I’ll go over the Top CoinAccept Substitutes in this post to assist companies safely and effectively take bitcoin payments.
These systems are appropriate for startups, e-commerce sites, and business merchants looking for dependable cryptocurrency payment gateway solutions since they include features like multi-coin support, fiat settlements, cheap costs, and simple integrations.
Why Use CoinAccept Alternatives
Supporting More Cryptocurrencies
These competitors accommodate other digital assets, giving merchants the ability to accept not only Bitcoin but also other stablecoins, Ethereum, and altcoins, and versatile digital assets.
Improved Flexibility of Settlement
It is common with other merchants to select and prefer either crypto payouts or automatic local fiat conversion, and this helps limit the risks of being exposed to price volatility.
Better Options for Integration
For e-commerce crypto payments plus tools like apps, or POS systems, other gateways provide a good variety of integrations, plug-ins, and SDKs.
Higher Security Models
Some other solutions are non-custodial, where merchants have the option to keep their private keys and decrease reliance on 3rd party custody.
Better Compliance
Ensures compliance for enterprises with inbuilt AML/KYC and other reporting tools offered by CoinsPaid and BitPay.
More Speed to Transactions and at Lesser Costs
Merchants and customers gain from lower costs and quicker confirmations with gateways that use optimized blockchain routing.
More Features for Merchants
There are tools for analytics and financial management which help in streamlining processes like mass payments, automated billing, and managing subscriptions to assist merchants.
Key Point & Best CoinAccept Alternatives List
| Platform | Key Points |
|---|---|
| Blockonomics | Non-custodial crypto payment gateway that allows merchants to accept Bitcoin directly into their own wallet with no KYC, simple setup, and real-time payment notifications. |
| CoinsPaid | Enterprise-grade crypto payment processor offering multi-currency support, automated conversions, high security standards, and compliance-focused solutions for global businesses. |
| SpectroCoin Merchant | Provides crypto payment acceptance with built-in exchange services, wallet integration, fiat conversion options, and support for both online and offline merchants. |
| BitPay | One of the oldest crypto payment platforms enabling businesses to accept Bitcoin and major cryptocurrencies with automatic fiat settlements and invoicing tools. |
| Paytomat | Decentralized payment ecosystem designed for retail and eCommerce, supporting POS integration, loyalty programs, and multiple digital asset payments. |
| B2BinPay | Institutional crypto payment solution offering support for multiple blockchains, stablecoins, enterprise wallets, API integrations, and instant settlements. |
| PayBito Merchant Gateway | Secure crypto payment gateway enabling merchants to accept multiple cryptocurrencies with wallet services, API support, and global transaction processing. |
| Cryptomus | User-friendly crypto payment processor with auto-conversion, invoicing, wallet management, and support for popular cryptocurrencies and stablecoins. |
| OpenNode | Bitcoin-focused payment gateway built on the Lightning Network, enabling fast, low-fee BTC payments with seamless eCommerce integrations. |
| CoinPayments | Multi-coin crypto payment processor supporting thousands of cryptocurrencies, offering shopping cart plugins, auto-coin conversion, and global merchant support. |
1. Blockonomics
Best CoinAccept Alternatives Blockonomics Blocking is a privacy-focused Bitcoin payment processor that allows merchants to accept on-chain BTC payments without custody or KYC. They handle wallet-to-wallet invoices and provide email notifications and simple WooCommerce integrations along with other platforms.
Blockonomics sits between self-custody control and merchant usability. They provide instant invoice generation, real-time payment confirmations, and even an optional merchant dashboard. Blockonomics strengths are non-custodial receipts and easy WordPress integration, while their support remains primarily with Bitcoin. It’s a great fit for privacy-focused sellers, but likely won’t be fit for those wanting an easy fiat support and settlement.
