10 Best Forex Brokers with Multi-Currency Accounts In 2026

By permitting several currencies under a single trading account, the Best Forex Brokers with Multi-Currency Accounts give traders more control over international funds. This function lowers conversion costs, speeds up transactions, and improves risk management in today’s interconnected markets.

For traders looking for flexibility, efficiency, and long-term trading success, selecting a broker with robust multi-currency support, dependable regulation, and cutting-edge platforms is crucial as forex trading grows more global.

What Are Multi-Currency Accounts?

Multi-currency accounts enable thingking foreign exchange accounts to enable holding managing and trading in multiple currency balances in one account. Instead of trading balances in one base currency and converting everything into base balances, forex traders can avoid trading base currencies and reduce conversion fees.

Separate multi-currency account balances are trading and paying fees in base currencies are even more helpful to global sxtraders, international investments, and multi-border operating enterprises in the global forex to improve flexibility, reduced costs, and efficiently managing and trading multiple currency pairs.

Key Point

Forex Broker	Key Point (Multi-Currency Account Focus)
Interactive Brokers	Supports over 20 base currencies with real-time FX conversion and unified multi-asset trading from a single global account.
Saxo Bank	Offers true multi-currency wallets, allowing traders to hold, trade, and convert multiple currencies without automatic conversion.
Dukascopy Bank	Provides Swiss-regulated multi-currency accounts with ECN access, supporting major and minor currencies under transparent pricing.
IG Group	Enables multi-currency funding and withdrawals, helping international traders reduce conversion fees across global markets.
Pepperstone	Supports multiple base currencies for account funding, minimizing FX conversion costs while delivering low spreads and fast execution.
CMC Markets	Allows traders to manage balances in different currencies alongside advanced platform tools for precise FX exposure control.
Swissquote	Delivers bank-grade multi-currency trading accounts backed by Swiss regulation and broad global market access.
Forex.com	Supports multiple base currency options, offering flexibility for deposits, withdrawals, and global forex trading.
City Index	Provides multi-currency account options designed to reduce conversion friction for international forex and CFD traders.
OANDA	Allows accounts in several base currencies with transparent pricing and flexible trade sizing for global traders.

1. Interactive Brokers

Interactive Brokers, or IBKR, a U.S. company founded in 1978, has been a global best in low-cost commissions, direct access to the global markets including forex, stocks, futures, and ETFs.

IBKR has built their own Trader Workstation (TWS) to service multi-currency accounts, and their platform provides access to 28 currencies.

Regulation is with top-tier authorities (SEC, FCA, ASIC, and FINRA). Customer service is average in the industry, but best suited to professional traders and institutions. IBKR provides transparency and reliability with their global forex multi-currency service.

Interactive Brokers Features

• Established: 1978, USA
• Regulation: SEC, FCA, ASIC, FINRA
• Fees: commissions are ultra-low, and spreads are tight
• Platforms: IBKR Mobile, Trader Workstation (TWS)
• Customer service: average response, 24/5 multilingual support
• Best For: global multi-currency access for professional traders & institutions

 Interactive Brokers Pros & Cons

Pros

• Excellent global market coverage with 135+ market access.
• Great to build a company reputation with transparency and reliability.
• Great advanced risk management tools for experienced professionals.

Cons

• Risk of being overwhelmed by the advanced complexity of the platform.
• Customers are required to pay a minimum inexplicably high deposit.
• Slow customer support relative to the retail oriented brokers.

2. Saxo Bank

Saxo Bank is a wholesaler of global financial services, headquartered in Denmark and founded in 1992. Saxo is currently under the regulation of Danish FSA, FINMA, ASIC, and FCA. High net worth individuals and professional traders gain access to over 40,000 instruments with competitive spreads in the industry, including their 0.2 pip spreads on EUR/USD.

Saxo Bank has zero-dedicated inactivity fines, but takes pride in their premium services that foster deep liquidity. Advanced and award-winning trading platforms SaxoTraderGO and SaxoTraderPRO incorporate best in service charting and research tools. 5x professional customer service in range is a valued Euros service and is also in Saxo Bank customer service.

