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Crypto Business

10 Best KuCoin Card Alternatives for Crypto Users 2026

Ivan Kismas
Last updated: 12/01/2026 3:24 PM
Ivan Kismas
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Disclosure: This website may contain affiliate links, which means I may earn a commission if you click on the link and make a purchase. I only recommend products or services that I personally use and believe will add value to my readers. Your support is appreciated!
10 Best KuCoin Card Alternatives for Crypto Users 2026
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I’ll go over the top KuCoin card substitutes in this post. There are a number of fantastic options accessible in 2026 if you’re searching for dependable cryptocurrency cards to spend your digital assets, receive rewards, and take advantage of minimal costs.

These substitutes, which range from Coinbase and Crypto.com to BitPay and Wirex, offer flexibility, security, and crypto-friendly features for daily use.

What is KuCoin Card Alternative?

Any cryptocurrency debit or credit card that enables users to spend their digital assets in regular transactions is a KuCoin Card Alternative. These options make it simple to shop online, make in-store payments, or take out cash from ATMs by rapidly converting cryptocurrencies like Bitcoin, Ethereum, or stablecoins into fiat.

They frequently include extra services including mobile app administration, cheap costs, multi-currency wallets, and cryptocurrency cashback rewards. In essence, a KuCoin Card Alternative offers a practical, safe, and adaptable way to use your cryptocurrency assets without being restricted to a certain platform.

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Benefits Of KuCoin Card Alternatives

Spend Crypto Anywhere: With KuCoin Card Alternatives, users can spend their cards at any store that takes a Visa or a Mastercard. This makes spending digital currency the same as spending physical money.

Cashback Rewards: Rewards in the form of cryptocurrency for spending at normal retailers are prevalent on cards like the Crypto.com Visa Card or the Plutus Card. These cards are great because they allow users to capitalize on their spending.

Spend Cryptocurrency Anytime: An advantage of these cards compared to a debit or credit card is that they can spend cryptocurrency anytime. Users don’t have to convert their currency ahead of time, and would not experience any complications that would stop a transaction from happening.

Flexible Spending: Most of these services allow the user to spend a combination of many different cryptocurrencies and government-issued currencies (fiat) on their cards, providing users with ample flexibility on their spending habits.

Safe and Easy Crypto use: These cards can also be managed with a mobile app, and with added safety features like two-factor authentication, the use of contactless payments, and real time notifications, managing the card is highly simplified.

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Key Point & Best KuCoin Card Alternatives List

Crypto CardKey Points
BitPay CardSupports multiple cryptocurrencies, instant conversion to USD, low fees, mobile app, widely accepted.
Wirex CardCrypto cashback rewards, multi-currency wallet, contactless payments, low fees, supports major cryptos.
Gemini Credit CardEarn crypto rewards on purchases, strong security, supports multiple coins, mobile app, no foreign transaction fees.
Crypto.com Visa CardTiered rewards program, staking required for high-tier perks, supports many cryptos, free ATM withdrawals, contactless.
Shakepay CardEarn BTC cashback, easy to fund via CAD, no annual fees, instant transfers, Canadian users focus.
Plutus CardCashback in crypto, supports multiple tokens, mobile app, contactless payments, staking boosts rewards.
CryptoPay CardSupports multiple cryptos, easy top-up, worldwide usage, mobile app, competitive fees.
SpectroCoin CardMulti-currency support, crypto-to-fiat conversion, ATM access, prepaid card, global usage.
Uphold CardInstant crypto-to-fiat conversion, supports multiple assets, mobile management, widely accepted, competitive fees.
Coinbase CardSpend crypto directly, earn rewards in crypto, easy app management, supports multiple coins, instant notifications.

1. BitPay Card

The BitPay Card stands out as one of the most dependable Best KuCoin Card Alternatives, enabling users to exchange cryptocurrencies, including Bitcoin, Ethereum, and some stablecoins, for USD. Users can make payments anywhere, either online for in-store services, and access the card management app for mobile devices.

BitPay Card

With BitPay, users can enjoy low transaction costs, some regions offer free ATM withdrawals, and the two-factor authentication offers additional security. Card users can easily transfer funds to the card from a variety of crypto wallets, making this card perfect for users who want to spend their cryptocurrencies almost anywhere.

BitPay Card Features, Pros & Cons

Features:

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  • Multiple cryptocurrencies accepted (BTC, ETH, and stablecoins).
  • Conversion from crypto to USD in seconds
  • At all Visa merchants
  • Manage card via mobile app
  • Low fees per transaction

Pros:

  • Simple approach to crypto usage.
  • Wallet integration is speedy.
  • The card can be used in 3rd world countries.
  • Fee structure is charge card matrix like.

