformKey Features / Highlights
Bakkt AppEarn crypto rewards on purchases, seamless fiat-to-crypto integration, supports multiple cryptocurrencies.
BitPay WalletStore, send, and spend crypto, rewards on merchant payments, supports multiple tokens and cards.
CoinZoom RewardsCrypto cashback on transactions, integrated exchange and wallet, loyalty incentives for users.
Crypto.com PayEarn crypto rewards when paying with supported merchants, flexible token options, seamless wallet integration.
QiibeeLoyalty points converted to crypto, blockchain-based reward system, cross-brand partnerships.
MiL.k AllianceEarn tokenized loyalty rewards across participating brands, blockchain-secured points, app-based wallet.
Revolut RewardsCashback in crypto or fiat, integrated with Revolut accounts, flexible spending and reward options.
AirAsia BigPay + RewardsEarn crypto rewards on AirAsia purchases, integrated payments and loyalty points, travel-focused benefits.
Travala Loyalty (AVA)Earn AVA tokens for booking travel services, blockchain-secured rewards, redeemable for discounts.
PayPal Rewards (Crypto Beta)Beta program for crypto cashback, earn crypto on purchases, seamless PayPal wallet integration.

1. Bakkt App

The Bakkt App’s smooth combination of regular purchasing with digital asset incentives makes it stand out as one of the top cryptocurrency apps that convert loyalty points into tokens.

Bakkt enables customers to automatically convert points from purchases, credit cards, or partner merchants into cryptocurrencies like Bitcoin and Ethereum, in contrast to conventional loyalty programs.

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Bakkt App

Its special strength is that it combines a wide network of partners with a safe, user-friendly wallet, allowing for instantaneous token conversion without further processes.

Bakkt is a useful and creative way to convert regular rewards into tangible cryptocurrency assets because it also provides real-time tracking, transparent transaction history, and a customizable ecosystem.

Bakkt App – Features

  1. Turn loyalty cards, gift cards, and other rewards into crypto with one tap.
  2. Digital assets can be stored and managed in a secure multi-asset wallet.
  3. Extensive partner network makes point aggregation easy.
  4. Conversion history with no hidden fees and in-app history to monitor point aggregation.
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2. BitPay Wallet

Because it easily connects conventional rewards programs with the cryptocurrency ecosystem, the BitPay Wallet is among the finest cryptocurrency apps for turning loyalty points into tokens.

The ability to directly convert earned points or rewards from affiliated merchants into cryptocurrency, providing consumers with genuine value from regular purchases, is its most notable feature.

BitPay Wallet

BitPay supports numerous cryptocurrencies and credit cards, enabling quick transactions and simple tracking, and has a very safe and user-friendly wallet interface.

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Its special feature is that it combines practical cryptocurrency usage with loyalty rewards; users can easily spend, send, or keep their converted tokens, increasing the flexibility and financial empowerment of everyday rewards.

BitPay Wallet – Features

  1. Converts cashback and rewards from merchants to cryptocurrency.
  2. Wallet supports multiple cryptocurrencies, strong security, and allows for private key self-custody.
  3. Spend your cryptocurrency using the BitPay Card at any location where Mastercard is accepted.
  4. For quick payments and transfers, a straightforward platform is available.

3. CoinZoom Rewards

Because of its creative approach to regular spending, CoinZoom Rewards is one of the top cryptocurrency apps that converts loyalty points into tokens.

In contrast to traditional programs, CoinZoom enables users to instantaneously convert purchases made through its platform into well-known cryptocurrencies and earn cryptocurrency-based incentives.

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CoinZoom Rewards

Users can easily track, manage, and redeem points because to its unique combination of an integrated exchange, secure wallet, and dynamic rewards system. With an emphasis on customer flexibility,

CoinZoom Rewards converts routine transactions into long-term cryptocurrency value, turning loyalty points into genuine digital assets that can expand or be utilized throughout the cryptocurrency ecosystem.

CoinZoom Rewards – Features

  1. Make purchases with CoinZoom to earn cryptocurrencies rewards automatically.
  2. Loyalty points conversion to top cryptocurrencies is easy.
  3. Included crypto exchange allows for trading and swapping tokens.
  4. Higher cashback and benefits are available on VIP reward tiers.