Blockonomics Features
| Feature | Description |
|---|---|
| Non-Custodial Payments | Funds sent directly to merchant wallets, no custodial storage. |
| Plugin Integrations | Supports WooCommerce, Shopify, Magento, & custom API. |
| On-Chain Bitcoin Support | Accept BTC payments without intermediaries. |
| Invoice & Webhooks | Automated payment tracking and callback notifications. |
| Minimal KYC | Basic usage doesn’t require heavy verification. |
Blockonomics Pros & Cons
| Pros | Cons |
|---|---|
| Non-custodial (funds go directly to your wallet) | Limited altcoin support (mostly Bitcoin) |
| Easy integration with e-commerce platforms | No built-in fiat conversion |
| Transparent fee structure | Requires technical setup for advanced use |
| Strong privacy features | Smaller ecosystem compared to big gateways |
| Affordable for small merchants | Less |
2. CoinsPaid
CoinsPaid is an enterprise cryptocurrency payment and custody platform that provides the ability to accept multiple currencies and automatic fiat conversions, while settling with the merchant in either cryptocurrency or the local fiat currency.
Best CoinAccept Alternatives – CoinsPaid emphasizes the scalability and complianace with regulations with the feautres including, but not limited to, API plugins, invoicing, payout networks and custody with security. Merchnats are provided with multiple wallets, fiat onramps, and plugins for major ecommerce systems, while the Model is more regulated, custodian, leading toe higher costs and more in depth customer verification.
CoinsPaid is catered more towards the clients that require large amounts of crypto payment processing, alongside the ability to conveniently convert to fiat and settle transactions on PCI compliant levels, than pure, crypto payment processing without custodial actions on the merchant’s coins.
CoinsPaid Features
| Feature | Description |
|---|---|
| Multi-Currency Acceptance | Supports many cryptocurrencies and stablecoins. |
| Fiat Settlements | Automated conversion to fiat and payouts. |
| Compliance Tools | AML/KYC modules for regulated operations. |
| Custody & Liquidity | Institutional custody and liquidity management. |
| Advanced API | Enterprise-grade API for high-volume merchants. |
CoinsPaid Pros & Cons
| Pros | Cons |
|---|---|
| Supports 200+ cryptocurrencies | Custodial service (funds stored temporarily) |
| Instant crypto-to-fiat conversion | Requires KYC/AML compliance |
| Large merchant ecosystem | Higher fees than open-source options |
| Strong enterprise integrations | Best suited for larger businesses |
| Reliable infrastructure | Less privacy than non-custodial tools |
3. SpectroCoin Merchant
SpectroCoin Merchant provides a full integrations with crypto payment processing tools including, but not limited to, hosted payment buttons, invoices, API’s, offramps to fiat, and debet cards, alongside multi-currency wallets.
Best CoinAccept Alternatives – SpectroCoin Merchant is focused on having an all-in-one solution, including merchant dashboards and direct settlement features, which allow for the usage of a prepaid card that is loaded with cryptocurrency.
The major advantage is that merchants do not need to set up any additional coins since they will have full access features that convert cryptocurrencies to fiat.
It is more difficult for SpectroCoin as they implement KYC rules and there are higher costs for smaller merchants, especially those with larger transaction volumes. SpectroCoin provides the best solution when merchants need a single supplier for payment processing and consumer-focused crypto services.
SpectroCoin Merchant Features
| Feature | Description |
|---|---|
| Crypto Payment Acceptance | Multiple coin support for online stores. |
| Exchange Services | Built-in conversion between crypto and fiat. |
| Prepaid Card Integration | Issue cards tied to crypto balances. |
| Merchant Dashboard | Analytics, reporting & payout controls. |
| Wallet Services | User wallets with deposit/transfer features. |
SpectroCoin Merchant Pros & Cons
| Pros | Cons |
|---|---|
| Supports Bitcoin + altcoins | Custodial by default |
| Fiat settlement available | Smaller ecosystem compared to BitPay |
| Easy integration with e-commerce | Fees can be higher |
| European market strength | Limited global reach |
| User-friendly dashboard | Less customizable than open-source gateways |
4. BitPay
Bitpay is a crypto processing company that has been around for a long time and is a leader in the industry. They support BTC, ETH, stablecoins, and a fiat settlement option through ACH or bank transfer. Plugins for the major e-commerce platforms are available as well.
Of the Best CoinAccept Alternatives, Bitpay offers the greatest combination of seamless integration, reliable invoicing, merchant settlement in either fiat or crypto, payment apps for customers, and even debit cards.