Cons:

  • No programs to get cash/rewards from.
  • Cash withdrawals are USD only.
  • No rewards for crypto from holding in wallets.
  • Higher fees in some of their ATM’s.
  • Not intended for daily high usage.
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2. Wirex Card

Wirex Card has earned a reputation as a Good Alternative to the KuCoin Card. Wirex Card has integrated standard banking service and crypto reward features. Users can hold multiple fiat currencies and crypto as well as instantly convert crypto to fiat.

Wirex Card

WIrex’s features are great for frequent users due to 2% cash back on purchases in crypto and low and contactless fees. Users can access a mobile app for account management and transactions in real time. Wirex supports major cryptocurrencies such as Bitcoin and Ethereum, enabling the users to spend and earn crypto rewards on daily purchases.

Wirex Card Features, Pros & Cons

Features:

  • Wallet for multiple currencies (crypto + fiat)
  • Up to 2% cashback in crypto for purchases
  • Paying without contact
  • Multiple currencies support: BTC, ETH, LTC, and some others.
  • Tracking on a mobile app

Pros:

  • Spend and receive crypto for it.
  • Now crypto can be converted to fiat (and reverse) through using the card.
  • Minimal fees for default customers.
  • Great app.
  • Accepted all around the world.

Cons:

  • Higher-level benefits are only available to customers with Wirex tokens (WXT).
  • ATM cash withdrawals incur fees.
  • More crypto is available to some geographies than others.
  • Responses to questions can be very prolonged.
  • Higher tiers of cards can have less cashback than other tiers.

3. Gemini Credit Card

For individuals who wish to earn cryptocurrency while making purchases, the Gemini Credit Card is a formidable competitor among the Best KuCoin Card Alternatives. With no international transaction fees, cardholders receive cryptocurrency incentives for each purchase, making it appropriate for usage anywhere in the world.

Gemini Credit Card

While the card itself has robust security measures like two-factor verification and quick alerts, Gemini’s mobile app makes it simple to manage spending and rewards. Numerous currency, including Bitcoin, Ethereum, and Gemini Dollar, are supported. For consumers looking for a credit card that combines the ease of standard payments with the advantages of cryptocurrency accumulation, this one is perfect.

Gemini Credit Card Features, Pros & Cons

Features:

  • Get Even More Crypto Card rewards.
  • Use Even More Crypto for your purchases.
  • Supports Even More Crypto.
  • Foreign transaction fees are waived.
  • Use Even More Crypto for purchases via the mobile app.
  • Track your rewards via the mobile app.
  • Two-Factor authentication keeps your security Even More Crypto.

Pros:

  • Even More Crypto is rewarded for every spend.
  • Use the card globally for Even More Crypto.
  • Use your Even More Crypto.
  • Easy to link with your Gemini account.
  • Control your card easily.

Cons:

  • Only some countries are eligible for Even More Crypto.
  • Rewards are via Gemini crypto.
  • No Even More Crypto for staker rewards.
  • Even More Crypto is charged for card usage.
  • No card benefits are available.

4. Crypto.com Visa Card

The Crypto.com Visa Card is arguably the most popular alternative we have for KuCoin. The card provides different levels of benefits depending on how many CRO tokens you stake. Depending on your staking tier, you can earn card cashback that gets as high as 8%, get discounts on airport lounges, and get free withdrawals from ATMs.

Crypto.com Visa Card

The card also provides the ability to instant convert your crypto to spendable fiat currency, and spend crypto out of a variety of currencies. Users can keep track of their tier and staking levels with the Crypto.com app. The card is also fully usable with tap to pay all over the world, making it a great card for crypto users.

Crypto.com Visa Card Features, Pros & Cons

Features:

  • You need to stake CRO for tiered reward levels.
  • Get Even More Crypto with stake CRO.
  • Staker levels receive Even More Crypto with no fees.
  • Card supports Even More Crypto and others.

Pros:

  • Use Even More Crypto for crypto cash.
  • Staker levels receive card benefits.
  • The card may be used globally.
  • Even More Crypto can be converted outside the app.
  • Use the app for card control.

Cons:

  • Tiers are available.
  • Use Even More Crypto for rewards.
  • At the top levels, stake card fees are charged.
  • No fees with the card but.
  • For some cardholders.

