10 Best OpenCryptoPay Alternatives for Secure & Fast Crypto Payments 2026

I’ll go over the top OpenCryptoPay substitutes for companies and online retailers in this post. With bitcoin payments becoming more and more common, picking the best platform is crucial for security, speed, and usability.

These options, which include Lightning Network integration and multi-crypto support, enable merchants to effectively take digital payments while providing flexible settlement and powerful features.

What is OpenCryptoPay Alternatives?

OpenCryptoPay Alternatives are digital payment systems and services that let businesses and merchants get crypto payments without depending just on OpenCryptoPay.

These alternatives like CoinPayments, BitPay, NOWPayments, BTCPay Server, etc. have features like a range of supported cryptocurrencies, fiat conversion, secure wallets, online store management, etc.

Compared to OpenCryptoPay, these alternatives have quicker transaction times, lower costs, better security, and more settlement options.

This gives merchants the ability to meet the growing demand of crypto payments all while giving them almost full control on the funds and giving their customers a seamless experience.

Why Use OpenCryptoPay Alternatives

Wider Collection of Cryptocurrency – OpenCryptoPay Alternative options can hold an expansive collection of cryptocurrencies unlike OpenCryptoPay which only deals with Bitcoin.

Varied Settlement Features– With options like CoinGate or BitPay, money can be automatically converted, allowing for quicker access to usable money and mitigating losses to crypto volatility.

Quicker and Cheaper Transactions – Alternative options like Strike and OpenNode use a low-fee structure or the Lightning Network which allows for a quicker and cheaper payment processing.

More Security and Control – Self-hosted options like the BTCPay Server give merchants better control over their keys and funds with less exposure to a third party.

More Integration and Merchant Tools – Most Alternative options provide a lot in the way of APIs, e-commerce plug-ins, invoicing options, and dashboards for analytics.

Key Point & Best OpenCryptoPay Alternatives List

Platform	Key Points / Features
CoinPayments	Supports 2,000+ cryptocurrencies, multi-wallet options, easy integration with e-commerce, fiat conversion available, secure and insured.
BitPay	Accepts major cryptocurrencies, direct bank settlement, invoicing tools, merchant apps, high security with multi-sig wallets.
NOWPayments	Simple integration via API, supports 100+ cryptocurrencies, auto conversion to fiat, non-custodial, low fees.
BTCPay Server	Open-source, self-hosted, highly secure, supports Lightning Network, full control over funds, customizable for merchants.
CoinGate	Accepts 50+ cryptocurrencies, instant settlement in fiat, e-commerce plugins, recurring payments, easy-to-use merchant dashboard.
PayPal (Crypto Checkout)	Allows crypto payments via PayPal accounts, instant checkout for merchants, limited crypto options, regulated & user-friendly.
Strike	Focuses on Bitcoin and Lightning Network payments, instant payments, zero fees for certain transactions, user-friendly interface.
OpenNode	Bitcoin and Lightning payments, API for easy integration, automatic conversions, secure wallets, merchant analytics.
Crypto.com Pay	Accepts multiple cryptocurrencies, loyalty rewards for users, integrates with Crypto.com app, instant settlement options.
AlfaCoins	Supports 20+ cryptocurrencies, auto conversion to fiat, merchant invoicing tools, payment widgets, easy integration for online stores.

1. CoinPayments

CoinPayments CoinPayments allows merchants from all over the world to accept over 2,000 coins and tokens, making CoinPayments one of the most versatile crypto payments processors.

It provides multi wallet management, cold wallet storage, and automatic conversion to fiat and stablecoins, minimizing risk. Best OpenCryptoPay Alternatives, CoinPayments, is highly ranked in the industry because of their low cost, and global service availability.

For service providers and online shops with low volume crypto payments, CoinPayments is the best option with their shopping cart, customizable invoices, merchant dashboard, fraud protection, and analytics of crypto payments that are submitted to the platform.