Saxo Bank Features

• Established: 1992, Denmark
• Regulation: FCA, ASIC, FINMA, Danish FSA
• Fees: accounts are premium-priced, and spreads are higher
• Platforms: SaxoTraderPRO, SaxoTraderGO
• Customer service: premium advisory, multi-lingual
• Best For: premium multi-currency accounts for high-net-worth traders & investors

Saxo Bank Pros & Cons

Pros

• Above average research and insight into the markets.
• Consistent availability of institutional-grade liquidity.
• Highly regarded European wealth management customer base.

Cons

• Competitively lower fees.
• Large required minimum deposits.
• Professional retail traders firm more than casual.

3. Dukascopy Bank

Founded in 1998, Dukascopy Bank in Switzerland is also a FINMA regulated institution. Dukascopy rebranded its exclusive JForex platform. MT4 and MT5 are also available to their clients to offer forex trading and multi-currency banking services.

Spreads with a commission starts from 0.1 pips. Dukascopy offers instant funding, bank cards, and cryptocurrency. Customer support speaks more than 10 languages, with support in more than 10 languages.

Best for algorithmic and API traders, Dukascopy is a trusted broker with Swiss banking-grade security, specially designed for automated trading and FIX API, multi-currency forex accounts.

Dukascopy Bank Features

• Established: 1998, Switzerland
• Regulation: FINMA
• Fees: pips + commission on 0.1 spreads
• Platforms: MT4/MT5, JForex
• Customer service: multilingual, excellent tech support
• Best For: swiss – banking grade security for algorithmic & api traders

Dukascopy Bank Pros & Cons

Pros

• Highly trusted with banking and assurance at the Swiss level.
• Great support and APIs for Algo trading.
• Provides additional trading options with cryptocurrencies.

Cons

• Non-intuitive user interface compared to other brokers.
• Insufficient resources for beginner education.
• Compared to discount brokers, their commissions are steeper

4. IG Group

Starting in 1974 from the UK, IG Group is regulated by FCA, ASIC, BaFin, FINMA, NFA/CFTC, and CySEC. With more than 17k markets including CFDs, forex, and spread betting, it offers multi-currency accounts. Competitively priced at 0.6 pips spread for the EUR/USD. Platforms used are MT4, ProRealTime, and IG’s proprietary platform.

Customer service is rated high, with 24/5 support and a wide range of educational materials. Best for beginners and diversified traders, IG is a dominant forex broker offering multi-currency accounts with robust regulation, extensive market access, and simplified platforms.

IG Group Features

• Established: 1974, UK
• Regulation: FCA, ASIC, BaFin, FINMA, NFA/CFTC, CySEC
• Fees: pricing is competitive, with spreads starting from 0.6 pips
• Platforms: MT4, ProRealTime, IG proprietary- Customer Service: 5 Days 24/5, great learning materials.
• Best For: Novices & those who wish to trade in several currencies.

IG Group Pros & Cons

Pros:

• Established name in the industry since 1974.
• Great educational materials for beginner traders.
• Offers other instruments besides forex.

Cons:

• Spreads are a bit wider than ECN brokers.
• EU/UK regulation results in restricted leverage.
• Basic feel for advanced traders.

5. Pepperstone

Founded in 2010 in Australia, Pepperstone is regulated by FCA, ASIC, CySEC, BaFin, DFSA, CMA, and SCB. Multi-currency accounts with 0.0 pips spreads are available with Razor accounts. Platforms include MT4, MT5, and cTrader, and they have advanced automation and copy trading features.

Dedicated support teams are always ready to help, backed by multilingual staff across different offices. Best for fast-execution trading and cost-effective services, Pepperstone facilitates $9.2 billion in transactions every day and is one of the top forex brokers, providing excellent multi-currency account services.

Pepperstone Features

• Established: 2010, Australia
• Regulation: FCA, ASIC, CySEC, BaFin, DFSA, CMA, SCB.
• Fees: Razor accounts? with 0.0 pips, spreads with a commission.
• Platforms: MT4, MT5, cTrader
• Customer Service: Speedy support & service, multiple languages.
• Best For: Traders who want fast execution at low cost & multi-currency accounts.