5. Shakepay Card

The Shakepay Card is an even better Canadian Best KuCoin Card Alternative as it also allows users to earn Bitcoin cashback on basic transactions. It is very simple to put CAD onto the card as the user can do it via bank transfer or directly use the Shakepay app to make spending crypto a breeze. There are no annual fees and transfers are free and instant.

Shakepay Card

The card management is done through the Shakepay app which is also easy to use and includes spending insights and notifications. The card is even compatible with tap to pay and is widely accepted across Canada. It is best suited for users who want to acquire more Bitcoin.

Shakepay Card Features, Pros & Cons

Features:

  • Receive cashback in Bitcoin.
  • Instant funding via CAD.
  • No fees on annual basis.
  • Payments via tap.
  • Management via mobile app.Pros:
  • Easy to use.
  • Bitcoin earned while spending.
  • Instant funding in Canada.
  • Card management simplifies activities.

Cons:

  • Service limited to Canada.
  • Supported cryptocurrencies are few (mostly BTC, ETH).
  • No premium benefits.
  • No global merchant benefits.
  • Limited withdrawal options.

6. Plutus Card

The Plutus Card is an even better Canadian Best KuCoin Card Alternative as it is another card that also allows users to earn crypto cashback on every purchase. The rewards can be even better with token staking. The card supports all the big crypto’s including Bitcoin, Ethereum, and their own token Pluton (PLU) and also allows instant spending as a fiat conversion is done automatically.

Plutus Card

The card also comes with the standard tap to pay, and even better a mobile app to manage the account and top up crypto. Plus, users get partner merchant discounts, and stake to earn discounts. Overall, Plutus is for crypto heavyweight’s who want a zero compromise payment card and want to earn cashback and rewards.

Plutus Card Features, Pros & Cons

Features:

  • Cashback in crypto on all transactions.
  • Support for multiple tokens: BTC, ETH, PLU
  • Staking increases rewards.
  • Payments via tap.
  • Management via mobile app for card and wallet.

Pros:

  • Multiple tokens provide high flexibility.
  • Staking increases rewards.
  • Top-ups are easy from crypto wallets.
  • Management via mobile app.
  • Supports global usage.

Cons:

  • Maximum rewards only obtainable via staking.
  • Less than top-tier cards in terms of physical benefits.
  • ATM fees may be charged.
  • Limited crypto options in some areas.
  • Setup for beginners may be overly complex.

7. CryptoPay Card

CryptoSpend Card is a flexible Best KuCoin Card Alternative that lets customers use their cryptocurrencies freely, and also convert to fiat currency. It is worldwide and offers multi-cryptos in your CryptoPay app, such as BTC, ETH, and stablecoins.

CryptoPay Card

It also provides low fees, real-time balance updates, transactions, and support. Users may spend and manage their cards in a safe, simple, and secure worldwide contactless payment. CryptoPay is great for frequent and active crypto holders, for those users that prefer to keep their digital currency in their everyday transactions rather than cash, or banking conversions.

CryptoPay Card Features, Pros & Cons

Features:

  • Support for multiple cryptocurrencies.
  • Instant conversion into fiat.
  • Functionality of a prepaid card.
  • App for mobile management of funds.
  • Universal acceptance.

Pros:

  • Ability to spend flexibly from crypto to fiat.
  • Supports multiple cryptocurrencies.
  • Mobile tracking done easily
  • Safe and easy to use
  • Works great internationally

Cons:

  • Reward programs are non existent
  • You may incur transaction fees
  • No higher tier bonuses
  • Selected cryptos may differ by country
  • Not very effective for getting cash back

8. SpectroCoin Card

SpectroCoin Card is a Best KuCoin Card Alternative and a multi-currency card that gives its users the ability to spend and convert Euros, Dollars, or Pounds to Crypto. SpectroCoin has a global reach, where users can make transactions and even withdraw from cards prepaid. Cardholders can use the cards to withdraw money from ATMs and prepaid cards.

SpectroCoin Card

SpectroCoin has global and low fee reach. Designed for users with digital assets, SpectroCoin is ideal for travelers with flexible spending requirements. SpectroCoin has many features including world-wide conversion of currency, lasting crypto conversion, digital asset ease, and a multi-currency wallet that packages everything for everyday use.