CoinPayments Features, Pros & Cons

Features

• More than 2,000 types of cryptocurrencies are accepted
• Wallets can be managed separately
• Instant conversions to fiat currencies
• Plugins for online shopping and API
• Various options for secure cold storage

Pros

1. Very extensive coin and token support
2. Store integration is simple and straightforward
3. Instant conversions mitigate risks of volatility
4. Dashboards for multiple wallets and reporting
5. Excellent security and anti-fraud features

Cons

1. If the merchant is small, they could lose money through fees
2. Some altcoins are illiquid
3. KYC requirements may apply
4. There are more modern ultra interfaces
5. Support for customers is sometimes limited

2. BitPay

BitPay is among the first payment processors assisting companies in obtaining and liquidating crypto assets directly to fiat and in local currency to bank accounts. BitPay services invoicing, billing, and collaborates with multiple users, and offers prepaid spendable BitPay cards. 

Best OpenCryptoPay Alternatives – BitPay gets noted for corporate-grade security, and multiple crypto wallets, and for being compliant to most of the world’s regulations.

Merchants value the options for settlement, the ease of interfacing with numerous e commerce platforms, and the dashboards. From the tiniest to massive enterprises, BitPay has the solid structure for the continuing acceptance of cryptos, all while holding the funds safe and with minimal tech difficulty.

BitPay Features, Pros & Cons

Features

• Accepts bitcoin and the most popular cryptocurrencies
• Immediate settlements of fiat currencies
• Invoicing tools for merchants
• Integrations of prepaid cards
• Access controls for multiple users

Pros

1. Established and secure in the industry
2. Local currencies can be settled
3. Integrates well with large platforms
4. Significant support for compliance
5. Payouts to merchants are streamlined

Cons

1. Limited options in choosing cryptocurrencies
2. Some competitors have lower fees
3. KYC is a requirement for merchants
4. It is not completely decentralized
5. Some users have problems with the custodial model

3. NOWPayments

NOWPayments is a crypto payment processor that requires no custody. It is also versatile and easy because it allows the user to perform transactions in over 100 different cryptocurrencies, and it automatically converts to the cryptocurrency of choice.

Owners of businesses can use the app without losing custody over their crypto by using an API, payment buttons, and plugins. This platform has the lowest service fees, allows you to invoice in a decentralized manner, and supports multiple different chains, such as BEP-20 and ERC-20. This service allows the merchant to be paid in their preferred crypto, and they will receive the payment in their self-custody wallet.

The blockchain tech and crypto developer communities love this service because they created such a comprehensive platform that allows cosplay entrepreneurs to create custom payment processing solutions.

NOWPayments Features, Pros & Cons

Features

• Supports more than a hundred coins and tokens
• Checkout is non-custodial
• Change currencies automatically
• API for websites and buttons
• Documentation available for developers

Pros

1. Low fees
2. No custody, transparent
3. Extensive asset listing
4. Optional integrations are flexible
5. Payments are quick

Cons

1. Advanced features are more limited
2. Not as many plugins as large competitors
3. Limited options when settling in fiat
4. Lesser network effect
5. Para enterprise suboptimal

4. BTCPay Server

BTCPay Server is an open-source, self-hosted payment processor that provides absolute unmediated control over cryptocurrency transactions, supporting Bitcoin, Lightning Network payments, and bespoke tokens via plugins.

Cybersecurity and decentralization are cornerstones of its design. Best OpenCryptoPay Alternatives – BTCPay Server enables merchants to operate their own nodes, control their private keys and own their payment stack.

Other than network transaction fees, there are no other costs, and integrations with Woocommerce and Shopify are available. The community nature of the project makes it a favorite of developers and privacy advocates, and it stands as the optimal solution when the need for trustless, censorship resistant payments arises.

BTCPay Server Features, Pros & Cons

Features

• Self-hosted and open-source
• Full control of wallet
• Supports Lightning Network
• APIs and various plugins
• No fees on the platform

Pros

1. Total trustlessness
2. No custody by a third party
3. Without intermediary fees
4. Support for the Lightning Network
5. Very secure

Cons

1. More technical to set up
2. Not built in
3. Maintenance is on the user
4. Could be frustrating for novice users
5. Support is limited

5. CoinGate

CoinGate is an international processor of crypto payments that allows both merchants and consumers to transact in over 50 cryptocurrencies, offering instantaneous conversions to fiat. Instant crypto payments, automated invoicing, and integrated point-of-sale and ecommerce solutions are all available via the CoinsGate API.

