10 Best Paytaca Alternatives for Seamless Crypto Payments 2026

I’ll go over the top Paytaca substitutes in this post for companies and retailers who want to take cryptocurrency payments.

These alternatives, which range from self-hosted systems like BTCPay Server to multi-coin gateways like CoinGate and NOWPayments, provide customizable integration, reduced costs, fiat settlement choices, and improved security.

For online, retail, and B2B organizations, selecting the appropriate platform guarantees seamless cryptocurrency transactions.

What is Paytaca Alternatives?

Other cryptocurrency payment gateways or platforms that companies might use in place of Paytaca to accept cryptocurrency payments are known as Paytaca alternatives. In addition to offering extra features like invoicing, POS connection, currency conversion, donation buttons, and subscription billing, these solutions enable merchants to conduct transactions in Bitcoin, Ethereum, stablecoins, and other digital currencies.

Depending on the platform, some options—like BTCPay Server—are self-hosted and non-custodial, providing complete control over funds, while others—like CoinGate, NOWPayments, and BitPay—offer hosted solutions with simpler setup and support for multiple coins.

Supported cryptocurrencies, costs, integration options, security, and whether the company need online, in-store, or B2B capabilities are all important considerations when selecting an alternative. These substitutes guarantee flexibility, reduced costs, and improved merchant co

Why It Is Paytaca Alternatives Matter

Wider Variety of Cryptocurrencies: Businesses accepting payment in cryptocurrencies see over a hundred options available through platforms like NOWPayements and CoinPayments as opposed to the few available with Paytaca.

Low or No Fees: There are platforms like BTCpay Server that are self-hosted and free, allowing sellers to keep all transaction fees and maintain complete administrative control of the payment processing.

Multiple Customization Options: Plug-ins, APIs, POS systems, and invoicing are available from many alternative systems for simple integration of digital payment processing to eCommerce and retail.

Convert to Cash: Services like BitPay and CoinGate let sellers automatically reduce the volatility of digital assets by instant purchasing cash, which is a value add to digital asset processor.

Funds and Security: Non-custodial options like BTCPay Server are self-hosted, allowing the users to keep all their control over the security of their assets and not use any centralized platforms.

Sophisticated Options: Some like PayStand and Plisio are more specialized and can add features like enterprise billing, donation buttons, or payment subscriptions that are not available with Paytaca.

Worldwide Ready: A large number of these alternatives are ready to use and compatible in virtually any country due to their multi-language and globally functional design.

Key Point & Best Paytaca Alternatives list

Platform	Key Point
CoinGate	Easy crypto payments, supports 50+ coins, POS & invoicing.
BTCPay Server	Open-source, self-hosted, full control, no fees.
NOWPayments	Supports 100+ coins, auto conversion, donation & payment widgets.
CoinPayments	2,000+ coins, multi-coin wallet, recurring payments.
BitPay	Payment processing, debit card, invoices, multi-currency.
Blockonomics	BTC-focused invoicing, email alerts, wallet tracking, no KYC.
GoCrypto	POS payments, offline & online support, merchant-friendly.
AlfaCoins	E-commerce integration, invoices, auto fiat conversion.
Plisio	Multi-coin gateway, recurring payments, donation options.
Paystand	B2B crypto payments, blockchain invoicing, subscription billing.

1. CoinGate

CoinGate lets merchants accept payments in digital assets both online and in physical shops Best Paytaca Alternatives. Founded in 2014, CoinGate is a European cryptocurrency payment processor. It charges a 1% transaction fee and offers fiat conversions to USD, EUR, GBP.

The payment processor can convert cryptocurrencies automatically and charges real-time prices. It is ideal for companies that want to accept cryptocurrency payments globally. CoinGate supports over 70 coins including Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC).

It offers WooCommerce and Shopify API plugins, and retail and eCommerce POS solutions. NOWPayments and CoinPayments have also been in business for a long time and have significant competition in support for more coins and more attractive fee structures than CoinGate.

CoinGate Features , Pros & Cons

Features

1. Acceptance of over 70 cryptocurrencies.
2. Ability to integrate with WooCommerce, Shopify, and Magento and use their API.
3. Support for POS systems.
4. Automatic conversions to fiat currencies (EUR, USD, GBP)
5. Ability to get quotes from the system in real time.

