Your most recent processed Best Paylink Crypto Alternative will see crypto adoption increase. Many businesses will look for payment gateways that are more efficient than Paylink in reducing costs and are able to offer payment processing for more countries.
The most popular Paylink crypto competitors are BitPay, NOWPayments, CoinGate, B2BinPay, PayBito, Crypto.com Pay, CoinPayments, OpenNode, Plisio and TripleA. Offers varied strengths in compliance, security and integration.
These platforms enable businesses and freelancers to easily and efficiently accept digital currencies while offering seamless scaling solutions in a fully decentralized financial ecosystem.
What to Look for in a Paylink Alternative
Low Fees: Go with platforms that offer low transaction fees and that do not have hidden fees as this results in better and sustainable crypto micropayment for businesses and freelancers.
Wide Coin Support: Cryptocurrency payment gateways should support the highest trading volume coins like BTC and ETH, along with major stablecoins, as this supports a diverse customer base.
Many Payment Options: Integration of various payment methods like APIs and plugins, qr codes, invoices, checkout pages as it improves customer experiences within e-commerce, SaaS, and Retail platforms.
Global Coverage: Opt for crypto-gateways with global network and have support for cross border and crypto compatible payments along with a range of fiat currencies.
Compliance Features: For platforms with a robust and strong KYC. Policies on KYC and Anti Money laundering measures enable businesses to scale with less risks especially in banking and fintech.
Security Features: Look for gateways with cold storage, multi- signature wallets. Also, fraud monitoring and encryption are two very useful tools. Funds will be safe, and trust will be established, and safe crypto transactions will be ensured with strong security.
Customer Support: Multilingual, round-the-clock assistance is necessary and reliable. Support for merchants, documentation for developers, and live chat promote easy onboarding, problem-resolution efforts, and lasting contentment with the payment gateway.
Top 10 Paylink Crypto Alternatives (2026)
| Platform | Strengths |
|---|---|
| BitPay | Oldest, most trusted crypto payment processor; supports BTC, ETH, stablecoins |
| NOWPayments | Easy API, supports 100+ coins, non-custodial |
| CoinGate | Strong EU presence, fiat settlement, plugins for Shopify/WooCommerce |
| B2BinPay | Institutional-grade, supports tokens & stablecoins, advanced reporting |
| PayBito | Multi-crypto gateway, strong in Asia |
| Crypto.com Pay | Integrated with the Crypto.com ecosystem, offering fast payments and incentives like cashback for users. |
| CoinPayments | Global coverage, supports 2,000+ coins |
| OpenNode | Bitcoin-focused, Lightning Network support |
| Plisio | Low fees, easy integration, supports 50+ coins |
| TripleA | Licensed in Singapore, strong compliance, fiat payouts |
1. BitPay
BitPay has a transaction fee of 1 percent, and the support is from daily fiat, where they support BTC, ETH, LTC, XRP, DOGE, and stablecoins like USDC, BUSD, and DAI. Payment methods include invoices, email billing, and e-commerce plugins.
Its strengths include global reach, fraud protection, and compliance. Best use case is large enterprises and merchants needing fiat. In terms of security, BitPay has multi-sig wallets and chargeback protection.
Their customer support gives dedicated assistance for merchants, QuickBooks integration, and BitPay’s one of the most trusted Paylink crypto alternatives.
BitPay Features
- Fees: charges 1% on each transaction
- Coin Support: BTC, ETH, LTC, XRP, DOGE and stablecoins (USDC, DAI, BUSD)
- Payment Methods: invoices, email billing, and e‑commerce billing plugins
- Strengths: most established and trusted crypto processor. Compliance is superb.
- Best For: global merchants and enterprises
- Security: Multi‑sig wallets, sophisticated fraud management
- Customer Support: assisted support for merchants and QuickBooks
BitPay Pros & Cons
| Pros | Cons |
|---|---|
| Trusted, established brand | Limited coin support compared to newer gateways |
| Strong compliance & regulation | 1% fee higher than some competitors |
| Daily fiat settlement | Focused mainly on large merchants |
| Multi-sig wallet security | Less flexible for freelancers/startups |
| Plugins for Shopify, WooCommerce | Slower adoption of newer coins |
| Fraud protection tools | Requires KYC for merchants |
| Dedicated merchant support | Limited innovation vs newer |
2. NOWPayments
NOWPayments has a service fee of 0.5 percent with support of 300 cryptocurrencies like BTC, ETH, USDT, BNB, XRP, and stablecoins. Payment methods include API integration, donation links, payroll, and e-commerce plugins.