Best OpenCryptoPay Alternatives – CoinGate stands out for its great consumer support, fast transaction settlements, and the ability to receive payments by a range of euro, USD, and stable coin options.

Other advantages for businesses provided by CoinGate include multi-wallet interfaces with intuitive dashboards, real-time rate conversions, and automated invoicing facilities. CoinGate is also a good option for consumers and merchants in physical stores and freelancers, as well as businesses with online platforms, because of its efficient payment systems.

CoinGate Features, Pros & Cons

Features

• Supports more than 50 crypto
• Fiat settlement is available
• API and Point of Sale
• Reporting and invoicing
• Plugins for E-Commerce

Pros

1. Prepping merchants to onboard is easy
2. There are various options for payouts
3. Dashboard and analytics are good
4. Many tokens are supported
5. Simple to integrate

Cons

1. More fees could be demanded by smaller merchants
2. Not as many tokens as competitors
3. Some limits on geolocation
4. Less sophisticated automated features
5. Not as much focus on developers

6. PayPal (Crypto Checkout)

PayPal’s Crypto Checkout enables vendors to receive and payments in cryptocurrency through PayPal and converts digital assets to fiat at the point of sale. This functionality makes it easier for businesses using PayPal to accept crypto and manage compliance, conversion, and settlement. 

Best OpenCryptoPay Alternatives – PayPal (Crypto Checkout) brings automation to crypto payments and provides mainstream credibility and infrastructure. Customers can spend their PayPal wallet Bitcoin, Ether, and other stablecoins, and enjoy a streamlined checkout experience.

Merchants can onboard more quickly, and avoid the risks of cryptocurrency price volatility, integrating the service into their existing payment systems. This service is ideal for any businesses that want to accept payments in cryptocurrency, but do not want to deal with the complexities cryptocurrency.

PayPal (Crypto Checkout) Features, Pros & Cons

Features

• Offers PayPal for crypto checkout
• Settles in fiat at transaction completion
• Well-known UX for customers
• Includes main tokens
• Linked with PayPal accounts

Pros

1. Reputable worldwide company
2. Seamless for active PayPal users
3. No need to create a crypto wallet
4. Legal and safe
5. Immediate crypto conversion

Cons

1. Limited number of available assets
2. Not a pure crypto atmosphere
3. Costs more than non-crypto options
4. Custodial system
5. Fewer features related to crypto

7. Strike

Strike is designed for Bitcoin and Lightning Network payments, allowing for global remittances that are near-instant and have low fees, regardless of the destination.

For consumers and merchants, its features like invoicing, integrations with POS systems, and bank partnerships for easy conversion to fiat are useful. Best OpenCryptoPay Alternatives – Strike utilizes the Lightning Network to reduce fees and speed up settlements in contrast to other on-chain Bitcoin transactions.

Users can send and receive payments with little to no hassle using the application. Finally, Strike is best for microtransactions and international payments that have traditionally been lagged and cost prohibitive due to hefty bank fees.

Strike Features, Pros & Cons

Features

• Bitcoin and Lightning payments
• Instant settlement
• Integrated with banks
• Invoicing and POS
• Low rates

Pros

1. Lightning payments are very fast
2. Low operational expenses
3. Good for micro transactions
4. User-friendly interface
5. Straightforward cross-border payments

Cons

1. Only bitcoin (not multi-coin)
2. Fewer crypto options
3. Not great for fiat-only businesses
4. Some regulatory issues
5. Smaller ecosystem in crypto

8. OpenNode

OpenNode is a Bitcoin payment processor that offers on-chain settlements and via the Lightning Network. It offers merchants API access, payment plugins, and customizable checkout options. Merchants are free to receive payments in crypto and have the option to auto-convert to the local fiat currency. 

Best OpenCryptoPay Alternatives – OpenNode offers a complete payment processor with sophisticated analytics, secure wallet infrastructure, and a low-cost payment processor.