4. Crypto.com Pay

Because it converts regular payments into worthwhile cryptocurrency rewards, Crypto.com Pay is among the greatest cryptocurrency apps for converting loyalty points into tokens.

The ability to earn and rapidly convert incentives from purchases made at partner shops into cryptocurrencies like Bitcoin, Ethereum, or CRO tokens is its most notable feature.

Crypto.com Pay

The smooth integration of the app, the Crypto.com wallet, and merchant networks, which enables users to track rewards in real time and utilize them throughout a broad ecosystem, is what sets it apart.

Crypto.com Pay enables users to actively participate in the world of digital currencies and optimize loyalty points by converting regular spending into tangible cryptocurrency holdings.

Crypto.com Pay – Features

  1. Get crypto as a reward for payments to merchants and for your online purchases.
  2. Get rewarded instantly via a loyalty rewards scheme that allows for conversion into a variety of cryptocurrencies.
  3. Integrates with the Crypto.com App and DeFi wallet without a hitch.
  4. Participating merchants provide additional discount and cashback offers.

5. Qiibee

Leading cryptocurrency software Qiibee is excellent at converting loyalty points into tokens by utilizing blockchain technology to integrate various reward schemes.

The capacity to convert conventional loyalty points from different businesses into Qiibee tokens, which can then be traded for cryptocurrencies or utilized across partner sites, is its primary distinctive advantage.

Qiibee

The limits of traditional loyalty schemes are eliminated by the app’s secure blockchain architecture, which guarantees transparency and immediate conversion.

Everyday purchases become more satisfying and smoothly integrate into the cryptocurrency ecosystem with Qiibee’s cross-brand point aggregation and customizable redemption choices, which enable consumers to earn actual digital value from their accrued rewards.

Qiibee – Features

  1. User can convert loyalty points from a specific brand into Qiibee tokens.
  2. Support merging points across several applications into a single ecosystem.
  3. Systems secured by blockchains such that there is transparent use of points.
  4. Users can redeem points for cryptocurrencies and rewards from partners.

6. MiL.k Alliance

Because it establishes a single platform where points from many participating brands may be tokenized and used as digital assets, MiL.k Alliance is among the greatest cryptocurrency apps for converting loyalty points into tokens.

MiL.k Alliance

Its special feature is that it enables users to combine disparate loyalty points into MiL.k tokens, which can then be redeemed inside the alliance network or traded for cryptocurrency.

The software guarantees transparency and quick point-to-token conversion with blockchain-backed security and real-time tracking. MiL.k Alliance converts regular rewards into adaptable, useful, and tradeable digital assets for users by connecting conventional loyalty programs with the cryptocurrency market.

MiL.k Alliance – Key Features

  1. Brand-loyalty points consolidation across a variety of lifestyle and travel brands.
  2. Points can instantly and seamlessly be converted to MiL.k (MLK) tokens.
  3. Reward system secure on blockchains allowing for instant transactions.
  4. Cryptocurrency and partner services can be used for token swaps.

7. Revolut Rewards

Revolut Rewards combines regular spending with adaptable digital asset rewards, making it one of the greatest cryptocurrency apps for converting loyalty points into tokens. Its distinctive advantage is the ability to earn rewards in loyalty points from purchases and instantly convert them into cryptocurrencies like Bitcoin,

Revolut Rewards

Ethereum, or other supported tokens within the Revolut ecosystem. To track, manage, and use these converted rewards for payments, transfers, or investments, the app offers a smooth interface. Revolut Rewards makes loyalty points more adaptable and future-ready by fusing standard cashback programs with cryptocurrency adoption to enable users to gain actual financial value from regular spending.

Revolut Rewards – Key Features

  1. Direct conversion of cashback and rewards points to cryptocurrencies.
  2. Asset swaps are quick.
  3. With Revolut, global payments can be made and cryptocurrencies are spendable.
  4. Offers financial tools, analytics and rewards management that integrates pay.

8. AirAsia BigPay + Rewards

Because it blends travel-focused purchasing with the power of digital assets, AirAsia BigPay + Rewards is one of the finest cryptocurrency apps for turning loyalty points into tokens. Its special feature enables users to accrue reward points on daily purchases, hotel reservations, and AirAsia flights. These points can then be easily exchanged for cryptocurrency.