Their strengths include non-custodial processing and global reach. Best use case is startups, SaaS, and online platforms. In terms of security, they have non-custodial wallets and instant settlements.
Their customer support is 24 7 with multilingual assistance. NOWPayments is flexibility the Paylink crypto alternatives for businesses for low fees and a wide coin support.
NOWPayments Features
- Fees: 0.5% service fee
- Coin Support: more than 300 like BTC, ETH, USDT, BNB, XRP, and XMR
- Payment Methods: API, donation links, payroll, and plugins
- Strengths: non-custodial and non-custodial
- Best For: startups, on-line service, and SaaS platforms
- Security: Noncustodial wallets, secured instant transactions
- Customer Support: Support is provided 24/7 and in multiple languages.
NOWPayments Pros & Cons
| Pros | Cons |
|---|---|
| Low 0.5% fee | Custodial settlement options limited |
| Supports 300+ coins | May overwhelm small businesses with too many options |
| Non-custodial processing | Less fiat settlement coverage |
| Easy API & plugins | Compliance weaker in some regions |
| Payroll & donation features | Customer support less personalized |
| Instant settlement | Requires technical setup for API |
| 24/7 multilingual support | Not ideal for regulated enterprises |
3. CoinGate
CoinGate Payments charges 1% processing fees and has support for more than 70 coins including BTC, ETH, LTC, XRP, and stablecoins. Payments can be done using merchant’s APIs, WooCommerce and Shopify plugins, and gift card integrations.
Strengths include regulations in the EU and options within fiat settlement. Most suitable for online subscription services and e-commerce merchants.
Features include fraud surveillance, KYC, and AML compliance. Customer support has dedicated account management for enterprise clients. Of European companies, CoinGate is a Paylink crypto alternative.
CoinGate Features
- Fees: 1% transaction fee
- Coin Support: over 70 coins like BTC, ETH, stablecoins, LTC and XRP
- Payment Methods: Woocommerce and Shopify plugins, gift cards, and merchant APIs
- Strengths: better compliance through EU, has options for settlements in fiat currencies
- Best For: subscription services and e‑commerce merchants
- Security: fraud monitoring and compliance with AML/KYC regulations
- Enterprise Account Managers Customer Support
CoinGate Pros & Cons
| Pros | Cons |
|---|---|
| EU regulatory compliance | 1% fee slightly higher |
| Supports 70+ coins | Smaller coin list than NOWPayments |
| Fiat settlement options | Limited presence outside EU |
| Shopify/WooCommerce plugins | Not ideal for Asia/US merchants |
| Strong fraud monitoring | Requires KYC verification |
| Gift card integrations | Less flexible for freelancers |
| Enterprise account managers | Slower settlement speed than BitPay |
4. B2BinPay
B2BinPay has 0.25 and 0.4 percent fees, depending on volume. It has support for XRP, DOGE, LTC, and SOL, along with stablecoins, AVAX, and other ERC-20 tokens. They offer merchant APIs, institutional-grade reporting, and fiat settlement (T+1).
Strengths include the institutional-grade compliance and scalability. Most suitable for regulated enterprises and fintechs. Security covers features such as fraud surveillance, cold storage, and transparency around the blockchain.
Customer support offers enterprise-level and multilingual support. Tailored for high volume businesses, B2BinPay is a Paylink crypto alternative.
B2BinPay Features
- Fees: 0.25-0.40\% based on volume
- Coin Support: BTC ETH XRP DOGE LTC SOL AVAX stablecoins ERC- 20 tokens
- Payment Methods: Merchant APIs institutional reporting fiat settlement
- Strengths: Institutional grade compliance & scalability
- Best For: Fintechs & regulated enterprises
- Security: Cold storage fraud monitoring
- Customer Support: Enterprise-level multilingual support
B2BinPay Pros & Cons
| Pros | Cons |
|---|---|
| Institutional-grade compliance | Complex setup for small businesses |
| 0.25–0.40% fees | Higher fees for low-volume merchants |
| Supports tokens & stablecoins | Focused on enterprises, not freelancers |
| Advanced reporting tools | Requires strong technical integration |
| Cold storage security | Limited consumer-facing features |
| Multilingual enterprise support | Less plug-and-play than competitors |
| Scalable for fintechs | Not ideal for e-commerce plugins |
5. PayBito
PayBito offers fees within the region of 0.5 and 1% and is very competitive. This company offers support with for other cryptocurrencies such as LTC, ETH, BTC, and stablecoins, along with BCH.