Odoo, Shopify, and Woocommerce integrations, and easy payment buttons, using OpenNode makes accepting Bitcoin easy for almost any business. OpenNode promotes and supports Bitcoin and Lightning settlements yielding faster payments and providing merchants with lower-cost payment solutions to improve cash flow.

OpenNode Features, Pros & Cons

Features

• Support for Bitcoin and Lightning
• APIs and eCommerce plugins
• Ability to convert to fiat
• Business data and analytics
• Secured wallets

Pros

1. Lightning and on-chain support
2. Simple to incorporate
3. Fee structure is fair
4. Instant payouts
5. Good analytics

Cons

1. Only supports bitcoin
2. Fewer supported altcoins
3. Some services require sign up
4. Not suitable for broad crypto acceptance
5. Limited options for unique branding

9. Crypto.com Pay

Crypto.com Pay lets users earn CRO, the native token for Crypto.com, as they transact with multiple cryptocurrencies. Pay integrates with businesses’ web sites and apps via payment buttons, invoicing, and settlement. 

Best OpenCryptoPay Alternatives – Crypto.com Pay integrates with businesses along Crypto.com for promotional and lower fee offerings. Customers and users receive cashback and lower payment tiers, aiding merchants with flexible payment stream crypto or fiat and crypto.

Downstream from the Crypto.com wallet and exchange, Crypto.com Pay lets users manage all of their payments with less friction and enables merchants to accept more crypto.

 Crypto.com Pay Features, Pros & Cons

Features

• Checkout using many different cryptocurrencies.
• The users receive rewards.
• You can pick the preferred way of settling.
• The app includes the Crypto.com wallet.
• You can use plugins and an API.

Pros

1. Users can receive rewards and incentives.
2. The platform has great support for many different coins.
3. The ecosystem is solely focused on Crypto.com.
4. The tools for merchants are effective and straightforward.
5. The fees are quite reasonable.

Cons

1. Users are stuck using the ecosystem.
2. The emphasis on the CRO token can be restricting.
3. There are some limits that are geographic in nature.
4. The settlement of fiat can take time.
5. The support provided can be hit or miss.

10. AlfaCoins

AlfaCoins lets merchants earn in one of 20 crypto coins or fiat currencies and provides automated conversions to prevent exchange rate risk. Customers receive invoicing, custom hosted payment pages, and plugins for major online stores. 

Best OpenCryptoPay Alternatives – AlfaCoins provides merchants with the greatest advantage based on usablity and low payment processing fees, real time exchange rate, and reliable payment prompt.

Merchants maintain control on their settlement choices, either in crypto or fiat. AlfaCoins is targeted toward online businesses with limited technical resources and high payment processing costs.

AlfaCoins Features, Pros & Cons

Features

• Support for over 20 different cryptocurrencies.
• Automatic conversion to fiat currency.
• They provide hosted pages and widgets.
• They provide tools for generating invoices.
• They have real time currency conversion.

Pros

1. When merchants use AlfaCoins, they have an easy and quick setup.
2. Merchants get settlement rates that are real time.
3. Automatic conversion of coins to fiat decreases risk exposure.
4. The tools are lightweight.
5. The user interface is effective and easy to use.

Cons

1. The platform has fewer coins that can be used.
2. They have fewer complex features.
3. The developer community is smaller.
4. The company is not as well known.
5. They have fewer integrations with other services.

Conclusion

In the ever-changing digital economy, the ability to accept cryptocurrency payments can be a game changer. The services highlighted as the Best Alternatives to OpenCryptoPay, particularly including: CoinPayments, BitPay, NOWPayments, BTCPay Server, CoinGate, PayPal (Crypto Checkout), Strike, OpenNode, Crypto.com Pay, AlfaCoins offer a variety of services including: supports multiple cryptocurrencies at a time, instant settlement, Lightning Network, fiat conversion, among others.

Determining which one is the best is based on what your business is, your level of technical knowledge, and the amount of control you want to have. As these great alternatives, merchants can diversify payment methods, lower the cost of transactions, and have the confidence to address the needs of the growing customer segment that uses cryptocurrencies.

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