They service larger enterprises, offer great documentation and merchant reporting, and suffer from custodial settlement, as well as some gaps in regional availability. Bitpay is great for crypto brand recognition and merchants that offer seamless fiat settlement.
BitPay Features
| Feature | Description |
|---|---|
| Multi-Platform Plugins | Shopify, WooCommerce & custom APIs. |
| Fiat & Crypto Settlements | Options to settle in USD, EUR, or crypto. |
| Prepaid Card | Spend crypto via a linked Visa card. |
| Recurring Billing | Support for subscriptions and invoices. |
| Compliance & Security | AML/KYC, fraud detection & reporting. |
BitPay Pros & Cons
| Pros | Cons |
|---|---|
| Strong brand recognition | Requires KYC for merchants |
| Supports Bitcoin + stablecoins | Limited altcoin support |
| Instant fiat conversion | Higher fees compared to BTCPay Server |
| Easy integration with Shopify, WooCommerce, etc. | Custodial by default |
| Global merchant adoption | Less privacy-focused |
5. Paytomat
Paytomat is a gateway and decentralised payments protocol that allows merchants to accept multiple cryptocurrencies through integrations of different POS systems, plugins, and an open API.
Of the Best CoinAccept Alternatives, Paytomat has the lowest-cost near-instant crypto payments and is therefore ideal for a POS scenario, as well as online shops that lean more towards protocol-friendly, developer-driven solutions.
The ecosystem is smaller and tradeoffs are around liquidity for some coins, and limited off-ramps to fiat. If you want a low-cost option, are okay with a tradeoff around settlement complexity, and you want to focus on open protocol integrations, Paytomat is the best option for you.
Paytomat Features
| Feature | Description |
|---|---|
| POS Integration | Works with physical point-of-sale systems. |
| Online & Offline Payments | Accept crypto even without internet. |
| Multi-Coin Support | Accepted coin list for retail & e-commerce. |
| SDKs & APIs | Tools for developers and app integrations. |
| Quick Confirmations | Fast payment processing for stores. |
Paytomat Pros & Cons
| Pros | Cons |
|---|---|
| Supports multiple cryptocurrencies | Smaller ecosystem |
| Easy merchant onboarding | Limited fiat conversion options |
| Focused on usability | Less enterprise-grade features |
| Transparent fee structure | Less recognized globally |
| Good for SMBs | Limited developer tools |
6. B2BinPay
B2BinPay is a crypto payment gateway for enterprises and has a variety of features such as, multi-coin payment acceptance, automated conversions of crypto payments to fiats, mass payouts, and merchant payment APIs with compliance of KYC and AML due to being in regulated markets.
Best CoinAccept Alternatives – B2BinPay focuses on multi-volume sellers and digital asset exchanges, and provides services in turnkey solutions, strong protection for digital assets, and assistance with complex workflows in numerous crypto payments.
Multi-dimensional reporting, custodial services for institutional clients, and account management are strong suits to the service, while for smaller sellers, the complexity of service offerings and costs are disadvantages. It is the best alternative when tailored payment services and compliance for cross-border transfers and with the ability to hold assets in a bank are required.
B2BinPay Features
| Feature | Description |
|---|---|
| White-Label Gateway | Full branding and custom deployment. |
| Multi-Coin & Token Support | Accept diverse crypto assets. |
| Mass Payouts | Bulk payment distribution for large operations. |
| Compliance Integration | Custom AML/KYC workflows. |
| Enterprise API | Scalable API for exchanges and partners. |
B2BinPay Pros & Cons
| Pros | Cons |
|---|---|
| Enterprise-grade crypto payments | Complex setup for small businesses |
| Supports multiple cryptocurrencies | Higher fees for smaller merchants |
| Strong compliance & regulation | Requires KYC/AML |
| API integration for fintechs | Less consumer-friendly |
| Global reach with B2Broker ecosystem | Best suited for large enterprises |
7. PayBito Merchant Gateway
PayBito Merchant Gateway is a combination of payment processing along with custody and conversion services enabling merchants to provide for their customers, multi-currency wallets and dashboard reporting for selling retail and online.