Payments can be processed using APIs for merchants, a white-label option, and multi-currency wallets. Strengths include the significant participation in the Asian market alongside customizable branding.
Most suitable for cross-border merchants and SMEs. Security features include encryption in wallets and DLT-based processing. Customer support has live demos and custom integrations. PayBito is a Paylink crypto alternative for companies looking for scalability and flexibility in branding.
PayBito
- Fees: 0.5-1\%
- Coin Support: BTC ETH BCH LTC stablecoins
- Payment Methods: APIs white label solutions multicurrency wallets
- Strengths: Custom branding strong Asian presence
- Best For: SMEs & cross-border merchants
- Security: Encrypted wallets DLT based processing
- Customer Support: Custom integration & live demos
PayBito Pros & Cons
| Pros | Cons |
|---|---|
| Strong Asian presence | Limited global coverage |
| Custom branding options | Fees vary (0.5–1%) |
| Multi-currency wallets | Smaller coin list |
| White-label solutions | Compliance weaker than B2BinPay |
| SME-friendly | Less enterprise-grade support |
| Encrypted wallet security | Limited fiat settlement |
| Live demo support | Less adoption in EU/US |
6. Crypto.com Pay
Crypto.com Pay has fees ranging between 0.5 and 1%, and supports payment in over 6 coins, including Bitcoin, Ethereum, USDT, USDC, and CRO. Their payment options consist of checkout APIs and mobile wallets or QR codes.
Their most notable strength is integrated cashback reward payments. The security and followed guidelines are incorporated with 2FA and institutional grade custody. Crypto.com Pay has broadened acceptance compared to others such as Paylink.
Crypto.com Pay Features
- Fees: 0.5-1\%
- Coin Support: BTC ETH CRO USDT USDC
- Payment Methods: QR codes checkout APIs mobile wallet integration
- Strengths: Cashback rewards Crypto.com ecosystem integration
- Best For: Retailers & online merchants
- Security: 2FA institutional custody
- Customer Support: Global app based support
Crypto.com Pay Pros & Cons
| Pros | Cons |
|---|---|
| Cashback rewards | Fees 0.5–1% |
| Strong consumer adoption | Focused mainly on Crypto.com ecosystem |
| Supports BTC, ETH, CRO, stablecoins | Limited coin diversity |
| QR code payments | Requires Crypto.com wallet/app |
| Mobile wallet integration | Less enterprise-grade reporting |
| Institutional custody security | Compliance varies by region |
| Global app-based support | Not ideal for B2B fintechs |
7. CoinPayments
CoinPayments charges 1% for tokens, and 0.5% for coins with over 2000 tokens accepted including BTC, ETH, stable coins, and SOL. Merchants can make use of APIs and plugins for their payments.
Transcending borders and widespread acceptance of various coins are their most notable advantages. Merchants focused in the crypto space and crypto marketplace can benefit the most.
The security provided are multi-sig wallets and batch settlements. CoinPayments is a Paylink crypto alternative for businesses needing wide coin support.
CoinPayments Features
- Fees: 0.5\% for coins 1\% for tokens
- Coin Support: 2000+ cryptocurrencies
- Payment Methods: APIs plugins hosted checkout pages
- Strengths: Global coverage token support
- Best For: Crypto-native merchants and marketplaces
- Security: Multi-sig wallets, batch settlements
- Customer Support: Merchant-oriented support and API docs
CoinPayments Pros & Cons
| Pros | Cons |
|---|---|
| Supports 2,000+ coins | Token fees higher (1%) |
| Global coverage | Overwhelming coin list for merchants |
| Plugins & hosted checkout | Compliance weaker in some regions |
| Multi-sig wallet security | Settlement slower than BitPay |
| Batch settlements | Requires KYC for fiat conversion |
| Merchant-focused support | Less enterprise-grade tools |
| API documentation | Not ideal for regulated fintechs |
8. OpenNode
OpenNode Payments charges 1% for on-chain Bitcoin payments. The payment option is available for BTC and Lightning Network transactions. Payment options API, hosted checkout, and automatic fiat conversion.
