In this articles I will describe the Best alternatives to Request Network possible for businesses and SaaS platforms. They supply trustworthy alternatives for global payments, payroll, and automated payments.
Tipalti, Stripe Connect, PayPal Payouts, and RazorpayX and their respective platforms, simplify and compliantly execute and economically streamline transactions for increasingly complex businesses and marketplaces globally.
Key Points & Best Request Network Alternatives
| Request Network Alternative | Key Points |
|---|---|
| Tipalti | Advanced global payables automation, tax compliance, mass payouts, strong ERP integrations |
| Stripe Connect | Ideal for marketplaces, automated payouts, multi-currency support, developer-friendly APIs |
| PayPal Payouts | Trusted global brand, fast payouts, wide international reach, easy setup |
| Wise Business | Low-cost international transfers, real exchange rates, multi-currency accounts |
| Gusto | Payroll-focused solution, tax filing automation, employee self-service tools |
| Payoneer | Cross-border payments, supports freelancers and marketplaces, multiple withdrawal options |
| Bill.com | AP/AR automation, invoice management, accounting software integrations |
| Airwallex | Multi-currency wallets, FX optimization, scalable APIs for SaaS businesses |
| Square Payroll | Payroll and contractor payments, seamless Square ecosystem integration |
| RazorpayX | India-focused payouts, bank transfers, compliance-ready APIs for SaaS and startups |
10 Best Request Network Alternatives
1. Tipalti
Tipalti has earned its place as one of the best alternatives to Request Network because of the fully automated and end-to-end payables solutions offered and its commitment to helping growing companies.
Unlike only blockchain-based competitors, Tiplati offers suppliers onboarding, tax compliance, invoice approval, and global payments on one platform.
Tipalti has proven to be one of the best at managing complicated payment workflows, multi-entity business operations, and handling regulatory compliances of different countries.
With extensive ERP integrations and multi-currency mass payment capabilities, Tipalti caters best to compliant payment automation to SaaS and enterprise firms.
Features Tipalti
Automated Payables Workflow – Simplifies the onboarding of suppliers, approves invoices, and automates the payment of invoices with minimal interaction.
Global Payments Support – Supports sending and receiving payment to and from over 190 countries in many currencies.
Compliance & Tax Tools – Automates the process of collecting, completing VAT and 1099, and regulatory compliance.
ERP & Accounting Integrations – Merges with accounting and financial systems, NetSuite and QuickBooks, to organize and consolidate financial operations.
| Pros | Cons |
|---|---|
| End-to-end automated payables solution | Can be expensive for small businesses |
| Multi-currency support and global payouts | Setup can be complex for first-time users |
| Strong compliance and tax management features | Limited customization in reporting |
| ERP and accounting software integrations | Less suitable for individual freelancers |
2. Stripe Connect
On top of the list for alternatives to the Request Network is Stripe Connect. Specializes in providing payment solutions to marketplaces and platforms.
Stripe Connect has customizable, developer-friendly APIs for onboarding, identity verification, and global payout, making onboarding and payout management seamless.
Connect Stripe also has instant payouts, split payments, supports different currencies, and makes global business compliant and operationally lean.
This makes it ideal for marketplaces, and saas platforms, providing operational flexibility and robust support in comparison to traditional payment networks and invoicing.
Features Stripe Connect
Marketplace Payment Routing – Allows platforms to route and allocate funds to buyers, sellers, and other partners.
Flexible API Customization – Payment experiences can be customized by developers through APIs.
Split & Multi‑Party Payments – Payments can automatically be split and sent to multiple receivers.
Global Currency Support – Offers and transfers funds in multiple currencies and includes conversions.
| Pros | Cons |
|---|---|
| Highly customizable APIs for marketplaces | Requires technical knowledge for integration |
| Supports split payments and multi-currency | Transaction fees can be high for small payouts |
| Fast onboarding and global payout capabilities | Limited offline payment support |
| Scalable for SaaS platforms and marketplaces | Dependent on Stripe ecosystem |
3. PayPal Payouts
Attractive Request Network Alternatives include PayPal Payouts owing to the ease of usability for sending mass payments, and the global reputation for reliability and trust.
Ease of use and global reputation for trust are outstanding features, PayPal is one of the few providers worldwide that allow the mass instant payments of thousands of users via email with no complicated integrations.
PayPal’s business reputation and global trust make it one of the most valid payment providers for SaaS providers, online marketplace, and freelance platforms targeting reliability for fast, compliant, and scalable mass payment. Simplifies cross border payments.
Features PayPal Payouts
Instant Mass Payouts – Allows senders to send mass payments in bulk in an instant through PayPal and email addresses.
Wide Global Reach – Supports local currencies in countries all over the world.
Trusted Brand & Security – Established trust between buyers and sellers with strong fraud protection.
