I will cover the Best UniPay Web3 Checkout Alternatives that help businesses securely accept cryptocurrency payments and do so efficiently and flexibly.
As merchants cope with the complexity of Web3 commerce, they look for checkout solutions with multi-chain support, lower transaction costs, reduced friction, and easy wallet integrations.
The right UniPay alternatives can unleash speedier settlements, increased payment options, and payments infrastructure for scalable NFTs, DeFi ecosystems, and worldwide digital marketplaces.
What is UniPay?
UniPay is a Web3 checkout and crypto payment provider to assist organizations in safely and securely acceptng payment in blockchain. It provides an effortless payment to providers in cryptocurrency and stablecoins right from users digital wallets.
UniPay usually enables cross-chains, allows users to integrate multiple wallets, and transacts through smart contracts, minimizing the need to process payments through outdated middlemen.
Automated payment confirmation, developer-focused APIs, and Web3 wallets make payment processing easier for users, through simplification of cryptocurrencies. With UniPay, provide users with control over real time settlement, transparency, and instant settlement.
Key Points
| Platform | Key Points |
|---|---|
| NOWPayments | Crypto payment gateway; supports 300+ cryptocurrencies; hosted checkout pages; API/SDK for Web3 integration; non-custodial payments. |
| DePay | Fully decentralized; direct wallet-to-merchant payments; plugins for WooCommerce & Shopify; supports direct wallet checkout. |
| Transak | Fiat-to-crypto on-ramp; Web3 payment API; integrates wallet connection into checkout; easy fiat funding for customers. |
| Web3Payments | Web3-first payment solution; accepts multiple cryptocurrencies; deploys on-chain smart contract checkout. |
| Blockonomics | Bitcoin-focused decentralized gateway; easy e-commerce integration; real-time conversion at checkout; non-custodial. |
| CoinPayments | Wide crypto support; auto coin conversion; hosted checkouts; plugins for online stores; secure merchant payouts. |
| CoinQvest | Digital currency checkout; converts crypto to fiat; compliance-focused; suitable for merchants accepting multiple currencies. |
| OwlPay Stablecoin | Stablecoin-focused; supports USDC payments across multiple blockchains; merchant settlement; minimal volatility. |
| MetaMask + WalletConnect | Wallet-based checkout; direct on-chain payments; supports multiple EVM-compatible wallets; user-driven payment flow. |
1. NOWPayments
Over 300 cryptocurrencies are supported by a non-custodial crypto payment gateway, NOWPayments. It has a 0.5% service fee for single-currency payments and for multi-currency payments, it has a service fee of 1%.
Then, there are fees for every blockchain transaction. However, there are instant global transfers, fixed and floating rates, and 24/7 support.
The payment gateway has plenty of features like auto-conversion, donation collection, subscription billing, and e-commerce plugins.
Otherwise, it is still ideal for UniPay Web 3.0 Checkout for merchants that want easily fast settled transactions and with wide crypto support and want to keep customer funds.
NOWPayments Features
- Accepts Over 300 Different Currencies
- Non-Custodial; funds are sent directly to merchant wallets
- Charges a fee of 0.5% for single currency, 1% for multi currency transactions
- Has auto-conversion, recurring payment, donation, e-commerce tool, and other features
- Global instant settlement and gateway
NOWPayments
| Pros | Cons |
|---|---|
| Supports 300+ cryptocurrencies | Relies on blockchain network fees |
| Low fees (0.5–1%) | Multi-currency transactions cost slightly more |
| Non-custodial, funds go directly to merchant | Requires crypto familiarity for setup |
| Features: auto-conversion, recurring billing, plugins | Limited fiat settlement options |
2. DePay
DePay gives users the opportunity to use peer to peer Web3 checkouts with no middlemen. Because payments go directly to the merchants’ wallets, no accounts get frozen and there are no chargebacks.
It is able to convert and support thousands of tokens on different blockchains. Fees are as low as possibe due to there being no intermediaries other than the blockchains’ gas costs.
Instant settlement, support for NFT projects, and Shopify/WooCommerce plugins are just a handful of the awesome features.
Best UniPay Web3 Checkout Alternatives – DePay is a great fit for buisnesses in need of real decentralization, instant liquidity, and flexibility across multiple blockchains.
