10 RedotPay Card Alternatives In 2026

In This Post i will Review RedotPay Card alternatives provide a variety of crypto payment solutions that are tailored towards the needs of the modern consumer. With cash back options on the Crypto.com Visa and the Binanc Card and cards that prioritize consumer privacy like the Ezzocard, there are a variety of cards to choose from that provide different benefits relating to fees, rewards, and crypto assets.

No matter how diverse your needs are, whether you’re looking for a globally accepted card, one that supports stablecoins, wallet integration, or anything else, there are plenty of substitutes that allow you to effortlessly control and spend your digital currency.

Criteria For Choosing RedotPay Card Alternatives

The following are each features for evaluating alternatives to RedotPay, limited to 25 words each.

Fees Examine multiple different fees to avoid expensive and sub-optimal alternatives to RedotPay. Focus on greater values with respect to cost.

Rewards and Cash Back In various categories, including daily expenditures, travel, and other purchases, consider various cash back levels and loyalty rewards. Assess travel benefits.

Worldwide Card Acceptance Select cards that are universally accepted and issued via the major networks (Visa/Mastercard). This selection will ensure you incur no payment frustrations.

Security and Fraud Protection Check for advanced security features that protect you from unauthorized charges and data breaches. Two factor authentication and real time alerts are ideal.

Mobile App Convenience Fast, user-friendly, and secure mobile apps that allow for efficient management of user spending systems and account settings are advantageous.

Customer Support Support that is responsive and available for customers 24 hours is helpful for lost cards, disputes, problems, or questions to avoid long wait times.

Spending Controls Opt for cards that let you set spending limits, freeze and unfreeze, and have adjustable parental controls so you can set restrictions for your own and others’ usage.

Foreign Exchange Rates Cards with low or no foreign exchange markups help you save on international purchases and travel, making them more reasonable than others with a little more expensive forex rates.

Integration With Wallets Check for integrations with digital wallets (Apple Pay, Google Pay) and banking apps for more versatility in payments and easy money movement.

Perks & Add-Ons To enhance your card experience, spend your money on some extra travel insurance, lounge access, purchase protection, or partner discounts, which can all add extra value.

Key Points

Card Name	Key Point
UPay Card	Global crypto debit card with wide acceptance and low fees.
Crypto.com Visa Card	Reward-focused crypto card with tiered cashback benefits.
Binance Card	Best for Binance users with high crypto cashback rewards.
Coinbase Card	Easy and versatile crypto-to-spend card for Coinbase holders.
Nexo Card	Offers a crypto-backed credit line instead of selling assets.
Wirex Card	Multi-currency support with real-time conversion and rewards.
Kast Card	High cashback crypto card with competitive rewards.
HODL Card	Prepaid crypto card with strong cashback on spending.
Ezzocard	Simple crypto payment card with straightforward spending.
SpectroCoin Card	Established crypto card with wallet+card ecosystem.

1. UPay Card

UPay Card offers a single crypto debit card, which is authorized by Visa and Mastercard, for direct processing of bitcoin payments and 55 million others across the globe. It is a debit card that allows its customers to spend their money by automatically converting supported currencies such as bitcoin, ethereum, and some stable coins.

Premium cards offer greater cashback and other rewards. UPay Financial Technology is based in Dubai, but the card is licensed under US MSB. Users will claim USD and UPay as their currencies. UPay cards also accept payments from RedotPay, Crypto.com, and Binance. They also accept payment from the Coinbase Card, Nexo Card, Wirex Card, and more.

UPay Card

• Type: UPay Card is a Crypto debit card that works with Visa and Mastercard.
• Cashback/Rewards: Tier-based rewards with some competitive perks.
• Fees: Transparent conversion with low FX fees.
• Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and other stablecoins.
• Regions: Global reach as they are licensed under US MSB.