Simple Integration – No hassle installation process, regardless of company size, which requires basic programming.
| Pros | Cons |
|---|---|
| Trusted and widely accepted globally | Higher transaction fees for international payments |
| Instant mass payouts via email | Limited advanced automation features |
| Supports multiple currencies | Less flexibility for complex workflows |
| Easy setup and user-friendly | Currency conversion fees may apply |
4. Wise Business
Wise Business stands out as a first-rate competitor to Request Network as a result of its emphasis on low-cost, uncomplicated, international payments for companies.
It’s competitive advantage stems from providing a real exchange rate at a minimal fee, increasing efficiency for cross-border transactions.
Companies can hold and manage an array of currencies from a single account, pay international suppliers and receive funds without wasting money on conversion costs.
With a user-friendly platorm and rapid transactions, Wise Business works best for SaaS and marketplaces that need a more dependable and economical alternative to payment networks for international payments and multi-currency transactions.
Features Wise Business
Multi-Currency Accounts – From one control center, you may manage and control dozens of finances in various currencies.
Low-Cost FX Transfers – Charge a reasonable amount and use genuine mid-market currencies.
Global Payments – Fast and efficient business transactions globally, including transfers to suppliers and payroll.
Batch Payments – Saves time and costs incurred in fees by sending several payments at once.
| Pros | Cons |
|---|---|
| Real exchange rates and low fees | Not designed for full payroll management |
| Multi-currency accounts | Limited automation for recurring payments |
| Fast and transparent international transfers | Fewer integrations with ERP systems |
| Ideal for SMEs and global businesses | No built-in invoicing platform |
5. Gusto
Gusto is a strong Request Network alternative for being an all-in-one solution for payroll, benefits, and HR management, for being easy to use, and for being an industry leader.
It’s unique qualifying feature is tax payment automation, as well as compliance and employee payment automation, thus, erasing manual tedious work for companies.
Gusto accommodates full time employees, as well as, contractors and offers direct deposit and benefits management.
The product works to ensure payroll and payment management is as simple as possible for employees through self serve payroll and payment management dashboards
Thus, achieving transparency and efficiency. With this, Gusto is an easy and strong choice for payment companies and other growing SaaS companies looking for an all in one payment system.
Features Gusto
Payroll Automation – Automatically adjusts for manual intervention.
Tax Filings and Compliance – Automatically takes care of both federal and state tax filings.
Employee and Contractor Payments – Supports direct deposit payments for employees and payments for contractors.
HR Tools – Arena for onboarding, benefits, time tracking, and employee self-service.
| Pros | Cons |
|---|---|
| Full-service payroll and HR management | Limited global payout options |
| Automates tax filings and compliance | Not ideal for non-US companies |
| Supports contractors and employees | Pricing increases with additional features |
| Intuitive dashboards and self-service tools | Limited API customization |
6. Payoneer
Payoneer is best Request Network alternative primarily because of its strength in global payments cross-boarder payments and global connectivity within the financial sphere.
No other platform is able to allow such fast fund transfers for low-cost multi-currency sending and receiving for business and freelance users.
No lengthy bank setups are needed for Payoneer’s marketplace and vendor payments, and its international transfer services.
Payoneer’s large network, operating in over 200 countries, and supporting international payments guarantees users a high speed and hassle free transactions.
It is a best in its class service for SaaS and other international enterprises, allowing them to streamline and simplify compliance for global payments.
Features Payoneer
Cross Border Payments – Receive and send money and gives different options for sending money.
Multi-Currency Support – Manage and access several currencies and withdraw money in different country.
Marketplace Integration – Collaborates with websites/companies like Amazon, Upwork and Fiverr.
Global Bank Network – Provides businesses with the capability to transfer money to local banks in various countries.
| Pros | Cons |
|---|---|
| Supports global cross-border payments | Can charge higher fees for certain regions |
| Multi-currency accounts and fast payouts | Customer support can be slow in some countries |
| Ideal for freelancers and marketplaces | Limited integrations with ERP software |
| Simple onboarding process | May require KYC verification delays |
7. Bill.com
One of the most prominent Request Network competitors is Bill.com due to the way it simplifies accounts payable and receivable for companies, no matter their size. One of its most distinguishing features is invoice automation.
This includes invoice management, approval, and payment to reduce manual input, which is a time sink.
Through integration with the most used accounting platforms, Bill.com is able to automate cash flow management to keep financial records and accounting up to date.
This platform is ideally suited for payment processing and other digital transactions, especially for SaaS businesses and other fast-growing companies.
It also provides a simple interface for managing payments to vendors and clients, and allows seamless payment processing for transactions, both macro and micro, for any country in the world.
Features Bill.com
AP/AR Automation – Automated the process of accounts payable and accounts receivable.
Invoice & Vendor Management – Your central point for overseeing and organizing billing, approval, and reminder tasks.
Accounting Software Integrations – Allows synchronization with: QuickBooks, Xero, and NetSuite.
