10 Best LlamaPay Alternatives for Crypto Payroll & Payments in 2026

The Best LlamaPay Alternatives that assist companies, independent contractors, and Web3 projects in effectively managing cryptocurrency payroll and payments will be covered in this post.

These platforms provide features including automated payouts, multi-token support, real-time payment streaming, and international payroll solutions. These options offer dependable and adaptable solutions for secure cryptocurrency transactions, mass disbursements, and ongoing salary streams.

What is LlamaPay Alternatives?

Other platforms or services that offer comparable decentralized or blockchain-based payroll and payment solutions are known as LlamaPay alternatives.

These options, which frequently have features like smart contract integration, cheap transaction fees, and real-time payments, enable companies and people to stream periodic payments, automate salary payments, or effectively handle cryptocurrency-based transactions.

To gain access to more features, enhanced security, wider token support, or a better user experience, organizations may want to look at alternatives to LlamaPay.

These options seek to guarantee openness, dependability, and adherence to decentralized finance norms while streamlining payroll administration in the Web3 ecosystem.

How To Select LlamaPay Alternatives

Networks & Currencies Supported: Opt for services that operate in the blockchains and currencies that are favorable (ex. Ethereum, USDC/USDT stablecoins). Greater coverage means more alternatives for business and payees.

Fee Structure & Pricing: Review the transaction costs, subscription fees, and gas fees. Different services can have lower costs and transparent pricing is preferred to avoid unexpected costs.

Payroll & Automation: Search for services that can provide fully automated recurring payments & mass payments, programmable payments, and payroll logic. The more automation these services provide, the more excess work will be removed.

Security & Compliance: As it pertains to payroll, automated compliance with local regulations, tax reporting and secure management of funds is essential. Automated KYC/AML compliance coupled with security funds makes payments more legally compliant and secure.

Experience & Ease of Integration: Technical challenges can be avoided through an efficient and quick onboarding, an intuitive dashboard and easy integration with current HR, Accounting or wallet systems.

Worldwide Availability: If you have teams or contractors in different countries. The more countries and currencies the service alternative has, the more flexibility you will have.

Key Point & Best LlamaPay Alternatives List

Platform	Key Point / Feature
DePay	Decentralized Web3 payment protocol enabling peer‑to‑peer crypto payments with support for thousands of tokens and multichain conversions without intermediaries.
Bitwage	Crypto payroll and payment platform that lets workers and freelancers receive wages in crypto, stablecoins, or local currency globally.
Request Finance	All‑in‑one crypto payment suite for payroll, invoices, expenses, and batch payments with wide blockchain and token support.
Sablier	On‑chain payroll streaming protocol that pays employees continuously in crypto by the second via smart contract streams.
Streamflow Finance	Web3 financial toolkit for programmable payments, token vesting, locks, and payouts for projects and teams.
Zebec Protocol	Real‑time streaming payment and payroll protocol enabling continuous salary streams on Solana in crypto.
Superfluid	Protocol for real‑time finance allowing continuous money streams for payroll, subscriptions, and recurring payments.
TripleA	Crypto payment gateway that lets businesses accept digital assets (like Bitcoin and stablecoins) online and in‑store (typical feature). (General crypto payment gateway feature)
B2BinPay	Enterprise crypto payment processor offering gateway services with low fees and crypto‑to‑fiat payout options for businesses.
Parcel.money	Crypto payout and payment solution for businesses to send bulk payments and payroll in crypto (general known use). (Platform feature context)

1. DePay

Because of its completely decentralized, Web3-native payment protocol that removes middlemen for quicker, cheaper payment processing, DePay is probably the best alternative to LlamaPay. Unlike conventional payroll systems, users on the DePay system can send and receive payments in various cryptocurrencies and cross blockchains without restrictions and have automated real-time token conversion.

For freelancers, remote teams, and blockchain projects, this system is likely to be the most secure and trustworthy thanks to automated trustless payments from smart contract systems. All of these features combined position DePay as a unique, cheaper, multichain option for the evolving marketplace, making it a strong competitor to LlamaPay for digital payroll and payments.

DePay Features

1. Decentralized Payments – All transactions are completely trustless and automated through the blockchain.
2. Multi-Chain – Operates on Ethereum, Binance Smart Chain, and Polygon, among others.
3. Token Exchange – Allows the conversion of multiple tokens in one transaction.
4. Smart Contract – Payments are automated through safe smart contracts.
5. P2P Payments – Users can make payments among themselves in an unrestricted manner.