UPay Card

Pros:

• Accepted payments worldwide through Visa or Mastercard
• Accepts payments in crypto for BitCoin, Etherium and (Tether) USDT
• No hidden fees for conversion, and rates are given up front.
• Licensed under United States MSB and compliant (legally)

Cons:

• USD cash back tier is not as great as competitors.
• Less promotion than Binance or & Crypto.com
• Extra benefits require greater cash deposits

2. Crypto.com Visa Card

With the Crypto.com Visa Card, customers can spend cards preloaded. The card also allows unlimited spending up to 8% and a cashback of up to 15% for US customers.

Other customers can access the card by paying a monthly subscription. An additional charge of 1% will be added for converting stable currencies like bitcoin, ethereum, and CRO.

US, EU/UK, Canada, Singapore, Australia, Brazil, and GCC markets are some of the areas with open availability, although there are restrictions in NY state, Russia, and China. Premium tiers offer fancy metal cards and special perks, including access to UFC and F1 events.

RedotPay Card Alternatives – UPay Card Crypto.com Visa Card Binance Card Coinbase Card Nexo Card Wirex Card Kast Card HODL Card Ezzocard SpectroCoin Card.

Crypto.com Visa Card

• Type: Prepaid Visa debit card.
• Cashback/Rewards: Up to 8% CRO cash back and rebates of Spotify and Netflix.
• Fees: No annual fees and a conversion fee of 1%
• Supported Cryptos: More than 50 different assets including Bitcoin (BTC), Ethereum (ETH), Crypto (CRO), and stablecoins.
• Regions: USA, EU/UK, Canada, Singapore, Australia, Brazil and the GCC.

Crypto.com Visa Card

Pros:

• Up to 8% CRO cashback
• Spotify and Netflix become free, and also free travel.
• Metal cards become available for higher tiers.
• (money) for U.S., (money) for EU, (money) for Asia, (money) for GCC

Cons:

• US access unavailable for NY, Russia and China.
• Up to 1% for money conversion.
• Best (money) requires CRO to be staked.

3. Binance Card

The Binance Card is a visa debit card that allows you to utilize your cryptocurrency (BTC, ETH, USDT, and BNB) to make purchases at over a million retailers. You can earn up to 8% cashback in BNB based on how much you stake with them.

There are no card fees, and you can make purchases without any additional charge. The card is accepted in Latin America, Europe, and Asia, although crypto regulation prevents usage in the US and some areas of Europe.

Due to its compatibility with Binance, users enjoy the card from its offer. RedotPay Card Alternatives – UPay Card Crypto.com Visa Card Binance Card Coinbase Card Nexo Card Wirex Card Kast Card HODL Card Ezzocard SpectroCoin Card.

Binance Card

• Type: Visa debit card.
• Cashback/Rewards: Up to 8% cash back in BNB.
• Fees: There are conversion fees, but card issuance is free and conversion fees are low.
• Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and BNB.
• Regions: Europe, Latin America, and Asia excluding the US.

Binance Card

Pros:

• Up to 8% funds cashback
• No cost for card max, or near max cost
• Premium Binance ecosystem
• Supports card payments for BTC, Etherium, Tether and funds in BNB.

Cons:

• currently cannot order card from (country)
• cash back is limited to BNB funds
• Europe has little access.

4. Coinbase Card

The Coinbase Card is a Visa prepaid debit card that allows customers to earn 4% in crypto as a reward for using the card.

Users can select rotating rewards in BTC, ETH, or other available assets. There are no annual fees or spending fees, but there may be some conversion fees. Since all assets listed on Coinbase are supported, it is quite flexible.

It is available in the US, UK, and EU and supports the issuance of both physical and virtual cards. Security measures include two-factor authentication, the ability to freeze the card, and PIN modifications.

It is perfect for Coinbase users who want seamless wallet integration. RedotPay Card Alternatives – UPay Card Crypto.com Visa Card Binance Card Coinbase Card Nexo Card Wirex Card Kast Card HODL Card Ezzocard SpectroCoin Card.