Support for Digital Payments – Your portal for ACH, ePayments, and check run functionalities.
| Pros | Cons |
|---|---|
| Automates AP/AR processes | Can be expensive for small businesses |
| Seamless accounting software integrations | Setup can be complex for first-time users |
| Centralized invoice and vendor management | Limited international payment options |
| Reduces manual errors and saves time | User interface may feel outdated to some |
8. Airwallex
One of the best alternatives to Request Network is Airwallex, as it provides an all-in-one, API-centered solution for international payment processing and managing several currencies.
Airwallex’s edge is allowing companies to hold, pay, and receive money in different currencies and with better rates for forex, they are able to save on costs for international transactions.
also has enterprise-grade APIs for process automation, mass payment disbursement, and connections with other SaaS applications.
Being able to offer quick and safe international payment processing with actionable data in the cloud, Airwallex is able to help companies grow internationally while still being efficient.
All of those factors, make Airwallex an excellent option for companies looking for an alternative to general payment networks.
Features Airwallex
Multi‑Currency Wallets – Save and handle various currencies in a single application.
Optimized FX Rates – Access to attractive rates for international transactions.
API‑First Architecture – Excellent for fully automated solutions for tech-focused businesses.
Batch & Cross‑Border Payments – Allows prompt payment to international vendors and collaborators.
| Pros | Cons |
|---|---|
| Multi-currency wallets and FX optimization | Limited brand recognition compared to PayPal/Stripe |
| Scalable APIs for SaaS platforms | Some advanced features require technical knowledge |
| Fast and secure cross-border transfers | Not ideal for micro-transactions |
| Real-time financial insights | Limited offline payment options |
9. Square Payroll
Square Payroll serves as a solid alternative to the Request Network as it is integrated in the broader Square Ecosystem.
Square Payroll is able to process payments to employees and contractors with automations set up to file taxes and manage benefits.
Payroll and sales operations can be run on the same platform with Square integrated payments. Square Payroll is ideal for small to midsize SaaS and retail businesses.
Employees can be paid on time and accurately while reducing extra administrative work. Square Payroll provides a great solution for businesses to manage their employees compensation in a compliant manner.
Features Square Payroll
Payroll & Tax Automation – Employee payment and tax documentation done automatically.
Support for Employees & Contractors – Covers documents for W-2 and 1099 classification.
Integration with Square Ecosystem – Integrates with Square POS and its financial applications.
Reporting & Benefits – Covers benefits administration and payroll data analysis.
| Pros | Cons |
|---|---|
| Integrates with Square ecosystem | Limited international support |
| Automates employee and contractor payments | Features geared toward small to medium businesses |
| Handles tax filings and benefits | Less suitable for complex enterprise payroll |
| Easy-to-use dashboards | Limited API flexibility |
10. RazorpayX
RazorpayX functions as an alternative to Request Network in a similar way because of its India-focused API powered banking and payouts services catering to business needs.
Their competitve advantage is the automation capabilities for vendor payment automation, payroll dispersments, and instant bank transfers all from a digital platform.
Seamless integration with accounting and payroll systems give real time visibility of the funds and streamline compliance with regulations in India.
its excellent for SaaS, startups, and marketplace companies within the Indian terrain offering speedy payment automation.
It is a trustworthy alternative as a payment network is for the efficient management of domestic and cross-border payouts.
Features RazorpayX
API-Driven Payouts – Vendor, employee and supplier payment automation using APIs.
Instant Bank Transfers – Transfers into Indian bank accounts and settlements in real-time.
Integration with Accounting & Payroll – Compatible with other payroll and financial solutions.
Regulatory Compliance Tools – Built-in features for Indian taxation and compliance requirements
| Pros | Cons |
|---|---|
| India-focused payouts and banking | Primarily supports Indian businesses |
| Automates salary and vendor payments | Limited global currency support |
| Real-time financial insights and compliance | Advanced features require technical setup |
| Seamless accounting and payroll integration | Not ideal for international SaaS platforms |
Conclusion
To sum up, the top other options on Request Network give companies adaptable, safe and automated payment services designed for a variety of requirements.
Tipalti, Stripe Connect and Paypal Payouts are great for international payments while Gusto and Square Payroll are great for Payroll and Compliance.
These alternatives are best for SaaS, Marketplace and Growing Businesses – Wise, Payoneer, Airwallex these options are great for multi currency payments.
FAQ
What is a Request Network alternative?
A platform that offers similar invoicing, payments, and payout services as Request Network.
Which alternative is best for global payments?
Tipalti, PayPal Payouts, and Wise Business are ideal for cross-border transactions.
Which is best for marketplaces?
Stripe Connect and Payoneer excel at handling multi-party payments.
Which is best for payroll management?
Gusto, Square Payroll, and RazorpayX simplify employee and contractor payments.
Are these alternatives secure?
Yes, all platforms use encryption, compliance checks, and fraud protection.