DePay Features
- Enables direct peer to peer Web3 checkout
- Accepts multi-chain tokens auto-conversion
- Has no intermediaries other than blockchain gas
- Offers instant NFT payment and liquidity integrations, WooCommerce and Shopify plugins
- Immediate settlement for true- decentralization
DePay
| Pros | Cons |
|---|---|
| True peer-to-peer wallet-to-wallet payments | Dependent on blockchain gas fees |
| No intermediaries, instant settlement | Limited fiat integration |
| Multi-chain token support | Merchant adoption still growing |
| Plugins for Shopify/WooCommerce, NFT support | Requires crypto-native customers |
3. Transak
Transak is a fiat-crypto on-ramp/off-ramp systems supporting ACH, cards, Google and Apple Pay, depending on the location. Fees depending on the method: a processing fee and a blockchain network fee, all visible at checkout.
Services, include the KYC crypto purchase, instant closing, global coverage. Benefits include multi-chain, regulatory compliance, and integration APIs.
Best UniPay Web3 Checkout Alternatives- Transak is the ideal alternative for companies that want to obtain fiat-crypto bridging for cash accounts and different payment alternatives to be on the compliant side.
Transak Features
- Onboard and offboard fiat through crypto
- Accepts payment via bank transfer, cards, Google Pay and Apple Pay
- Fees are transparent, being limited to processing and network
- Provides global reach, no KYC, and API integration as features
- Offers integration of traditional finance to Web3 payment systems
Transak
| Pros | Cons |
|---|---|
| Fiat-to-crypto on/off ramp | Fees vary by payment method |
| Supports cards, bank transfers, Google/Apple Pay | Requires KYC compliance |
| Global coverage with API integration | Settlement speed depends on fiat rails |
| Bridges traditional finance with Web3 | Higher costs vs pure crypto gateways |
4. Web3Payments
Supporting over 500 cryptocurrencies in 118 countries, Web3Payments specializes in presales, staking infrastructure, and token launches. Non-custodial smart contracts give users complete ownership and control of their cryptocurrencies and digital assets.
Each project is handled on an individual basis, with cost attribution depending on smart contract implementation and tokenomics. Payment presale widgets, staking of tokens, and tokenomics vault fiat-connected websites are among the offerings.
Attributes of decentralized settlement, scalability, and transparency are all present. Best UniPay Web3 Checkout Alternatives – Web3Payments is tailored for crypto enterprises initiating tokens and seeking a secure, compliant infrastructure.
Web3Payments Features
- Designed to provide service for presales, staking and token launches
- Based in over 118 countries, accepts 500+ cryptocurrencies
- Non-custodial settlement with smart contracts
- Has presale widgets, staking infrastructure, fiat-abled websites
- Offers crypto projects a solution to require tokenomics support
Web3Payments
| Pros | Cons |
|---|---|
| Focused on token launches & staking | Niche use case (not general merchants) |
| Supports 500+ cryptocurrencies | Fees depend on project/tokenomics |
| Smart contract-based, non-custodial | Complex setup for non-technical users |
| Features: presale widgets, fiat-enabled sites | Less suited for everyday retail checkout |
5. Blockonomics
Blockonomics is a Bitcoin-exclusive payment gateway (other cryptocurrencies not supported) that goes for $1 USD per transaction— first 10 transactions are free. Blockonomics accepts Bitcoin (BTC), Bitcoin Cash (BCH), and Tether (USDT), and there are no KYC requirements with direct-to-wallet payments.
Blockonomics includes sales dashboards, accounting instruments, and 20+ module integrations. Features are: a non-custodial setup, privacy-first checkout, and instant settlement.
Best UniPay Web3 Checkout Alternatives – Blockonomics is good for businesses that want to accept Bitcoin payments and don’t want to deal with compliance and high fees.