Coinbase Card

• Type: Visa prepaid debit card.
• Cashback/Rewards: Up to 4% on crypto rewards, including Bitcoin (BTC), Ethereum (ETH), and some others.
• Fees: No annual fees, but conversion fees may be applicable.
• Supported Cryptos: Any and all assets that are listed on Coinbase.
• Regions: USA, UK, and EU.

Coinbase Card

Pros:

• Up to 4% crypto rewarded
• Direct integration with most digital wallets, no membership costs.
• Supports any market that Coinbase operates on.
• Strong: Two-factor authentication, card freeze.

Cons:

• Given market competition, payout ratios on rewards a little low
• Card usage incurs conversion costs.
• Services limited to US, UK, and European markets.

5. Nexo Card

The Nexo Card is a hybrid Mastercard that works in both debit and credit modes. In credit mode, users can borrow against their crypto without selling it, and can earn up to 2% cashback in NEXO tokens or 0.5% in BTC. In debit mode, users can spend from more than 60 supported cryptos, including BTC, ETH, and USDT.

There is an annual fee, and fees include up to 2.5% Foreign Exchange fees. The card is available in the European Economic Area and the UK, and a global release is in the works. One unique offering is up to 14% interest that users can earn on their unspent balances.

RedotPay Card Alternatives – UPay Card, Crypto.com, Visa Card, Binance Card, Coinbase Card, Nexo Card, Wirex Card, Kast Card, HODL Card, Ezzocard, SpectroCoin Card.

Nexo Card

• Type: Nexo Card is a hybrid Mastercard. It is a mix of debit card and credit card.- Cashback/Rewards: Up to 2% in NEXO, 0.5% in BTC
• Fees: No annual fee, more than 2.5% in foreign exchange fees
• Supported Cryptos: Over 60 different assets (BTC, ETH, USDT, etc.)
• Regions: EU/EEA, UK

Nexo Card

Pros:

• Credit and debit card in one.
• Access credit and crypto loans without liquidation.
• 2% rewards in Nexo and 0.5% in Bitcoin.
• More than 60 cryptocurrencies supported.

Cons:

• Limited to EU/UK
• 2.5% in currency exchange fees
• Compared to Wirex and Crypto.com, rewards ratios lower.

6. Wirex Card

The Wirex Card is a Visa/Mastercard debit card that has a total of 40+ cryptocurrencies, and 12+ fiat currencies. Depending on WXT token staking and subscription tiers, customers receive Wirex’s unique Cryptoback™ rewards of up to 8%.

Other fees include 1.5% on crypto conversions, and premium subscription costs which are optional. Wirex’s services are available in 130+ countries including the US, however, they do not provide services in every state. Customers can convert crypto to fiat in real-time and use it to pay at a POS.

Because of this, the card is suitable for consumers who frequently make international trips. Premium tiers will provide subscribers with enhanced cashback rewards and additional services. RedotPay Card Alternatives – UPay Card, Crypto.com, Visa Card, Binance Card, Coinbase Card, Nexo Card, Wirex Card, Kast Card, HODL Card, Ezzocard, SpectroCoin Card

Wirex Card

• Type: Visa/Mastercard debit card
• Cashback/Rewards: Up to 8% Cryptoback™ in WXT
• Fees: 1.5% for crypto conversion, optional subscription fees
• Supported Cryptos: 40+ crypto assets and 12+ fiat currencies
• Regions: Over 130 countries (limited availability in US)

Wirex Card

Pros:

• Rewards in criptoback up to 8%.
• More than 40 crypto assets and more than 12 currencies.
• Over 130 countries.
• Conversion from crypto to currency in real time.

Cons:

• 1.5% for crypto to currency conversion.
• Access to premium benefits only with subscription.
• Services in US limited.