Best CoinAccept Alternatives – PayBito Merchant Gateway is easy KYC processing along with fiat settlement, plus additional card and user account options, making it a great service for merchants looking for a complete service.
Integrated KYC, simple conversion options, and easy integration are some of the strengths, while regional restrictions and a smaller database of developer solutions in comparison to larger competitors are some of the weaknesses. PayBito is looking for small and mid-sized merchants with an easy managed gateway service with settlement in fiat in merchant payments.
PayBito Merchant Gateway Features
| Feature | Description |
|---|---|
| Exchange Liquidity Integration | Backend conversion and order routing. |
| Subscription & Recurring Billing | Automated recurring payments. |
| Dashboard Management | Payment control, settlements, refunds. |
| Plugin & API Support | Easy e-commerce integration. |
| Multi-Currency Support | Accept crypto with exchange-linked liquidity. |
PayBito Merchant Gateway Pros & Cons
| Pros | Cons |
|---|---|
| Supports multiple cryptocurrencies | Less recognized globally |
| Easy merchant onboarding | Requires KYC |
| Fiat conversion available | Smaller ecosystem |
| Competitive fees | Limited advanced customization |
| Focused on Indian & Asian markets | Less adoption compared to BitPay |
8. Cryptomus
Cryptomus is a cryptocurrency payment processor that prioritizes worldwide merchant acceptance with multi-coin support, straightforward APIs, and real-time conversion to fiat through regional payout avenues.
Best CoinAccept Alternatives – Cryptomus prioritizes speed and accessibility, with e-commerce plugins and automatic settlement in numerous fiat currencies. Pros include low payment processing fees, wide cryptocurrency support, and localized payment distribution.
Cons include inconsistency in customer support and custom third-party cash liquidity solutions for some currencies. It’s a good choice for merchants who want fast conversion to fiat, wide payment distribution, and low needs for payment processor technical integration.
Cryptomus Features
| Feature | Description |
|---|---|
| Fast On-Chain Payments | Quick BTC and altcoin settlement. |
| Automatic Conversion | Optional auto-conversion to mitigate volatility. |
| Webhook Callbacks | Real-time payment notifications for shops. |
| Developer API | Easy integration for custom systems. |
| Dashboard & Reports | Track payouts and transactions. |
Cryptomus Pros & Cons
| Pros | Cons |
|---|---|
| Supports multiple cryptocurrencies | Smaller ecosystem compared to Coinbase/BitPay |
| Instant payouts | Less brand recognition globally |
| Easy-to-use dashboard | Limited fiat conversion options |
| Non-custodial options | May lack advanced developer tools |
| Focused on merchant usability | Newer player, less proven track record |
9. OpenNode
OpenNode is a Bitcoin-exclusive payment processor supporting both on-chain and Lightning Network payments, providing instant settlement, invoicing, merchant integrations, and fiat settlement. Best CoinAccept Alternatives OpenNode is perhaps best for Lightning Network support, low fees, and strong developer APIs with instant payment confirmation and micro payment capability.
Merchants should enjoy fast payment settlement and growing Lightning Network support for small transaction scalability. Limitations include Bitcoin exclusivity and maturity of Lightning Network payment systems. Use OpenNode for fast Bitcoin payment settlement, lower fees, and good developer access to web and point of sale systems.
OpenNode Features
| Feature | Description |
|---|---|
| Bitcoin Lightning Support | Instant, low-fee micropayments. |
| On-Chain BTC Support | Classic Bitcoin payment processing. |
| Developer SDKs | Tools for web and app integration. |
| Fiat Settlement | Convert and receive bank deposits. |
| Payment Buttons | Simple checkout embeds for websites. |
OpenNode Pros & Cons
| Pros | Cons |
|---|---|
| Focused on Bitcoin + Lightning Network | Limited altcoin support |
| Instant fiat conversion | Requires KYC for merchants |
| Low fees compared to exchanges | Only supports BTC ecosystem |
| Easy API integration | Less flexible for multi-crypto businesses |
| Strong developer tools | Smaller global adoption vs BitPay/CoinPayments |
10. CoinPayments
With plugins, shopping cart integrations, different perks in their wallet for conversion, and a vast catalog of coins, CoinPayments is a veteran, multi-coin payment gateway for merchant. Best CoinAccept Alternatives CoinPayments offers great versatility in altcoins, merchant services such as automatic conversions and mass payouts, and a worldwide merchant network.
