10 Best CheckoutX Crypto Alternatives In 2026

This article is going to cover the finest CheckoutX crypto alternatives that allow merchants to accept cryptocurrency payments without a hassle.

Due to the proliferation of cryptocurrency, companies require dependable, safe, and adaptable payment methods.

Ranging from quick Lightning Network solutions to fully-fledged platforms that support a wide variety of coins, these alternatives have everything needed to handle crypto payments and crypto crypto efficiently and expeditiously without the exorbitant fees and volatility risks.

What is CheckoutX Crypto Alternatives?

CheckoutX Crypto Alternatives represent other digital payment providers who allow their customers the option of differentiating their incoming crypto payment transactions when compared to the option of using CheckoutX.

These substitute digital payment providers allow merchants to manage digital currency transactions for Bitcoin, Ethereum, and multiple altcoins securely and seamlessly.

These providers offer automatic conversions to fiat, low transaction fees, Lightning Network integrations, and offer non-custodial crypto wallets. Merchants using these providers are granted tailored control, and a seamless modern interactions for crypto transactions.

Why It Is CheckoutX Crypto Alternatives Matter

Payment Method Flexibility – Merchants are able to accept other cryptocurrencies in addition to the ones CheckoutX supports.

Reduced Fees – Especially self-hosted alternatives or those based on the Lightning Network, payement processing fees are cut.

Merchant Fund Control – Crypto is directly accessible to merchants using non-custodial solutions like BTCPay Server or Blockonomics.

Quick Transactions – Users of the Lightning Network, such as OpenNode and Strike, process payments instantaneously.

Volatility Protection – Alternatives that instantaneously convert crypto to fiat reduce the risk of losing value.

Key Point & Best CheckoutX Crypto Alternatives List

Platform	Key Point
BitPay	Enterprise-grade crypto payment processor supporting multiple cryptocurrencies with automatic fiat settlement and global compliance.
NOWPayments	Non-custodial crypto payment gateway offering support for 300+ cryptocurrencies with auto-conversion options.
BTCPay Server	Fully open-source, self-hosted Bitcoin payment processor with no transaction fees and complete control over funds.
CoinGate	Versatile crypto payment platform enabling merchants to accept crypto and receive payouts in fiat or crypto.
PayPal (Crypto Checkout)	Allows merchants to accept crypto payments while instantly converting them to fiat to avoid volatility.
Strike	Lightning Network–based payments platform enabling fast, low-cost Bitcoin transactions with instant settlement.
OpenNode	Bitcoin-focused payment solution using Lightning Network for instant and low-fee merchant payments.
AlfaCoins	Crypto payment processor supporting Bitcoin and altcoins with simple integration and merchant tools.
Plisio	User-friendly crypto payment gateway offering automated invoicing, API support, and broad coin coverage.
Blockonomics	Decentralized Bitcoin payment system allowing merchants to receive payments directly to their wallet without intermediaries.

1. BitPay

BitPay is arguably the strongest competitor to CheckoutX. Because of the blend of great merchant features, merchant adoption, and the ability to settle in fiat, BitPay is unmatched in this category. BitPay is one of the few gateways that allow merchants to automatically convert crypto to fiat, minimizing exposure to the volatility of cryptocurrency prices.

BitPay’s worldwide support and seamless API integrations make it easy for online merchants to onboard due to the trusted invoicing capabilities.

BitPay has also strong compliance and provides detailed reports while allowing merchants to control the funds with privately held secure wallets. For a professionally crafted solution that is scalable, widely adopted, and reliable for merchants, checkout, crypto, and BitPay offer a solid solution.

BitPay Features, Pros & Cons

Features

1. Various key cryptocurrencies are supported.
2. Settlement of crypto to fiat is done automatically.
3. A dashboard for merchants and analytics.
4. Tools for billing and invoicing.
5. Simple integrations with plugins and APIs.

Pros

1. A highly reputable and well-known service.
2. Less risk from exposure volatility due to automatic conversion.
3. Compatible with most major e-commerce platforms.
4. Excellent security and compliance.
5. Response times are relatively quick.

Cons

1. Centralized custodial system.
2. Greater fees when compared to self-hosted alternatives.
3. Overall less support for smaller, niche coins.
4. Options for settlement are limited to certain parts of the world.
5. Restrictions on certain features depending on the tier of service.