Blockonomics Features
- Payment gateway first in offering Bitcoin
- Very Competitive Fees (1% of transaction value with the first ten payments free of charge)
- Cryptocurrencies accepted: (BTC, BCH, USDT)
- Payment Features: (direct wallet payments, privacy-first payment option, integrated accounting solutions)
- No Disguise Required (Easiest Integration)
Blockonomics
| Pros | Cons |
|---|---|
| Bitcoin-first gateway | Limited to BTC, BCH, USDT |
| Low fee (1%) with first 10 free | No fiat settlement |
| Direct-to-wallet, privacy-first | Smaller ecosystem vs larger gateways |
| No KYC required | Focused mainly on Bitcoin users |
6. CoinPayments
CoinPayments offers supports well over 2,000 digital currencies. It now charges a 0.5% fee for converting coins and 1% for tokens, in addition to network fees. Employees can also take advantage of merchant tools, wallet services, and batch settlements.
Other offerings include a multi-currency wallet, Shopify and WooCommerce plugins, and wallet converters. Employees can do deposit transactions of $15,000. CoinPayments is most popular among large-scale merchants needing a wide range of crypto wallet services.
CionPayments Features
- Cryptocurrencies accepted: over 2000 coins
- Transactional Fees: coins 0.5% tokens 1%
- Payment Features: multi-currency wallet, hosted checkout, integrated e-commerce solutions
- Services: Batch Settlements, Currency Conversion tools, Merchant Dashboard
- More than 80k active clients
CoinPayments
| Pros | Cons |
|---|---|
| Supports 2,000+ cryptocurrencies | Fees: 0.5%–1% plus network costs |
| Large merchant adoption | Custodial wallet risks |
| Features: hosted checkout, plugins, conversion tools | Complex for small businesses |
| Batch settlements & merchant dashboard | Compliance varies by region |
7. CoinQvest
CoinQvest offers custom-priced crypto-to-fiat settlements with real-time crypto conversion. They support Bitcoin, Litecoin, Dogecoin and more with automatic compliant accounting and tax reporting.
They offer services such as merchant wallets, hosted checkout, and WooCommerce/Magento plugins. Highlights $ OFQ ] Risk-free transactions, easy-to-integrate compliance, and transactional support.
The best UniPay Web3 Checkout Alternatives CoinQvest is best suited for businesses looking for compliant crypto payment solutions with added features for easy settlement and accounting support.
CoinQvest Features
- Cryptocurrency payments with instant fiat conversion
- Cryptocurrencies accepted: LT, BEN, DOGE, BTC
- Payment Features: integrated tax reporting, real-time conversion, accounting tools
- Services: Merchant wallets, hosted checkout, plugins for WooCommerce/Magento
- Best for businesses wanting crypto payments with instant fiat conversion
CoinQvest
| Pros | Cons |
|---|---|
| Crypto-to-fiat settlement | Limited crypto support vs CoinPayments |
| Real-time conversion & tax reporting | Requires KYC for fiat settlement |
| Plugins for WooCommerce/Magento | Fees vary by plan |
| Strong compliance & accounting tools | More suited for regulated businesses |
8. OwlPay Stablecoin
OwlPay allows for stably-coined (USDC) and card payments with cross-border settlement. Fees are competitive, lowering the exchange loss risk compared to umptenth traditional gateways.
Services include checkout-to-payout management, vendor payments, and reconciliation. Features include API integrations, compliance licenses for 36 states, and instant USD-USDC conversions.
UniPay Web3 checkout alternatives – OwlPay Stablecoin is preferable for large enterprises for stablecoin, compliant, cross-border payments.
OwlPay Stablecoin Features
- Payments done using stablecoin (USDC) and cards
- Fewer cross-border transaction losses
- Payment Features: checkout/payout management, vendor payments, reconciliation
- One of the 36 U.S. states-licensed companies
- Best for enterprises wanting to make payments using stablecoins
OwlPay Stablecoin
| Pros | Cons |
|---|---|
| Stablecoin (USDC) + card payments | Limited crypto diversity (focus on USDC) |
| Licensed in 36 U.S. states | Compliance-heavy onboarding |
| Features: vendor payouts, reconciliation tools | Best for enterprises, less for small shops |
| Reduces FX losses in cross-border payments | Not ideal for crypto-native merchants |
9. MetaMask
MetaMask acts as a Web 3.0 crypto wallet to access and support Ethereum and EVM-compatible chains and WalletConnect provides secure dApp connections. Users do not pay any service fees, only network gas fees.
Wallet services include, but are not limited to, token swaps and dApp integrations. All services are non-custodial, mobile and browser support, and are multi-chain compatible.