Massive coin support and easy plugins are pros while cons such as custodial wallets, lack of support, payment overhead, and uneven support along with problems concerning tokens are weaknesses. Merchants who are more comfortable with custodial platforms and need to accept a diverse selection of tokens are CoinPayments ideal customers.
CoinPayments Features
| Feature | Description |
|---|---|
| Broad Token Support | Hundreds of cryptocurrencies accepted. |
| Shopping Cart Plugins | WooCommerce, Magento, OpenCart, etc. |
| Mass Payouts | Distribute funds across wallets/vendors. |
| Automatic Conversion | Merchants can auto-convert payments. |
| Merchant Dashboard | Advanced reporting and management. |
CoinPayments Pros & Cons
| Pros | Cons |
|---|---|
| Supports 2,000+ cryptocurrencies | Custodial wallet (funds stored on platform) |
| Long-standing reputation | History of occasional service issues |
| Plugins for major e-commerce platforms | Fees higher than BTCPay Server |
| Auto-conversion features | Less transparent than open-source tools |
| Global merchant adoption | Requires trust in centralized service |
Benefits Of Best CoinAccept Alternatives
Customizable Templates
This is a significant advantage enabling businesses to deal with the crypto discount system.
Discounts Applied to Entire Orders/Cart
The possibility of discounts being applied to an entire order is something that can be of help to various businesses.
Fixed Discounts
Discounts with fixed amounts can be of great help.
Discounts Needed
Reducing the cost of using the discount system in crypto is of great help.
Discount Visibility
The ability to see a discount is something that businesses can cost.
Discounts in Emails
Discounts when sent in emails can be really cost effective.
Discounts with a Limit
Allowing discounts to have an upper or a lower value limit can be helpful.
Conclusion
In conclusion, a merchant’s business model, risk tolerance, and settlement preferences all play a major role in selecting the optimal CoinAccept substitute. Businesses that value control, privacy, and minimal costs are drawn to non-custodial alternatives like Blockonomics and Bitcoin-focused platforms like OpenNode.
For high-volume, regulated enterprises that need compliance, liquidity, and fiat off-ramps, enterprise-grade providers like CoinsPaid and B2BinPay are more appropriate. Conversely, adaptable gateways like BitPay, CoinPayments, Cryptomus, and SpectroCoin Merchant provide well-rounded solutions with extensive cryptocurrency support, simple integrations, and conversion choices.
Merchants may safely choose the best CoinAccept substitute for long-term cryptocurrency payment adoption by weighing costs, supported coins, compliance requirements, and payout flexibility.
FAQ
Which alternative is best for small online businesses?
For small merchants, Blockonomics and OpenNode are great due to easy integrations, low fees, and simple settlement direct to your wallet. These options focus on straightforward setup without heavy compliance, ideal for ecommerce stores and freelancers.
What’s best for enterprise-level payment processing?
CoinsPaid and B2BinPay excel for enterprise needs, offering robust APIs, multiple currency support, compliance modules, and high-volume settlement features. These are built to integrate with exchanges, financial platforms, or regulated businesses.
Which gateway supports the widest range of cryptocurrencies?
CoinPayments stands out for supporting hundreds of tokens and altcoins, making it ideal for businesses targeting crypto-savvy customers who want many payment options beyond just Bitcoin and Ethereum.
Are there solutions with Lightning Network support?
Yes — OpenNode specializes in Bitcoin acceptance with Lightning Network support, delivering fast, low-fee payments perfect for micropayments, gaming, pay-per-use, and real-time services.
Which alternatives offer fiat conversion?
Most major gateways like BitPay, SpectroCoin Merchant, CoinsPaid, and Cryptomus include fiat conversion and settlement, allowing merchants to minimize volatility by automatically converting crypto payments into USD, EUR, or other local currencies.