2. NOWPayments

NOWPayments supports over 300 coins and is non-custodial and flexible, which brings merchants as much control as possible with no centralization; thus, it is one of the best options when compared to CheckoutX for crypto payment processing.

Unlike most checkout solutions, NOWPayments does not hold funds and instead send payments directly to the wallets, which helps with security and autonomy as well.

For businesses that want to accept a range of assets without the manual work, automatic conversion is available so businesses can accept a variety of assets seamlessly.

For businesses that want to customize the checkout experience, NOWPayments eks simple API integrations, customizable checkout buttons, invoices, and more so that businesses can get onboarded quickly. For these reasons, NOWPayments is a best choice compared to competitors when it comes to ecommerce crypto payment solutions.

 NOWPayments Features, Pros & Cons

Features

1. Accepting crypto payments is non-custodial.
2. Supports an extensive 300+ cryptocurrencies.
3. Options for auto conversion of coins.
4. Easy to use invoicing.
5. Payment buttons, APIs, and plugins are available.

Pros

1. Very extensive crypto coin support.
2. Easy integration process.
3. Private keys are retained by merchants.
4. Options for flexible payouts.
5. KYC is not a requirement for minimal.

Cons

1. Less popular and less recognition when compared to competitors.
2. Quite basic when it comes to analytics.
3. An overwhelming amount of available coins.
4. Support and communication from the team can take some time.
5. Some price changes are due to the current market.

3. BTCPay Server

BTCPay Server is a great alternative compared to CheckoutX for accepting crypto payments since it is open-source, decentralized, and self-hosted. Unlike most other services, BTCPay does not manage customer’s keys and funds.

Merchants run their own BTCPay Server and receive payments directly to their own wallets, there are no intermediaries and therefore no fees. It supports both Bitcoin and the Lightning Network. Lightning Network Bitcoin transactions are quicker, cheaper and fully transparent.

Merchants on BTCPay Server are able to customize their checkout experience while maintaining their privacy and without being locked-in to a vendor. For traders with a focus on self-sovereignty, safety, and low operational costs, BTCPay Server is a great option for accepting crypto payments.

 BTCPay Server Features, Pros & Cons

Features

1. Completely open source
2. Self-hosted payment processor
3. Direct access to crypto wallets
4. Supports Lightning Network.
5. No fees on this service.

Pros

1. You can keep the money.
2. No custodial risk.
3. No fees on this service.
4. Increased privacy and protection.
5. Development is driven by the community.

Cons

1. Technical setup is required.
2. No automatic settlement in fiat.
3. Much less plug and play than hosted services.
4. Limited official support.
5. There’s less support for coins other than BTC.

4. CoinGate

CoinGate is the most prominent competitor to CheckoutX for crypto payments because of its unique features such as more flexible payment options and substantial crypto volume for businesses of any size.

One of the reasons the company is so unique is because it enables business partners to select from over a dozen different options of digital currencies and the option to select payout currency as either crypto or fiat, thus allowing financial flexibilities.

Getting started is a breeze because of simple installations through integrated plugins, API sheets, and hosted checkout links. Operational efficiency is furthered through automated tools such as frequent updating on comprehensive analytics and settlement.

CoinGate stands as the most reliable and flexible option that goes far beyond CheckoutX due to its security, merchant-oriented structure, and adaptability.

CoinGate Features, Pros & Cons

Features

1. Supports multiple coins.
2. Settlements in both fiat and crypto.
3. Payment buttons can be hosted.
4. Has an API and plugins for ecommerce.
5. Offers a merchant dashboard with reports.

Pros

1. More choices for payments.
2. Onboarding is easy for merchants.
3. Compatible with lots of platforms.
4. Easy to understand fee structure.
5. Well suited for international markets.

Cons

1. Model is custodial.
2. There’s a fee for currency conversion.
3. Support is dependent on the region.
4. Less niche currencies than competitors.
5. Some reporting functions lag competitors.

