This article will review the top home warranty service providers that protect your home’s systems and appliances. The right home warranty will offer peace of mind and save you from the unexpected costs of repair.
American Home Shield, Liberty Home Guard, Select Home Warranty, and other top home warranty service providers will be described and their home service contract offer, unique features, home coverage options, and other benefits for homeowners will be analyzed.
Key Point & Best Home Warranty Companies
| Home Warranty Provider | Key Points / Features |
|---|---|
| American Home Shield (AHS) | Extensive coverage options, flexible plans, strong national network, good customer support |
| Liberty Home Guard | Affordable plans, eco-friendly options, 24/7 claims, fast service response |
| Select Home Warranty | Simple, straightforward plans, covers major systems and appliances, reliable customer service |
| Cinch Home Services | Nationwide coverage, flexible add-ons, online claims management, prompt service |
| Landmark Home Warranty | Competitive pricing, wide coverage, extended options for older homes, decent customer reviews |
| HSA Home Warranty | Customizable plans, covers home systems and appliances, 24/7 claims support |
| HomeServe USA | Comprehensive plans, add-ons for extra coverage, strong repair network, responsive support |
| ServicePlus Home Warranty | Focus on high-value homes, specialized coverage, nationwide contractor network |
| Old Republic Home Protection | Established reputation, strong coverage for systems/appliances, excellent claims processing |
1. American Home Shield (AHS)
American Home Shield (AHS) is one of the best home warranty providers because of their unmatched flexibility and extensive coverage options. Most of their competitors do not provide the option of personalizing their plans to cover major systems and/or appliances at their own discretion in order to best protect what is really most needed.
Their network of licensed contractors throughout the nation provides quick and dependable repairs. AHS’s 24/7 claims and trade call coverage is an innovative addition that provides clients with even more convenience and peace of mind.
AHS is the most reliable and valueable warranty provider with decades of experience in the field and highly adaptable plans. Homeowners trust AHS over their competitors for their strong customer satisfaction and great reviews.
American Home Shield (AHS) Features
- Comprehensive coverage – provides flexible plans covering either appliances or systems or both.
- Nationwide network – has a large network of qualified and pre-screened service technicians.
- Flexible service options – in some regions, homeowners can select service providers, giving them additional options for repair management.
2. Liberty Home Guard
Liberty Home Guard is a top contender in the industry for its flexibility, extensive coverage, and customer-friendly services. They allow you to pick and choose what coverage you would like and to what extent you want to be covered.
They offer coverage for home systems (heating and cooling systems, plumbing, electrical, etc) and home appliances and even offer a complete package, \”Total Home Guard\”.. They also have great flexibility and customization in their add-on options such as, pool and spa, sump and well pumps, and roof-leak coverage. .
They also have a great, and well recognized for, service coverage and claim processing, with hundreds of qualified technicians. . Given their variety of options and offerings, you won’t have to pay for coverage you won’t need. Liberty Home Guard has a reliable and flexible option for you to choose when it comes to the systems and appliances in your home.
Liberty Home Guard Features
- Customizable plans – offers systems only and appliances only, or combination coverage plans with optional add-ons.
- Transparent pricing – they have clear terms, competitive premium prices with no hidden fees.
- Fast claims processing – network of certified technicians, they have rapid serviced processes.
3. Select Home Warranty
Select Home Warranty is one of the best home warranty companies, thanks to its unbeatable combination of low prices, complete coverage, and great customer service. They stand out from the competition with their customizable plans. These plans are designed to provide coverage to the most important systems and appliances, and customers can choose to add coverage for an additional fee.
This home warranty company stood out because of its rapid claim processing and its connection with a wide range of certified technicians to ensure timely repairs are made to relieve the homeowner of any stress. Also, Select Home Warranty is one of the most transparent companies out there, with no shady fine print, which is great for first-time and veteran homeowners searching for a home warranty company to protect their most valuable systems and appliances.
Select Home Warranty Features
- Affordable plans – they provide the coverage for the essential appliances and systems for the best prices.
- Quick claims handling – they have a seamless claim process and repair service in a timely manner.
- Optional add-ons – they have additional coverage for pools, spas, and other systems in the home that are specialized.
4. Cinch Home Services
Cinch is designating as one of the good home warranty companies because of the good value for money, having the strongest home warranty guarantee, and adaptable plans making them good for homeowners budget-protection needs. Having a unique home warranty guarantee of 180 days for home warranty repairs, as repairs are to be protected for a longer timeframe than most.
Cinch is one of the very few home warranty companies who cover rust, corrosion, and unknown prior existing conditions. Home warranty plans are appliance only, systems only, or full home plans. Cinch has a good base for peace of mind and flexibility due to having a full array of home systems, appliances, and a well trained home warranty assist network.
Cinch Home Services Features
- 180-day workmanship guarantee – they guarantee their workmanship for six months, the longest of their competitors.
- Pre-existing condition coverage – they protect certain old appliances and systems.
- Flexible plan options – appliances only, systems only, or entire home coverage.
5. Landmark Home Warranty
Landmark Home Warranty is in first place among competing home-warranty providers for offering broad and patchable coverage and high limita on home systems and appliances; a plus for homeowners on older homes and many appliances. Another first is Landmark’s covering o access repairs. Landmark will pay access repairs, which may entail cover costs up to $1000 for wall, floor, or ceiling cuts necessary to access a broken system.