7. Kast Card

The Kast Card is a Visa debit card that is secured by stablecoins such as USDC and USDT. Depending on the tier customers are on, they receive up to 12% Kast Points that can be redeemed for cashback. Kast’s fees include surcharge free up to $10,000, and $10,000 annually, with additional 2% fees on foreign exchange. For customers who are seeking low volatility, Kast’s supported cryptocurrencies are stablecoins.

Operating in over 150 countries, it can be used immediately with Apple Pay and Google Pay and has both digital and physical cards. For premium users, there are premium metal cards. RedotPay Card Alternatives: UPay Card, Crypto.com, Binance Card, Coinbase Card, Nexo Card, Wirex Card, Kast Card, HODL Card, Ezzocard, SpectroCoin Card.

Kast Card

• Type: Visa debit card
• Cashback/Rewards: Up to 12% cashback in Kast Points
• Fees: Free to premium tiers, foreign exchange fees are about 2%
• Supported Cryptos: Mainly USDC and USDT, which are stablecoins
• Regions: 150+ countries, availability of Apple Pay and Google Pay

Kast Card

Pros:

• More than 12% rewards in Kast Points.
• Over 150 countries.
• Strong focus on low volatility stablecoins.
• Google/Apple Pay integration.

Cons:

• Rewards in non-volatile crypto
• 2% currency exchange fees.
• Premium services may get expensive.

8. HODL Card

The HODL Card, a Visa debit card, has a tiered system that awards users with 1-8% crypto cashback. The supported currencies are BCH, USDC, BAT, LTC, and BTC. The fees that HODL Card has are a 99 dollar card issue fee, a 9.99 monthly fee, and when withdrawing money at an ATM, you are charged 2%.

The card can be used in Europe and also in other countries, and it works with Apple Pay. You can use it for card in stores. The cashback offers are interesting, however, there are high fees. RedotPay Card Alternatives: UPay Card, Crypto.com, Binance Card, Coinbase Card, Nexo Card, Wirex Card, Kast Card, HODL Card, Ezzocard, SpectroCoin Card.

HODL Card

• Type: Visa debit card
• Cashback/Rewards: 1–8% crypto cashback rewards
• Fees: $99 card issuance, $9.99 monthly fee, and $2 ATM withdrawal fee
• Supported Cryptos: BT, LTC, BCH, USDC, and BAT
• Regions: Western Europe and other countries

HODL Card

Pros:

• 1 to 8% cash rewards.
• Supports USDC, Mafia, Litecoin, Bitcoin, and Bcash.
• Integration with Apple Payments
• Available Worldwide

Cons:

• Expensive costs ($99 for card issuance, $9.99 every month)
• $2 ATM transaction fee
• Compared to Wirex/Crypto.com, card rewards are less.

9. Ezzocard

Ezzocard is prepaid and anonymous because it is a virtual Visa/Mastercard. Payments can be made with BTC, ETH, and USDT. You can customize for a value of 25-1000 dollars. You can get the card instantly, within 2-5 minutes, and your information is secure, as the card does not have any cashback.

USD 0.00 to USD 100.00 fees are applied to each card issued. No registration or KYC is needed. Users from 45+ countries can make online purchases with ease and privacy. RedotPay Card Alternatives – UPay Card Crypto.com Visa Card Binance Card Coinbase Card Nexo Card Wirex Card Kast Card HODL Card Ezzocard SpectroCoin Card.

Ezzocard

• Type: Prepaid virtual Visa/Mastercard
• Cashback/Rewards: No cashback on this card, but it offers anonymity and privacy for transactions
• Fees: Varying fees based on card denomination selected ($25–$1000)
• Supported Cryptos: BTC, ETH, and USDT
• Regions: More than 45 countries, instant issuing card without requiring KYC

 Ezzocard

Pros:

• Virtual cards are created in less than 5 minutes
• No KYC means more privacy
• Works with Bitcoin, Ethereum, and Tether
• Useful for online shopping

Cons:

• No cashback or rewards
• Card limitations ($25 minimum, $1000 maximum)
• Available in only about 45 countries

10. SpectroCoin Card

The SpectroCoin Card is a Visa card that can be linked to both physical and virtual SpectroCoin wallets. This card is a good option for crypto enthusiasts as it is available in 200+ countries and with 11+ crypto options, one of which could be either XRP, Stellar, or USD Coin.