5. PayPal (Crypto Checkout)

Crypto Checkout by PayPal takes advantage of PayPal’s prominent standing as a financial processor and CheckoutX’s weaknesses because of the ability to integrate digital assets and everyday retail. PayPal’s checkout system is a streamlined interface which is easy and efficient from the consumer’s perspective. “

Pay with Crypto”/“Checkout with Crypto” functionality enables customers to checkout with more than 100 different cryptocurrencies and protects business from high volatility by converting crypto to fiat or PayPal’s PYUSD stable-coin. (cryptoweekly.co) PayPal is an ideal option for online merchants searching for a less complicated crypto integration to CheckoutX because of the widely supported digital wallets and low fee structure .

PayPal (Crypto checkout) Features, Pros & Cons

Features

1. You can accept crypto by using PayPal.
2. Transactions are instantly converted to fiat.
3. Access to a large user base.
4. Fully integrated with the PayPal system.
5. Compatible with most major cards.

Pros

1. Easy payments for all those involved.
2. Payment security through a reliable company.
3. Simple to set up in a PayPal account.
4. Client exposure to volatility is eliminated.
5. Mainstream users can use it.

Cons

1. Only a few cryptocurrencies can be used.
2. With custodial centralization, there are payout limits.
3. Compared to crypto-agnostic processors, these processors are much more expensive.
4. With regards to policies and protocols, there is a lack of transparency.
5. It’s not the case that there are direct payments on the blockchain.

6. Strike

Strike represents one of the top competitors to CheckoutX for crypto payments due to the Bitcoin Lightning’s ability to perform ultra-low cost transactions and quintain settlement speed from anywhere on the globe. 

For Strike, businesses and consumers can transmit and obtain payments with no covenants to borders within mere seconds, and often even fee levels of that which a standard wire transfer or credit card would cost, thanks to Lightning’s rapid settlement and marginal costs to transfer.

For instance, its API allows for integration into applications and e-commerce frameworks for merchants to gain the ability to accept Payments via Bitcoin and, post settlement, can be denominated in either fiducial or cryptocurrency, analycitally making it more streamlined than CheckoutX.

Strike Features, Pros & Cons

Features

1. Lightning Network payments
2. Global instant settlements
3. API for integrations
4. Low transaction costs
5. Bitcoin‑centric payment rails

Pros

1. Extremely fast payments
2. Very low fees via Lightning
3. Great developer tools
4. Ideal for micropayments
5. Efficient cross‑border settlement

Cons

1. Focused on Bitcoin only
2. Less fiat settlement support
3. Newer platform with fewer plugins
4. Lightning tech still maturing
5. Limited altcoin support

7. OpenNode

OpenNode is among the best CheckoutX alternatives for crypto payments due to its emphasis on efficient and convenient Bitcoin acceptance with the Lightning Network. For merchants wanting efficiency and ease of use, OpenNode is best.

Businesses are able to settle and accept Bitcoin payments on-chain with on-the-spot conversion to local fiat for protection against volatility.

OpenNode’s practical crypto checkout option offers seamless online commerce due to the near-constant settlement and very low transaction fees. Merchants can easily integrate OpenNode into their systems using the user-friendly API, multiple active plugins, or checkout leaderboards without requiring lengthy setups.

OpenNode Features, Pros & Cons

Features

1. Bitcoin on‑chain + Lightning support
2. Automatic fiat payouts
3. API & plugins
4. Hosted payment page
5. Transaction analytics

Pros

1. Fast & cost‑efficient BTC payments
2. Lightning integration
3. Good developer docs
4. Auto conversion options
5. Simple merchant dashboard

Cons

1. Limited to Bitcoin ecosystem
2. Less broad coin support
3. Fewer advanced commerce tools
4. Can be complex for beginners
5. Lightning availability varies by region

8. AlfaCoins

ALFAcoins is another great option for merchants wanting to offer crypto payments as it has many coins and low fees as well as flexible payout options. ALFAcoins was founded in 2013 and charges a transaction fee of ~0.99%. ALFAcoins allows merchants to accept Bitcoin, Ethereum, Litecoin, and many stablecoins.

ALFAcoins enables merchants to save costs when using other payment options. It has easy integration using APIs or a payment button, and it shields merchants from exchange rate fluctuations by locking in the exchange rate for a limited period of time after the invoice is created.

ALFAcoins manages to securely process and store crypto in multi-currency wallets and offers merchants a way to manage their crypto holdings which is an appealing offer for online shops in need of crypto processing.