Pepperstone Pros & Cons

Pros:

• Very fast execution speeds.
• Great emphasis on automation and copy trading.
• ECN style accounts have clear and transparent pricing.

Cons:

• Smaller broker means less in house research.
• Support varies by geography.
• Some more advanced features are locked behind needing 3rd party tools.

6. CMC Markets

CMC Markets started in 1989 in the United Kingdom, obtaining licenses from FCA, ASIC, MAS, FMA, and IIROC. It has multi-currency features and 12,000+ instrument options. Pricing is in the competitive tier with FX spreads touting 0.0 pips and 1:500 leverage.

CMC offers one of the best trading platforms, the Next Generation platform, which is recognized for its numerous features, including its advanced charting options. Customer support is available 24/5, and there are online educational resources.

Best for advanced chartists and CFD traders, CMC Markets exemplifies the combination of strong liquidity, excellent regulation, and multi-currency account attributes.

CMC Markets Features

• Established: 1989, UK
• Regulation: FCA, ASIC, MAS, FMA, IIROC
• Fees: For FX, spreads starting at 0.0 pips and very competitive fees
• Platforms: MT4, Next Generation
• Customer Service: 24/5 support, educational resources, & webinars
• Best For: Multi-currency accounts for advanced CFD traders & those who use sophisticated charting.

CMC Markets Pros & Cons

Pros:

• Provides advanced charting on their good in house built platforms.
• Great global regulation and trust score.
• Offers a good range of CFD’s including forex.

Cons:

• Spreads can widen when the market does.
• Beginners can be overwhelmed by the platform.
• Social trading features and copy trading are very limited.

7. Swissquote

Since its inception in 1996, Swissquote has been operating from Switzerland under the regulations of FINMA, FCA, MAS, DFSA, and CSSF. The company has multi-currency account options and provides market access to over 3 million available instruments.

Trading accounts are subject to fees with spreads averaging from 1.7 pips, which are relatively expensive compared to its competitors.

Its three platforms, Advanced Trader, MT4, and MT5, have decent integration and features. Its research and banking services are of good quality, and so is their clientele, who receive assistance from the Swiss banking standard trained consultants.

Best for safety-conscious traders – Swissquote is a trusted choice for forex traders due to banking grade safety, global regulation, and multi-currency account options.

Swissquote Features

• Established: 1996, Switzerland
• Regulation: FINMA, FCA, MAS, DFSA, CSSF
• Fees: Above average spreads with a 1.7 pips fee.
• Platforms: Advanced Trader, MT4, MT5
• Customer Service: Support of Swiss banking quality, plus advisory at a professional level.
• Best For: Multi-currency accounts for traders who are safety-conscious & appreciate high regulation.

Swissquote Pros & Cons

Pros:

• Because they are Swiss in banking they are very compliant.
• Great reputation for safety and compliance.
• They have multi-asset trading including stocks and crypto.

Cons:

• Compared to industry peers they have higher spread.
• Their premium service is premium priced.
• Not great for short term scalps.

8. Forex.com

Forex.com started its journey in 1999 and is a part of StoneX Group. Forex.com is regulated by CFTC/NFA, FCA, ASIC, MAS, and CySEC. Forex.com is also known for its multi-currency accounts and has spreads starting at 0.8 pips.

The platforms available are MT4, MT5, and Forex.com’s proprietary platform, which have good analytical tools. Forex.com has good customer service with 24/5 support and educational tools.

Forex.com has strong regulation, transparent pricing, and is great for U.S. and global retail traders. Overall, Forex.com is a great forex broker with multi-currency accounts.

Forex.com Features

• Established: 1999, USA (StoneX Group)
• Regulation: CFTC/NFA, FCA, ASIC, MAS, CySEC.
• Fees: With pricing that is transparent, fees go as low as 0.8 pips with spreads.
• Platforms: MT4, MT5, and Forex.com proprietary.
• Customer Service: 24/5 support, extensive educational materials
• Best For: Retail traders in the U.S. and internationally who require multi-currency accounts

Forex.com Pros & Cons

Pros:

• Great US regulation under the CFTC/NFA.
• Good proprietary platform and good analytics.
• Clear and straightforward pricing

Cons:

• Product offering not as extensive as global brokers.
• Compared to ECN competitors, spreads not as tight.
• Customer support occasionally is lacking outside the US.