DePay pros & Cons

Pros	Cons
Supports crypto payments directly without intermediaries	Limited adoption compared to mainstream gateways
Easy integration with dApps and Web3 platforms	May lack advanced compliance/KYC features
Multi-token support for flexible payments	Volatility risk with crypto transactions
Decentralized, peer-to-peer payment model	Merchant adoption still relatively small

2. Bitwage

With more than ten years of experience in cryptocurrency payroll solutions, Bitwage is regarded as one of the top LlamaPay substitutes. It assists individuals and businesses worldwide in paying salaries and bills in Bitcoin, stablecoins, or local currencies.

With lower fees and quicker settlement than many conventional cross-border ways, it connects existing payroll systems with digital assets, allowing employees to get their wages exactly as they want—directly to a cryptocurrency wallet or bank account. Bitwage is particularly dependable and useful for companies implementing crypto-centric payroll due to its lengthy history, global reach, and various payout options.

Bitwage Features

1. Global Payment in Crypto – You can now pay your employees and freelancers all over the world in crypto, and even fiat.
2. Various Payment Methods – You can pay with Bitcoin and other stablecoins, or even local fiat currency.
3. Crypto Invoice Management – You can send and receive crypto invoices.
4. Cross-Border Payments – You will pay considerably lower fees and wait less time for your international payments.
5. Crypto to Fiat – The recipient can choose to convert the crypto that they receive to fiat currency.

Bitwage pros & Cons

Pros	Cons
Enables payroll in crypto and fiat	Dependent on employer adoption
Strong reputation in crypto payroll space	Limited customization for complex payroll structures
Supports global workforce payments	Fees can be higher than traditional payroll systems
Offers tax and compliance support	Not ideal for small teams with simple needs

3. Request Finance

One of the greatest substitutes for LlamaPay is Request Finance, which offers a unified platform to handle salaries, invoices, costs, and large payments in both fiat and cryptocurrency with strong automation, going beyond basic crypto payroll.

Businesses can pay big distributed teams with a few clicks and minimize human labor with batch processing and templates thanks to its compatibility for hundreds of cryptocurrencies and dozens of fiat currencies across many blockchains.

Its dashboard is especially useful for Web3 and hybrid finance workflows since it centralizes all financial operations, streamlines accounting and reporting, and assists teams in maintaining compliance while saving time and money.

Request Finance Features

1. All in One – They do payroll, invoices, expense management, and they do batch payments.
2. Many Tokens – They accept some of hundreds of crypto, and also some fiat currencies.
3. Batch Payments – You can make multiple payments in one transaction.
4. Automation – You can set up automated payroll, and recurring payments, to make the whole process easier.
5. Budgeting Dashboard – Consolidates financial tracking and reporting for organizations.

Request Finance pros & Cons

Pros	Cons
Designed for crypto invoicing and payroll	Requires familiarity with crypto wallets
Supports stablecoins to reduce volatility	Limited fiat integration compared to hybrid platforms
Easy invoice tracking and reporting	Adoption mainly among Web3 companies
Strong compliance and audit features	May be overkill for small-scale freelancers

4. Sablier

Sablier is a market leader when it comes to on-chain real-time payment streaming. It is one of the best Llamapay competitors. It enables employers and projects to continuously disburse wages and project payments as opposed to paying in standard batch payments.

With the Sablier protocol, payments flow into a user’s wallet each second while they are earned, as opposed to the user only receiving earned funds after a payment is disbursed. All employees and flexible cash flow are given immediate access to funds.

With Sablier, cash flow transparency is enhanced. Sablier has been streaming payments using blockchain technology since 2019. smart contracts. With a streaming payment model, Sablier has eliminated the need for payroll manualization. With Sablier, organizations can payroll, stream, and animate funds on the blockchain in a completely trustless and transparent manner.

Sablier Features

1. Real-Time Payments Streaming – Money moves by the second.
2. Transparency on the Blockchain – No middlemen for payment delivery.
3. Streams can be Customized – Define payment schedules for each recipient.
4. Less Manual Effort – Automates the recurring payments and payroll.
5. Support for Tokens – Flexible payments using various cryptocurrencies.