MetaMask and WalletConnect is the best UniPay Web3 Checkout alternative. With this service, users can have complete privacy and control for directly wallet-based checkouts.
MetaMask + WalletConnect Features
- No-custodial Web3 wallets to make payments
- Networks supported: Ethereum and EVM-compatible blockchains
- Fees: Network gas costs only
- Scenarios: Token Swap, DApp Integration, Wallet Storage
- Only system giving max privacy during checkout
MetaMask + WalletConnect
| Pros | Cons |
|---|---|
| Non-custodial wallet integration | No fiat settlement |
| Supports Ethereum + EVM chains | Gas fees can be high |
| Maximum privacy & control | Requires user wallet setup |
| Features: token swaps, dApp integration | Less merchant-friendly, more user-driven |
What to Look for in a Web3 Checkout Solution
Decentralization & Security
Audited smart contracts and non-custodial wallets ensure funds remain secure and users will maintain ownership. User funds will not be susceptible to fraudulent and risky behavior.
Multi-Chain Compatibility
Having flexibility in payment solution and blockchains increases accessibility for customers to pay and merchants to receive on preferred network. Look for Ethereum, Polygon, BNB Chain, and Solana.
User Friendly Checkout Experience
A seamless payment solution and wallet experience will have minimal steps in the flow to transaction and payment dome to allow quick and frictionless for access by all.
Fiat On-Ramp & Off-Ramp Support
Users appreciate the ability to pay incorporated with bank payment or credit card usage in addition to merchants receiving payments in crypto or fiat and processed easily.
Transaction Speed & Settlement
Quick payment solutions with near immediate transaction confirmations and implemented settlement visibility are important so merchants keep a able and quick circuit of payments to customers.
Payment Methods and Wallets
Consider MetaMask, Wallet Connect, and Coinbase Wallet integrations accessible to more users across the globe, which results in a higher rate of success in users completing a purchase.
Tools and Integrations for Developers
With comprehensive APIs, software development kits, plugins, and documentation, developers can seamlessly accommodate your web3 checkout into their websites, applications, and marketplaces.
Compliance and Risk Management
A good web3 checkout offers optional knows your customer and anti-money laundering strategies, as well as fraud detection, to assist businesses in fulfilling their compliance obligations while ensuring maintaining a degree of decentralization.
Scalability and Prepared to the Future
The service must be able to accommodate a large volume of transactions, be compatible with layer two networks, and have a web3 adaptable for the future to ensure sustained development and stability of the platform.
Conclusion
As stated, the optimal UniPay Web3 checkout alternatives are tailored to meet specific corporate needs, including NOWPayments and CoinPayments, who provide considerable cryptocurrency coverage, as well as low transaction costs, and Transak, who works with Web3 to provide compliant on/off ramps and bridge fiat with cryptocurrency.
For merchants focused on Bitcoin, Blockonomics is the best choice. For enterprises, CoinQvest and OwlPay Stablecoin are best with their compliant fiat and stablecoin settlements. Web3Payments is specifically designed for projects running token launches and staking, MetaMask, and WalletConnect provide wallet-native users with maximal privacy and control.
Whatever, the best option for you is entirely reliant on your priority. Providing seamless checkout experiences, your choice is guaranteed to be future-ready.
FAQ
What is a Web3 checkout solution?
A Web3 checkout allows businesses to accept cryptocurrency or stablecoin payments directly via blockchain, enabling instant, borderless, and decentralized transactions without traditional intermediaries.
Which platforms offer the widest crypto support?
NOWPayments (300+ coins) and CoinPayments (2,000+ coins) provide the broadest cryptocurrency coverage, making them ideal for merchants needing diverse payment options.
Which solution is best for true decentralization?
DePay offers peer-to-peer wallet-to-wallet payments with no intermediaries, ensuring instant settlement and maximum decentralization for crypto-native businesses.
How can I bridge fiat payments with Web3?
Transak and CoinQvest specialize in fiat-to-crypto and crypto-to-fiat settlement, offering compliance, tax reporting, and integration with cards, bank transfers, and wallets.
Which option is best for Bitcoin-only merchants?
Blockonomics is a Bitcoin-first gateway with low fees, direct-to-wallet payments, and no KYC requirements, perfect for BTC-focused businesses.