Pros

1. Installation of plugins is straightforward and simple, thus making system set up fast.
2. Users can rely on the system for good, trustworthy conversions to Fiat currencies.
3. Documentation is simple, and multi-language, and active global support is available.
4. Dashboards are good, and reporting features are useful.
5. System supports sales in both online and offline.

Cons

1. System charges a 1% fee, which is higher relative to competitors in the industry.
2. System is not fully non-custodial.
3. Competitor systems offer support for a higher number of cryptocurrencies.
4. Since the system has a good number of users, customer support becomes slow.
5. Advanced features for invoicing are quite limited.

2. BTCPay Server

BTCPay Server is a Bitcoin processor that allows businesses to accept cryptocurrency payments without third-party subscription fees, network fees, and processing fees Best Paytaca Alternatives. Although BTCPay is a free to use payment processor, merchants cannot lose Bitcoin payment invoices. If they do, they lose the paired altcoin.

They can lose the paired altcoin since BTCPay Optional Feature to support other altcoins involves plugins that are easy to implement BTCPay also requires technical hosting.

The payment processor is best for privacy-conscious merchants and developers as the self-hosted option and the more technical setup are more suited to these users.

For users looking for less complexity, there are also SaaS offerings available, such as CoinGate and NOWPayments, which are less complicated and have broader coverage and smoother onboarding.

BTCPay Server Features , Pros & Cons

Features

1. This system is open-source and can be used on self-hosted environments.
2. Payment processing fee is 0, therefore keeping all the money.
3. Full integration with Bitcoin and Lightning network available.
4. Users have full control of all their keys and funds.
5. System supports plugins for additional functionality.

Pros

1. Users of the system incur 0 fees, other than network ones.
2. System is fully private and non-custodial.
3. Excellent functionality if system users are developers.
4. System possesses unique and solid security models.
5. System does not require Users to do KYC, therefore users have no privacy concerns.

Cons

1. System is difficult to set up and requires a higher level of knowledge.
2. System is not ideal for unskilled users.
3. Support for altcoins is limited and additional effort is required to implement.
4. System does not allow for automatic conversions to Fiat currencies.
5. There are fewer plugins than available on hosted services.

3. NOWPayments

NOWPayments is also one of the oldest, starting off 2019, and is also a non-custodial crypto payment gateway starting off with 300+ cryptocurrencies and also 0.5% as one of the lower fees for the industry Best Paytaca Alternatives.

They are more mainstream with harder to access payment integrations through APIs, payment buttons, and not-so-automated crypto-to-fiat payment modules as well as POS systems. Even though they don’t hold crypto themselves, they provide the smoother onboarding experience (outside of KYC of course).

NOWPayments is for the businesses that want to have a large amount of tokens available for their customers and use diversified tools. Another place to potentially spend crypto is CoinPayments, since they also have a lot of coins, and CoinGate, since they cater more towards merchants from the EU.

NOWPayments Features , Pros & Cons

Features

1. More than 300 supported coins.
2. Custom made APIs plus widgets.
3. Options for automatic conversions.
4. Options to donate and use invoices.
5. No custodial service.

Pros

1. All coins are widely supported.
2. Very minimal fees.
3. Integrations are very simple.
4. You have full control gateways.
5. Perfect for developers and small entities.

Cons

1. Some functional options require API.
2. User Interface isn’t for beginners.
3. Unlike CoinPayments, there’s no internal marketplace.
4. Support is not guaranteed.
5. Compared to BitPay, fiat payout is not as strong.

4. CoinPayments

CoinPayments is one of the first gateways for crypto as well, starting off in 2013, and are also the most usable with a mobile POS, wallet services, and even chain to more than 1200 crypto currencies for all cryptocurrencies available, with fees ranging from 0.5-1% Best Paytaca Alternatives.

They also offer webhook subscriptions, and a lot of other automated tools, but are also not custodial, and thus slightly harder to use for businesses.

For vendors that prefer more straightforward non-custodial solutions, there is also the option of NOWPayments and BTCPay Server (assuming self-hosting is an option).