SpectroCoin card has a spending fee of 1.00% and a card issuance fee of \$7.80 which is a bit on the higher end. ATM withdrawals also incur a fee of EUR 1 in addition to 1%. Although the cashback is not too enticing, it is still a global crypto card option.

RedotPay Card Alternatives – UPay Card Crypto.com Visa Card Binance Card Coinbase Card Nexo Card Wirex Card Kast Card HODL Card Ezzocard SpectroCoin Card.

SpectroCoin Card

• Type: Prepaid Visa card
• Cashback/Rewards: Small, linked to your wallet
• Fees: $7.80 for issuance, $1.15 per month, 1% on spending
• Supported Cryptos: 11+ (BTC, ETH, XRP, Stellar, USDC)
• Regions: Over 200 countries, both virtual and physical cards

SpectroCoin Card

Pros:

• Supports many Cryptocurrencies (at least 11) including Bitcoin, Ethereum, XRP, Stellar, and USDC.
• 200+ Countries
• Virtual and physical cards are available
• Linked with SpectroCoin wallet

Cons:

• Card cost: $7.80, $1.15 recurring fee, and 1% spending fee.
• Less cashback than other cards.
• Not as well known as other card providers.

How to Switch from RedotPay Card?

Review Your Current Account Before switching to a new card, look at RedotPay card transactions, repeating payments, card balance, and fees to identify what to transfer or close.

Choose Your New Card Pick a card that suits your spending, traveling, and financial priorities after analyzing card alternatives based on fees, rewards, global acceptance, and security.

Open New Account New card applications can be done online or on a mobile app. Identity verification, linking a funding source, and credentialing should be done for secure and smooth usage.

Update Automatic Payments Write down subscriptions and repeating payments on RedotPay, and adjust to your new card to keep services uninterrupted and avoid payment failure.

Transfer Your Balance Move money that RedotPay holds to your new card or bank. Check transfer methods and fees to ensure money arrives fast and correct.

Notify Payees Update employers, services, or clients tied to RedotPay with new card/bank details to allow uninterrupted direct payments and deposits.

Download & Setup App Install the app associated with your new card. For better account management, take advantage of alerts and security settings, as well as budgeting tools, and authorize devices.

Monitor Transactions During the transition, keep an eye on activities for both the old and new cards, checking for any unexpected charges, duplicates, or fraud to ensure everything is accurate.

Close RedotPay Account RedotPay accounts should be closed after all payments and transfers have gone through; this prevents dormant fees and protects your identity from potential threats in case your account is used without your permission.

Keep Records For your records, as well as for potential audit down the line, keep closure notifications, statement, account confirmations from both RedotPay and the new card.

Conclusion

Looking for alternatives to RedotPay cards allows you to find a multitude of crypto debit and prepaid cards that cater to individual user needs. If you are looking for cards that offer the highest cashback rewards, look for options like the Crypto.com Visa Card and the Binance card.

The Coinbase Card and Nexo Card offer slightly less cashback rewards than the other cards, but are still great options, and focus more on the integration of the cards with other platforms and the cardholder’s borrowing capabilities. The Wirex Card and the Kast Card have great options for international ontaining several global and multi-currency and stablecoin cards.

The Ezzocard may appeal to those that value privacy and are looking for more anonymous options, while the SpectroCoin Card has more regional availability than other options, but typically has higher charges. The HODL Card and UPay Card cost more for the crypto cash rewards and the HODL also has higher prices of the cards than Ezzocard’s.

There are significant alternatives to RedotPay, and the best will depend on the users priority on fee amount, cashback availability, the supported cryptocurrencies, and worldwide accessibility.

FAQ