Sablier pros & Cons

Pros	Cons
Real-time streaming payments on Ethereum	Gas fees can be high on Ethereum mainnet
Transparent and programmable payment flows	Limited to supported chains (Ethereum, L2s)
Ideal for continuous payroll or subscriptions	Requires technical setup for smart contracts
Decentralized and trustless	Smaller ecosystem compared to centralized payroll tools

5. Streamflow Finance

Although you Streamflow Finance LlamaPay competitor due to offering a full service web3 payments and token management system that streamlines payroll and programmable payments along with token vesting, airdrops, and locks, this competitor also includes no code faucet and SDK that allows teams to easily setup automated and customized token distributions thus saving manual effort, time, and money for distributed teams and projects.

The ability to automated complex token integrations and sophisticated payment streams gives organizations more control over financial workflows, making it Streamflow Finance a practical, all-in-one solution for web3 payroll and distribution needs.

Streamflow Finance Features

1. Automates the Distribution of Tokens – Manages payroll and the distribution of airdrops, vesting, and token locks.
2. Simple No-Code Capabilities – Set up recurring and token distributions that can be customized.
3. Multi-Chain Support – Compatible with a diverse range of blockchains.
4. Batch Payments – Make multiple payments at once in a single transaction.
5. Treasury Management – Efficient and secure management of project funds.

Streamflow Finance pros & Cons

Pros	Cons
Built on Solana for low fees and fast transactions	Chain-specific; limited outside Solana ecosystem
Supports token vesting and payroll streaming	Adoption still growing compared to Ethereum-based tools
Flexible payment scheduling	Requires Solana wallet setup
Strong for DAOs and crypto-native teams	Less recognized among traditional enterprises

6. Zebec Protocol

Due to its ability to change how employees get paid, Zebec Protocol is one of the best LlamaPay alternatives. Rather than receiving money every so often, there is streaming real-time payments. Employees get paid by the second.

This increases flexibility with cash flow and eliminates the need for manual processing. For global teams, payroll is frictionless and instant. Zebec also allows for the streaming of payments for investments and treasury management. Companies get to customize how they want to control the automatic payments. Zebec is great for traditional Web3 companies looking to automate payroll and payments.

Zebec Protocol Features

1. Real-Time Streaming of Payments – Continuous payment and salary streams.
2. Automated Payments – For salaries and investments, programmable payments for treasury distributions.
3. Worldwide Payroll – Crypto Payments – Make payments to global employees instantly.
4. Real-Time Payments via Stablecoin – For streaming, sustainable cryptocurrencies minimize volatility.
5. Security on Blockchain – No middlemen for the execution of smart contracts.

Zebec Protocol pros & Cons

Pros	Cons
Continuous payroll streaming on Solana	Ecosystem still maturing
Strong DAO and DeFi integrations	Limited fiat off-ramp options
Low transaction fees	Dependent on Solana network stability
Supports multi-chain expansion	Regulatory clarity still evolving

7. Superfluid

Superfluid’s continuous automated payment streaming has made it a worthy competitor to LlamaPay. Once configured, payment streams activate and begin streaming dollar-by-second streams, removing the need for manually entered repeated payments and payroll processing.

Companies that utilize the Super Tokens and Superfluid model programmable streams wage streams, subscriptions, and loyalty rewards that are adjusted and changed on-demand with no additional on-chain gas fees, increasing time and cost efficiency as well as on-chain financial transparency.

Superfluid’s continuous streaming payment model gives customers and end users a better overall experience as the payment streams are more flexible. Superfluid has also made it easier to control payments with other DeFi tools, and for that reason it has become the go-to for payroll in crypto and for automated cash flows.

Superfluid Features

1. Streaming Payments – Funds move by the second continuously.
2. Super Tokens – A flexible token standard for streaming and programmable finance.
3. Reduced Gas Costs – There are more efficient on-chain operations after the initial setup.
4. Composability – Works alongside other DeFi tools for more complex financial workflows.
5. Subscription & Payroll Automation – It facilitates recurring payments and salaries.

Superfluid pros & Cons

Pros	Cons
Real-time financial streaming on Ethereum and Polygon	Gas fees can be high depending on chain
Flexible for payroll, subscriptions, DAOs	Requires technical knowledge for setup
Strong DeFi integrations	Smaller adoption outside crypto-native teams
Transparent and programmable	Limited compliance features compared to enterprise payroll tools

8. TripleA

Among the alternatives to LlamaPay, the most accurate would be TripleA, for the simple reason that it pairs a licensed, regulated crypto payment gateway with sophisticated cross-border payment solutions.

This combo is perfect for companies needing to pay remoteworkers, vendors, or freelancers needing to pay remote workers, vendors or freelancers in crypto, without the need to manage volatility or complicated conversions themselves.