CoinPayments Features , Pros & Cons

Features

1. Over 1,200 coins supported.
2. Included is a mobile wallet.
3. Support for recurring billing.
4. Available for POS and plugins.
5. Vault and tools for security.

Pros

1. Supports many coins.
2. Plugins for stores are easy.
3. Supports subscriptions.
4. Options for multiple wallets.
5. Support for international trade.

Cons

1. Funds are custodial.
2. Charge between 0.5 and 1% fees.
3. Increased verification requirements.
4. Users complain about bad UI.
5. Quality of support is subpar.

5. BitPay

One of the first crypto payment processors is BitPay, established in 2011. They work with clients all over the world and are based in the USA. They support Bitcoin, Bitcoin Cash, Ethereum, and some stablecoins Best Paytaca Alternatives.

BitPay’s fees are roughly 1-2% + a little additional fixed fee. They provide customers with invoicing, settlement in some major fiat (USD, EUR), debit card offerings, as well as business dashboards.

BitPay covers all the major eCommerce platforms, has good compliance, and is therefore a good option for big businesses. Companies seeking alternatives due to higher fees or lack of coin support, or lower fees tend to go with NOWPayments or CoinGate.

BitPay Features , Pros & Cons

Features

1. Ability to accept BTC, ETH, and stable coins.
2. Settlement and payout in fiat currencies.
3. Debit cards are offered.
4. Tools for billing and invoicing.
5. Meets enterprise compliance.

Pros

1. Established and respected service.
2. Various options for converting crypto.
3. Support and service level agreements
4. Partnerships with major eCommerce players
5. Compliance with laws and regulations

Cons

1. Considerable cost (~1–2%)
2. Less variety in cryptocurrency
3. Funds are held in a custodial account until paid out
4. More focused towards corporations than individuals
5. Slightly less adaptable to smaller businesses

6. Blockonomics

Around 2015 Blockonomics became one of the first Bitcoin payment gatewasy. They support and work with a more private, direct wallet acceptance Best Paytaca Alternatives.

They have transaction fees of about 1% and are also one of the gateways that support BTC and BCH through API, plugins, and widgets. Blockonomics garners the attention of privacy-based retailers.

Blockominics is a bit more constrained in features, due to being more crypto currency focused which could result in retailers using the gateways expecting fiat conversion or more reliance on a wide token list (where CoinGate or NOWPayments would work better) to go with multi currency gateways.

Blockonomics Features , Pros & Cons

Features

1. Acceptance of bitcoin and bitcoin cash
2. Payment directly to a merchant’s wallet
3. Payment notifications sent via email
4. Easy invoice creation
5. No know your customer regulations for merchants

Pros

1. Actually protects user privacy
2. Funds are deposited in your wallet immediately
3. Easy and fast to onboard
4. Less reliance on custodial third parties
5. Suitable for smaller businesses that only accept bitcoin

Cons

1. Limited coins, with only bitcoin and bitcoin cash
2. No ability to convert to fiat
3. Less integrations than other payment gateways
4. Not ideal for businesses that accept multiple cryptocurrencies
5. Only basic payment analytics are provided

7. GoCrypto

Completing the cycle of crypto payments for over the counter and online merchants and retailers. GoCrypto was founded during the crypto winter of 2017-2018 Best Paytaca Alternatives.

Supporting the russett of coins with transaction of ~0.5% including Bitcoin, Ethereum, Litecoin, Dogecoin and other stable coins. They promote branched to mainstream steadfast stamped upon targeted user adoption focusing frictionless, fast, and simple checkout for in-store payments.

GoCrypto has business relations with merchants and retailers having web stores, and more simple web plugins. See alternatives, for example, NOWPayments and CoinPayments.

