XRP Price Forecast July 2026: Ripple Sees Growth at $1.30 with MiCA Approval
## XRP Price Falls 1.83% Even with 10% Weekly Gains
XRP price saw a slight 1.83% drop over the last day to $1.12. Wider performance of XRP Price over the week remained positive with XRP retaining gains of 10%. Falling Prices and declining sentiment were a response to increasing oil prices, geopolitical issues, and a declining US stock market.
Capsuling the negative sentiment was the news that Ripple received full approval under the European Union’s Markets in Crypto-Assets (MiCA).
Ripple Wins Full MiCA Approval in Luxembourg
Ripple reached a significant milestone after winning full approval from Luxembourg’s CSSF as a Certified Crypto Asset Service Provider. This approval puts Ripple within MiCA, providing authorizations to expand and operate across the EU.
With full MiCA approval, Ripple is provided with passporting privileges, a right to offer fully compliant services across all 27 EU Member States. This approval builds upon Ripple’s first regulatory approval gained in June of 2026, placing the company in an even better position to offer its banking infrastructure, enterprise payment solutions, and other services to institutional clients.
Ripple noted that the new regulations will create better compliance around digital asset transactions and will allow the company to expand its payment networks. The new regulations may also increased the adoption of XRP and Ripple’s RLUSD throughout Europe.
As stated by Ripple’s Europe Managing Director Cassie Craddock, the company is also ready to increase its business under the MiCA regulations, and continue to offer more regulated crypto services.
The Crypto Market
The XRP price movement coincided with a general uptick in the crypto markets. This time, investors were focused on the upward trajectory of Bitcoin, which had increased by more than 7% over the past week, and was moving in the positive direction, even in the midst of uncertain economic conditions.
The market was also bullish in part due to new developments in the regulatory environment that were perceived as more favorable towards the crypto market. Investor confidence was also positively impacted by the second endorsement of a crypto-friendly stance by Donald Trump, and as a result, the major digital assets also had positive movement.
Bitcoin was trading just below $1,770, while investors were focused on new regulatory updates.
XRP Spot ETFs Increase to $1.49 Billion
XRP had a good week since XRP Spot ETFs had inflows for the past eight weeks straight. SoSoValue reports that this brings the total inflows to $1.49 billion.
As of July 6, the total assets in the XRP ETF were approximately $1.05 billion, representing a total market cap dominance of 1.47% for XRP.
The aggregate trading value for XRP-linked Exchange Traded Fund (ETF) products crossed the $14.48 million mark. The Bitwise XRP Fund dominated the market with net asset value (NAV) of $330.84 million. It was followed by Canary at $265.30 million and Franklin at $261.68 million.
XRP-linked investment products also closed the day with positive price appreciation which was greater than 5% indicating that investors are still optimistic and are still investing in spite of the volatile short-term price movements.
XRP Price Prediction: Will XRP Hit $1.30 By July 2026?
XRP was trading close to $1.1278 and was hovering slightly above the key $1.12 support level on the 4-hour chart. The cryptocurrency also lost the short-term ascending channel near the $1.15 level, which has now become a critical resistance level for the price to continue upward.
If XRP can break above the $1.15 resistance level, the price may target the $1.20 level first. With the potential buying pressure, $1.30 may be possible by July 2026.
Without breaking the $1.15 resistance level, sellers will likely take over the market. Indicators show a lack of direction. The Relative Strength Index (RSI) remained around the 49 level indicating neutral momentum after the recent drop.
The MACD showed the same weakening bullish momentum with bearish bars forming below the signal line. If XRP loses the $1.12 support level, the next likely target would be $1.05.
XRP Price Prediction After Ripple’s What Is MiCA Approval
Ripple’s full MiCA approval in Luxembourg is a full endorsement for the regulatory framework for Wider institutional adoption in Europe. While XRP may face some short-term price constraints, a stronger demand for ETF, expanding payment systems, and overall regulatory framework in Europe may provide price support.
For July 2026, whether XRP will continue to recover to $1.30 or whether it will decline to $1.05 will likely depend on XRP’s ability to break through $1.15.