AirAsia BigPay + Rewards

The platform’s interaction with the BigPay wallet guarantees safe storage, real-time tracking, and simple point redemption for cryptocurrency or travel-related services. AirAsia BigPay + incentives gives customers a useful and creative approach to optimize the value of their loyalty points while investigating the cryptocurrency ecosystem by converting travel incentives into actual digital assets.

AirAsia BigPay + Rewards – Key Features

  1. Points are earned on rewards on flights, hotels, and day-to-day expenditures.
  2. Rewards can be transformed to digital currencies or travel credit.
  3. Tracking and instant redemption is possible with the integrated wallet.
  4. Other travel discounts are offered along with exclusive travel privileges.

9. Travala Loyalty (AVA)

Because it directly connects travel incentives with blockchain-based assets, Travala Loyalty (AVA) is a popular cryptocurrency software for turning loyalty points into tokens.

When using Travala to book hotels, airlines, and other travel-related services, users earn AVA tokens that can be exchanged for other cryptocurrencies or used for discounts or future reservations.

Travala Loyalty (AVA)

Its distinct benefit is that it offers transparency, confidentiality, and instantaneous point-to-token conversion on the blockchain by combining travel incentives with actual digital asset value.

Travala Loyalty (AVA) enables passengers to take full advantage of their points and actively participate in the expanding digital currency ecosystem by converting traditional travel loyalty programs into tradeable cryptocurrency rewards.

Travala Loyalty (AVA) – Key Features

  1. AVA tokens are earned for booking travel services, hotels, and flights.
  2. Discounts can be booked on future travels and AVA used.
  3. Loyalty system transparency and security is ensured on blockchains.
  4. Added bike program with better benefits and newer perks.

10. PayPal Rewards (Crypto Beta)

One of the greatest cryptocurrency programs for converting loyalty points into tokens is PayPal Rewards (Crypto Beta), which turns regular expenses into material digital assets.

PayPal Rewards (Crypto Beta)

Through the PayPal platform, users may earn rewards from purchases and directly convert them into cryptocurrencies like Bitcoin, Ethereum, or Litecoin. Its distinctive benefit is its smooth interaction with PayPal’s popular payment ecosystem, which enables quick tracking, safe storage, and adaptable use of converted cryptocurrency for investments, transfers, and purchases.

PayPal Rewards (Crypto Beta) allows consumers to easily access the realm of digital assets and unlock real value from loyalty points by connecting standard rewards programs with cryptocurrencies.

PayPal Rewards (Crypto Beta) – Features

  1. Allows redemption of PayPal reward points into any supported cryptocurrency.
  2. We provide instantaneous and real-time conversions for all cryptocurrency values.
  3. Comprehensive global PayPal wallet allows for seamless usage and movement of funds.
  4. Users have straightforward accessibility and secure storage for all your digital assets.

Conclusion

To sum up, the top cryptocurrency apps that turn loyalty points into tokens are completely changing how consumers get value out of their regular purchases.

Innovative solutions that convert conventional loyalty programs into tangible digital assets are provided by platforms such as Bakkt, BitPay Wallet, CoinZoom Rewards, Crypto.com Pay, Qiibee, MiL.k Alliance, Revolut Rewards, AirAsia BigPay + Rewards, Travala Loyalty (AVA), and PayPal Rewards (Crypto Beta).

Users may optimize the usefulness of points while actively engaging in the cryptocurrency ecosystem because to their distinctive capabilities, which include seamless point-to-token conversion, secure blockchain-backed wallets, multi-brand integration, and travel-focused rewards.

These applications connect commonplace benefits with actual monetary worth, making them essential resources for contemporary consumers.

FAQ

What are crypto apps that convert loyalty points to tokens?

These are platforms that allow users to turn traditional loyalty points earned from purchases, travel, or merchant programs into cryptocurrencies. They provide a bridge between everyday rewards and digital assets, enabling points to have real financial value.

How do these apps work?

Users earn loyalty points through spending or participating in partner programs. The apps then allow instant conversion of these points into supported cryptocurrencies, which can be stored, spent, or traded within a secure wallet.

Are these apps secure?

Yes. Most of these apps use blockchain-backed wallets and secure payment integrations to ensure safe storage and transparent conversion of loyalty points into crypto.

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