GoCrypto Features , Pros & Cons

Features

1. Crypto point of sale terminals
2. Accepts payments online and offline
3. Support for major cryptocurrencies
4. Merchant tools and a dashboard for managing payments
5. Supports fast payment methods

Pros

1. Strong presence in physical retail for crypto payments
2. Well designed for retail point of sale systems
3. Immediate payment confirmation
4. Functions without an internet connection
5. Simple for employees to use

Cons

1. Less established than other small and medium businesses gateways
2. Limited cryptocurrencies supported compared to NOWPayments and CoinPayments
3. Less functionality for online payments
4. Regional customer support
5. Less eCommerce integrations

8. AlfaCoins

A multi-cryptocurrency supported gateway for payments for the e-commerce retailing and invoice creation founded during 2013. They charge around ~0.99% for payment transactions Best Paytaca Alternatives.

Integrating across multiple e-commerce platforms supporting split payments, auto-conversion to Fiat, ebook digital invoicing, and most marketplace e-commerce platforms, etc. aimed for merchants and retailing.

They seek simple fast and easy setups and skip complicated features, however, some of the supported coins here are smaller than some of the alternatives available.

Merchants seeking wider spans of crypto supported payments with more modern API integrations and setups would be more suited with NOWPayments/CoinPayments

AlfaCoins Features , Pros & Cons

Features

1. Accept multi coins
2. Support for Ecommerce plugins
3. Invoice system
4. Options for automatic settlements
5. Tools for reporting

Pros

1. Great tools for merchants
2. Easy to create invoices
3. Good option for online shops
4. Fee structures are simple
5. Fast to onboard

Cons

1. Not a large set of coins to support
2. There is a fee of around 0.9%
3. Lacking some recent features
4. Not very well known so community support is low
5. Lacking some more advanced features

9. Plisio

Plisio is a company founded 2019, which is a cryptocurrency processor. They offer a simple and user friendly interface to make and accept payments, and offer around 15-50 supported types of currency Best Paytaca Alternatives.

Plisio allows merchants to display prices in over 30 currencies and charges ~0.5% transaction fees. Plisio is user-friendly, requires less KYC for lower account tiers, and is therefore well positioned to serve small online businesses.

Alternatives for broader token support or more advanced features in eCommerce include CoinPayments or NOWPayments.

Plisio Features , Pros & Cons

Features

1. Crypto payment processor
2. API and plugins
3. Donation and checkout functionality
4. Foreign exchange available
5. Payout options

Pros

1. Great for really small vendors
2. New API
3. Good features for donation
4. No hidden fees
5. Integrates really seamlessly

Cons

1. Less coins accepted compared to CoinPayments and NOWPayments
2. No widespread adoption
3. Lacking features for larger companies
4. The support can be hit or miss
5. Very few options to payout in other currencies

10. Paystand

Paystand is not a pure crypto gateway, but a digital payments platform that focuses more on the enterprise side; B2B Revenue Cycle, AR Automation, and subscription billing Best Paytaca Alternatives.

aystand is oriented toward larger businesses, where integration of a crypto bridge and automated billing within a payment system, necessitates a customized subscription for the support of a transactional system.

Companies wanting to use pure payment gateways for crypto might want to focus on services like CoinGate or BitPay for easier checkout integration.

PayStand Features , Pros & Cons

Features

1. Blockchain payment functionality
2. Recurring payments available
3. Automated accounts receivable with invoicing
4. Solely enterprise
5. Payment options include crypto and traditional

Pros

1. Large B2B companies will find it useful
2. Excellent invoicing
3. Fees are more competitive
4. Hybrid approach to payments
5. They have strong APIs and reporting features

Cons

1. Not entirely crypto focused
2. More enterprise pricing
3. Potentially long onboarding times
4. Overkill for small merchants
5. Crypto features less extensive

Conclusion

Depending on their requirements, businesses can choose from a number of strong alternatives to Paytaca for processing cryptocurrency payments. For retailers looking for wide cryptocurrency support and simple eCommerce platform integration, CoinGate and NOWPayments are perfect.

For privacy-conscious companies seeking complete control via a self-hosted solution, BTCPay Server is ideal. BitPay provides enterprise-ready solutions with regulatory compliance, while CoinPayments excels with multi-coin support and recurring payment functionality.

Other platforms that offer specific functionality for POS, donations, or B2B payments include Blockonomics, GoCrypto, AlfaCoins, Plisio, and PayStand. The ideal solution ultimately depends on your preferred amount of control over funds, integration possibilities, cost structure, and balance of supported cryptocurrencies.

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