AlfaCoins Features, Pros & Cons

Features

1. Multiple coin payment acceptance
2. E-commerce and API integration
3. Support crypto wallets
4. Tools for automated settling
5. Dashboard for merchant

Benefits

1. Fair pricing
2. Easy integration
3. Support for main coins
4. Small mmc merchants can use it
5. Quick workflow for invoice

Drawbacks

1. Lesser used compared to CoinGate/BitPay
2. Brand presence average
3. Tools for reporting are minimal
4. Features are less than most competitors
5. If limits are high, may need KYC

9. Plisio

Plisio is a very good alternative to CheckoutX, and is probably one of the most simplest crypto payment facilitators, which accepts a wide variety of coins, and is very easy to integrate with most online businesses.

The coins supported include Bitcoin, Ethereum, Litecoin, Dogecoin, and a whole bunch of others, ensuring that the customers can checkout using whatever asset they want. The funds in the customers wallet gets sent to the merchants wallet with low and no fees.

Setting up with ecommerce platforms or other payment facilitators is easy and they don’t really care too much about kyc which is good for the smaller and more nimble merchants. The support for a bunch of different coins, and overall low fees, is what helps Plisio stand out as a crypto payment option.

Plisio Features, Pros & Cons

Features

1. Support for multiple coins
2. No monthly fees
3. API plus additional plug-ins
4. Support for wallet payouts
5. Provides automatic invoicing

Pros

1. Inexpensive to set up
2. Simple to integrate
3. Suitable for small to medium-sized sites
4. Offers multiple coins for customer payment
5. Flexible options for payouts

Cons

1. Advanced analytics are lacking
2. Smaller user base compared to large payment processor competitors
3. Response time regarding support is slower
4. Fewer preferences for fiat settlement
5. The overall interface is dated

10. Blockonomics

Blockonomics stands out among CheckoutX competitors for crypto payments for its non-custodial direct-to-wallet experience that allows merchants control with no middlemen or custodial risk.

No other services can provide such a custodial-less direct payments model since every purchase on Blockonomics is sent directly to merchants’ crypto wallets. Hence, Blockonomics merchants do not suffer from a platform custody risk associated with service outages, fund freezes, or other interruptions.

Blockonomics support other major crypto assets such as Bitcoin BCH, and USDT, have easy integration to e-commerce as well as seamless API tools that provide merchants with privacy focused checkout and fee transparency which are quicker to set up than other hosted payment services.

Blockonomics Features, Pros & Cons

Features

1. Bitcoin payments are non-custodial
2. You get paid directly into your wallet
3. Easy to use API
4. E-commerce plug-ins
5. Basic invoice features

Pros

1. You retain complete control over your funds
2. The use of Bitcoin gives you high privacy
3. No middleman can change the deal
4. Simple pricing
5. Good for merchants who only want to use Bitcoin

Cons

1. Limited crypto options (Only Bitcoin and a small number of USDT and BCH)
2. User-friendly features are limited for larger organizations
3. Initial Reporting
4. Not compatible with all platforms
5. Limited customer service

Benefits Of CheckoutX Crypto Alternatives

Diverse Digital Currency Acceptance – Accept Bitcoin, Ethereum, stablecoins and numerous other digital currencies.

Increased Protection – A lot of these services are non-custodial, meaning merchants retain full control of their money.

Decreased Costs – Payment gateways have less transaction and processing costs.

Accelerated Payment Processing – Payment services like Strike and OpenNode utilize the Lightning Network for real-time transaction processing.

Auto Fiat Currency Exchange – Helps mitigate risks of crypto volatility.

Simple Set Up – The integration is easy with plugins, APIs, and hosted checkout pages for eCommerce businesses.

Borderless Payment Acceptance – Payment acceptance from customers globally without the hassles of standard banking.

Conclusion

Selecting an alternative to CheckoutX crypto is based on your business objectives, technical requirements, and payment styles.

For merchants looking for stability and fiat payments, BitPay and CoinGate is a good choice, however NOWPayments, Plisio, and AlfaCoins is good for merchants looking for options. For business-oriented privacy and complete control over their funds, BTCPay Server and Blockonomics are good non-custodial options.

Strike and OpenNode are fast and low-cost options via the Lightning Network, whereas PayPal Crypto Checkout is the connection between crypto and mainstream. These are all good options for crypto payments and are an alternative to CheckoutX.

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