SpectroCoin Card Features, Pros & Cons

Features:

  • Supports multiple currencies (fiat and crypto)
  • Prepaid card
  • Converts crypto to fiat
  • Access to ATMs
  • Manage through mobile app

Pros:

  • Great for travelers
  • Prepaid cards
  • Crypto spending made easy
  • Supports multiple currencies
  • Safe mobile app

Cons:

  • Reward programs are nonexistent
  • There may be fees for conversions and withdrawals
  • App may be somewhat outdated
  • Compared to other cards cash back is lower
  • Outside Europe it is not very well recognized

9. Uphold Card

Uphold Card is a multi-faceted Best KuCoin Card Alternative that let users spend different digital currencies and fiat seamlessly. Cardholders can spend digital currencies and cryptocurrencies using Uphold’s real-time cryptocurrency to fiat conversion.

Uphold Card

Uphold Card users can spend BTC, ETH, a variety of stablecoins, and other digital currencies. With the Uphold mobile app, users also manage their cards and digital assets.

Users get in-app cryptocurrency transactions, with competitive low fees, real-time notifications, and secure transactions with 2FA (2-Factor Authentication). Uphold Card is for users who want to spend their crypto assets regularly, and also want to diversify their digital portfolio.

Uphold Card Features, Pros & Cons

Features:

  • Use multiple fiat and crypto assets
  • Conversion of crypto to fiat at the moment of the purchase
  • Works internationally at any merchant
  • Mobile app with notifications
  • Two-factor authentication for security

Pros:

  • Supports multiple assets
  • Functions with any merchant globally
  • System is secure and transparent
  • Not complicated to use
  • No rules for staking to earn

Cons:

  • Little to no cash back
  • Reward programs are non existent
  • Fees for every transaction may apply
  • Getting a card and using it very often is not advisable
  • The app is a bit of a mess

10. Coinbase Card

Coinbase Card allows users to spend their cryptocurrencies directly from their Coinbase accounts and is one of the Best KuCoin Card Alternative that users can get. The card supports BTC, ETH, LTC, and USDC.

Coinbase Card

When users purchase something with the card, it converts to fiat instantly. Users can track their transactions in the Coinbase app. With the card, users get to enjoy crypto rewards every time they spend.

The card also offers contactless payments and real-time notifications. For users who want their crypto to be a part of their daily lives in a trusted and accessible way, the Coinbase Card is a perfect option.

Coinbase Card Features, Pros & Cons

Features:

  • Invest and Hold crypto directly on the Coinbase account.
  • Multiple crypto spend options.
  • Contactless crypto payment.
  • Earn crypto rewards.
  • Spend crypto directly from the Coinbase account.
  • Crypto account monitoring via the app.

Pros:

  • Instant crypto conversion and access.
  • User-friendly crypto features.
  • Crypto rewards.
  • Global crypto conversion.

Cons:

  • Crypto reward limiting.
  • Transaction fees are possible.
  • No associated premium features.
  • Country selection availability.
  • Minimal crypto access limits.

Conclusion

Your spending and rewards experience can be significantly improved by selecting the correct cryptocurrency card, and the Best KuCoin Card Alternatives provide a range of choices catered to various requirements.

Each card offers different advantages, such as BitPay’s dependable worldwide acceptance, Crypto.com Visa Card’s premium tiered rewards, Shakepay’s Bitcoin cashback for Canadian users, and Coinbase Card’s easy crypto spending.

These options enable you to effectively manage and spend your digital assets, regardless of your preferences for low fees, broad crypto support, big rewards, or worldwide accessibility. Investigating these cards guarantees that you will discover the ideal way to optimize security, ease, and cryptocurrency rewards in 2026.

FAQ

Which alternative is best for beginners?

For beginners, cards like Coinbase Card and BitPay Card are user‑friendly with simple apps, easy funding, and straightforward spending—ideal if you’re new to crypto spending.

Are these cards accepted worldwide?

Most of these Best KuCoin Card Alternatives (like BitPay, Crypto.com Visa, Coinbase Card, and Wirex) are accepted globally where Visa or Mastercard is supported, though availability can vary by region.

Do these cards charge high fees?

Fees differ by card. Some, like Shakepay Card, have low or no annual fees, while others may charge reload or ATM fees. Always check the fee schedule before signing up.

Can I use these cards with multiple cryptocurrencies?

Yes — many cards support several cryptocurrencies (e.g., BTC, ETH, stablecoins) and convert them instantly to fiat for spending. Cards like Uphold, Wirex, and CryptoPay offer multi‑asset support.

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ByIvan Kismas
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Ivan Kismas is a seasoned crypto writer with 8 years of experience in the field. His articles have been published on multiple leading crypto media outlets, and has written notes on many aspects in modern cryptography and recent blockchain developments. With a vast range of knowledge on digital currencies, Ivan is considered as being an invaluable resource for crypto lovers globally.
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