TripleA lets companies send 24/7 on-demand stablecoin payments to the blockchain with instant confirmations, locked-in exchange rates, and automation for scheduled payments, all through a simple API and easy dashboard.

Compliance with regulations and support for payments in both crypto and fiat make it flexible and reliable, which is why most organizations turn to it for global payroll or mass payments.

TripleA Features

1. Global Crypto Payments – Send or receive crypto payments anywhere in the world.
2. Instant Settlements – There are no lags when transactions are confirmed.
3. Bulk Payment Support – Pay multiple recipients at once.
4. Fiat-Crypto Integration – Users can switch between fiat and crypto.
5. Regulated Gateway – Abides by the International Payment and Licensing laws.

TripleA pros & Cons

Pros	Cons
Licensed crypto payment gateway	Focused more on merchant payments than payroll
Supports multiple cryptocurrencies	Fees may be higher than decentralized options
Strong compliance and regulation	Limited streaming or payroll-specific features
Easy integration for e-commerce	Adoption depends on merchant demand

9. B2BinPay

B2BinPay is one of the strongest LlamaPay competitors as it offers robust, enterprise-grade crypto payment processing that lets businesses accept, send, store and convert over 350 crypto assets with speed and low fees which helps businesses increase the efficiency and scalability of global payroll and mass payments.

Its fundamental API, rapid growth, and instantaneous crypto-to-fiat cross over helps businesses remove payment workflow reliance on the traditional banking system. With unmatched security, extensive currency coverage, and seamless integration for both merchants and enterprises, B2BinPay is one of the strongest and most reliable infrastructural payments solutions for modern crypto operations.

B2BinPay Features

1. Enterprise-Grade Payment Gateway – Handles large scale crypto payments for enterprises.
2. Multi-Currency Support – Can send and accept over 350 different cryptocurrencies.
3. Instant Settlements – Quick payments and minimal fees for cross-border transactions.
4. API Integration – Works with most applications and accounting systems.
5. Crypto-to-Fiat Conversion – Recipients can instantly convert to fiat.

B2BinPay pros & Cons

Pros	Cons
Enterprise-grade crypto payment gateway	Complex setup for small teams
Supports multiple tokens and stablecoins	Licensing and compliance costs can be high
Strong reputation in B2B payments	Focused more on merchant payments than payroll
Secure and scalable	Less flexible for streaming payments

10. Parcel.money

One of the greatest LlamaPay substitutes is Parcel.money, which enables businesses to deliver large payouts and real-time payments for numerous tokens in a single batched transaction by simplifying crypto payroll and treasury administration for Web3 teams and DAOs.

Additionally, by securely keeping encrypted payroll data and enabling variable payment dates catered to contributors’ requirements, their technology improves data privacy. Parcel.money is particularly helpful for expanding decentralized teams and companies looking for a workable, safe, and scalable payroll solution in cryptocurrency because it can manage large disbursements effectively while lowering human procedures and expenses.

Parcel.money Features

1. Mass Payouts – Makes it easy to distribute payments to many recipients.
2. Flexible Payment Schedules – Payments for a team, DAO, or project can be tailored to fit your needs.
3. Employee Payroll Security – Protects the privacy of the financial records.
4. Diverse Digital Currency Compatible – Enables payments using a variety of cryptos.
5. Web3 Optimized – Tailored for the new generation of decentralized companies and blockchain teams.

Parcel.money pros & Cons

Pros	Cons
DAO-focused payroll and treasury management	Niche use case; less suited for traditional firms
Supports multi-sig wallets and team payments	Limited fiat integration
Easy dashboard for managing crypto payroll	Adoption mainly among Web3-native organizations
Strong transparency and reporting	Smaller ecosystem compared to mainstream gateways

Conclusion

In conclusion, the top LlamaPay substitutes offer a variety of options for contemporary, cryptocurrency-enabled payroll and payment requirements, serving companies, independent contractors, and decentralized groups. While Sablier, Superfluid, and Zebec Protocol are excellent at real-time payment streaming for immediate access to revenue, platforms like DePay, Bitwage, and Request Finance provide flexibility, multi-chain support, and automation.

B2BinPay, TripleA, and Parcel.money are examples of enterprise-focused platforms that offer safe, scalable, and legal bulk payout choices. Whether it’s continuous payments, multi-token support, or straightforward connection, each option offers special advantages that make it simpler than ever to effectively handle international payroll and digital transactions.

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