9. City Index

City Index is also known for being one of the older brokers. In 1983, it was founded in the UK and is regulated by FCA, ASIC, MAS, and UAE Central Bank. City Index also provides multi-currency accounts.

They provide access to 13,500+ markets and have competitive pricing with spreads starting from 0.5 pips. The available platforms are MT4, Web Trader, and AT Pro and also provides advanced tools for more experienced traders.

City Index also has good customer service with global support and educational tools. Best for spread betting and CFD traders, City Index has a strong history, plenty of regulation, and flexible multi-currency accounts.

City Index Features

• Founded: 1983, United Kingdom
• Regulation: UK FCA, ASIC, MAS, and UAE Central Bank
• Fees: 0.5 pips spread, and other competitive fees
• Platforms: MT4, Web Trader, and AT Pro
• Customer Service: Education support, global support in multiple languages
• Best For: Spread betting and CFD traders who also require multi-currency accounts.

City Index Pros & Cons

Pros:

• Well regulated and respected in the UK.
• Educational resources for retail traders.
• Good spreads offered for CFD trading.

Cons:

• Few advanced trading tools.
• More UK/EU focused rather than global.
• Lack of innovation on the platform compared to competitors.

10. OANDA

OANDA is also considered one of the older brokers starting in 1997 and is located in the US. OANDA is also regulated by CFTC/NFA, FCA, ASIC, MAS, and IIROC. OANDA has multi-currency accounts with transparent pricing and has spreads starting from 0.6 pips.

The platforms include MT5 and OANDA’s proprietary platform, which have solid analytical capabilities. Customer support, which is available via live chat, phone, and email, is rated highly.

Most compliance and transparency-conscious traders OANDA is trusted global forex broker due to firm regulation, dependable platforms, and multi-currency account support.

OANDA Features

• Founded: 1997, United States
• Regulation: CFTC/NFA, FCA, ASIC, MAS, and IIROC
• Fees: 0.6 of spreads and competitive fees
• Platforms: MT5 and OANDA proprietary
• Customer Service: Live chat and phone support, Highly rated
• Best For: Traders needing reliable multi-currency accounts and transparency.

OANDA Pros & Cons

Pros:

• Great reputation for pricing and execution transparency.
• Strong compliance reputation globally.
• Excellent API support for developers.

Cons:

• Compared to other brokers, OANDA has a more limited product offering.
• More pronounced spread volatility during peak market times.
• Compared to the competition, the platform feels a bit dated.

Why Multi-Currency Support Matters in 2026

An Increase in Global Trade Activity

Having the ability to trade in multiple currencies helps reduce friction in the marketplace. As cross-border forex trading continues to grow in 2026, traders will be able to access several international markets more easily.

Reduction in Currency Change Fees

When a trader is able to maintain multiple currency balances, they will not have to pay a conversion fee to a forex market maker multiple times. This is especially useful in a turbulent market in which the trader has to buy and/or sell currencies frequently in order to preserve profit and manage capital.

May Smooth Currency Risk

Multi-Currency accounts give traders balances in a several currencies, which in economically turbulent times, lowers the risk of holding a single currency that could possibly devalue.

Improved Speed in International Transactions

When traders are able to control the movement of funds in an economy in a domiciled currency, they can seed the transfers of the funds.

Increased Flexibility for Global Traders

As more traders work from anywhere in the world, multi-currency accounts are more convenient. They improve the ability to control funds across various countries and different financial systems.

Conclusion

For traders looking for flexibility, cost effectiveness, and access to international markets, selecting the top forex brokers offering multi-currency accounts is crucial. These brokers lower conversion costs, enable users to store several currencies, and improve the efficiency of managing foreign deals.

Multi-currency support has emerged as a crucial benefit in 2026 due to growing cross-border trade and elevated currency volatility. In order to operate confidently and effectively in the international forex market, traders need choose a well-regulated broker with competitive pricing, robust platforms, and a variety of currency alternatives.

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