Also, Landmark lets some customers (depending on certain locations) choose their own technician, thus, giving them more autonomy over who does the repair. With solid prices, a range of flexible additions, and patchable protection systems and appliances, Landmark offers reliable peace of mind for homeowners looking to cover a lot of systems at once.
Landmark Home Warranty Features
- Very High Coverage Limits: Major systems and appliances have large payouts.
- All Repairs Access Included: Access wall, floor, or ceiling and pay for when reaching a broken system.
- Chosen Technician: Homeowners may opt for a specific service provider in some regions.
6. HSA Home Warranty
HSA Home Warranty provides unique benefits with their customizable plans, efficient service, and wide coverage. One of the best aspects of the company is the flexible add-ons which extend coverage to home systems and appliances.
Some of the add-ons to choose from are septic systems, wells, spas and pools, and even smart home devices! If you have an older home, you’ll appreciate that HSA has fewer coverage restrictions on older appliances and systems. Homeowners can submit service requests any time of the day. HSA has a large network of professional service providers, so you know you will get connected with someone to help you.
HSA Home Warranty Features
- Customizable Additional Coverage: Coverage for pools, spas, well systems, electronics, and smart home devices may be added.
- No Limits on Age: Older systems and appliances are covered (with minimal restrictions).
- Nationwide 24/7 Claim Service: Ability to serve 24 hours of the day.
7. HomeServe USA
HomeServe USA stands out among its competitors due to its flexible, system by system plans, and generous guarantee terms. Many competitors in the market force people into bundled, all inclusive plans, but HomeServe allows you to decide system by system — plumbing, electrical, water lines, hvac etc, and you only pay for what you need.
Another great thing about HomeServe is that most of its plans offer no service call fee which helps in making repairs more predictable and affordable. Additionally, HomeServe gives follow up repairs for free for a year after most repairs which lets homeowners know follow up repairs will not be a problem and can be done at no extra charge.
HomeServe USA Features
- Specific System Coverage: Homeowners can select coverage of a system (plumbing, electrical, HVAC, etc.).
- Service-Call Fee Waived: No service fee for repairs in some plans.
- Repairs Are Guaranteed for a Year: Repairs are guaranteed for a full year and covered.
8. ServicePlus Home Warranty
ServicePlus Home Warranty has some of the best service warranty offerings in the country. They have reasonable flexible plans where there is a base ‘Gold’ Plan covering the essential systems and appliances to a higher ‘Platinum’ Plan providing a more inclusive cover.
They have a 24/7 claims hotline and an online service claims portal. Additionally, there is the option to customize a plan with add-on features such as, protecting your home from roof leaks, covering a pool and spa, a sump pump, and extra appliances.
ServicePlus Home Warranty Features
- Customizable Coverage Options: Flexible Gold and Platinum plans for essential or full coverage.
- 24-Hour Claim Service: Service anytime day or night.
- Additional Optional Coverage: Coverage for pool/spa, roof leaks, sump pumps, and additional appliances.
9. Old Republic Home Protection
Old Republic Home Protection boasts high coverage caps, extensive selections of services, and an admirable track record of satisfied clients . Their coverage is extensive: for instance, HVAC units can be covered for as much as $6,500, and under the Elite plan, coverage limits for some appliances go up to $7,000.
A noteworthy point is the fact that electrical repairs have no cap, which is unusual for warranty providers.. For instance, ORHP lets clients customize their coverage with pools and spas, water filtration, outside plumbing, guest houses, and more providing you with the protection that best fits your home instead of paying for coverage you won’t use. .
Lastly, with more than 40 years of experience in the filed and an A+ rating from the Better Business Bureau, ORHP is able to provide the dependability and experience that homeowners value.
Old Republic Home Protection (ORHP) Features
- Very High Coverage Limits: Major systems and appliances have high coverage payouts.
- Dollar Limit Exemption on Electrical Repairs: Uncommon trait in the home warranty industry.
- Option of Extra Add-Ons: Swimming pools, spas, external plumbing, pool houses, and so on.
Conclusion
In closing, some of the top-rated home warranty providers, including Select Home Warranty, Liberty Home Guard, Cinch Home Services, Landmark Home Warranty, HSA Home Warranty, TotalProtect, Fidelity National Home Warranty, and Old Republic Home Protection, offer customized and all-inclusive home warranty protection.
These brands best perform for total protection and repairs for sophisticated systems, highly rated add-on options, and claims for crafty workmanship that built these home guarantees. All top-rated providers give peace of mind and home protection, so with trust, comfort, and convenience these home service guarantees protect the home of the American people.
FAQ
What is a home warranty, and how does it differ from homeowners insurance?
A home warranty is a service contract that helps cover the cost of repairing or replacing major home systems (like plumbing, electrical, HVAC) and appliances (like refrigerator, oven, washer/dryer) when they break due to normal wear and tear.
Homeowners insurance, by contrast, protects against damage from disasters (fire, theft, storms, etc.) — not breakdowns from everyday use.
What items are typically covered by a home warranty plan?
Most plans include major home systems (heating/cooling, plumbing, electrical, water heaters) and common appliances (refrigerator, dishwasher, oven, washer/dryer, garbage disposal, etc.).
Many companies also let you add optional coverage for extras — like septic or well systems, pools/spas, sump pumps, or even limited roof‑leak protection — depending on your need.
How much does a home warranty cost, and what extra fees are involved?
A typical home warranty plan in 2025 averages about ₹ ? (depending on location/currency) — many plans in U.S. or similar cost roughly $50–$70 per month (or $500–$800 per year) depending on coverage level.