The strengths are fast BTC payments and Lightning support. It works best for Bitcoin-focused merchants.
The security features are locked exchange rates and fraud protection. Customer support offers developer documentation and merchant support. OpenNode supports Paylink BTC-first business payments.
OpenNode Features
- Fees: 1% for BTC payments
- Coin Support: BTC and Lightning Network
- Payment Methods: API, hosted checkout, fiat exchange
- Strengths: Lightning Network speed, BTC-only focus
- Best For: Merchants focused on Bitcoin
- Security: Fraud protection, locked exchange rates
- Customer Support: Merchant support and developer docs
OpenNode Pros & Cons
| Pros | Cons |
|---|---|
| Lightning Network support | BTC-only focus |
| Fast settlement | No altcoin support |
| Locked exchange rates | 1% fee for BTC payments |
| Fraud protection | Limited fiat settlement options |
| Developer-friendly API | Not ideal for diverse merchants |
| Hosted checkout | Requires BTC adoption by customers |
| Merchant support | Narrow use case vs competitors |
9 Plisio
Plisio has a 0.5% API fee and 1.5% for white label solutions. Plisio supports 50+ cryptocurrencies which include BTC, ETH, LTC, DASH, and stablecoins. Payment methods include API, invoices, and mass payouts.
They have low fees and easy integration as a strength. Plisio works best for small businesses and freelancers.
Unique security features include direct transfers with no intermediaries. Customer service explains API documentation and offers live support. Plisio has Paylink crypto competitors for more economical merchants.
Plisio Features
- Fees: 0.5% API, 1.5% white label
- Coin Support: 50+ coins (BTC, ETH, LTC, DASH, stablecoins)
- Payment Methods: API, invoices, mass payouts
- Strengths: Seamless integration and low fees
- Best For: Freelancers and small businesses
- Security: No intermediaries, direct transfers
- Customer Support: Live support and API docs
Plisio Pros & Cons
| Pros | Cons |
|---|---|
| Licensed in Singapore | Regional focus (Asia-heavy) |
| Strong compliance | Fees ~1% |
| Supports BTC, ETH, USDT | Smaller coin list |
| Checkout APIs & pay-by-link | Limited plugins compared to CoinGate |
| AML/KYC tools | Requires strict verification |
| Stablecoin settlement | Less flexible for freelancers |
| Enterprise integration support | Not ideal for startups |
10 Triple A
Triple A has 1% around fees and supports BTC, ETH, USDT, and stablecoins as well. Payment methods include checkout API, pay-by-link, and white-label gateways. Strengths include Singapore licensing and strong compliance.
Triple A has regulated markets and banks as the primary focus. A security feature includes stablecoin settlement and AML/KYC compliance. Customer Support gives enterprise-level integration and developer resources. Triple A has Paylink crypto competitors for compliance-centric businesses.
TripleA Features
- Fees: Approximately 1%
- Coin Support: BTC, ETH, USDT, stablecoins
- Payment Methods: Pay-by-link, white label gateways, checkout APIs
- Strengths: Strong compliance and licensing in Singapore
- Best For: Highly Regulated Markets & Banks
- Security: Stablecoin settlement and AML/KYC compliance
- Customer Support: Developer resources and enterprise integration
TripleA Pros & Cons
| Pros | Cons |
|---|---|
| Licensed in Singapore | Regional focus (Asia-heavy) |
| Strong compliance | Fees ~1% |
| Supports BTC, ETH, USDT | Smaller coin list |
| Checkout APIs & pay-by-link | Limited plugins compared to CoinGate |
| AML/KYC tools | Requires strict verification |
| Stablecoin settlement | Less flexible for freelancers |
| Enterprise integration support | Not ideal for |
How to Choose the Right Tool for Your Business?
Define Needs: Understand the value to your business, the pain areas, and what the tool can do to solve your operational challenges.
Check Scalability: Pick solutions that will assist your business in growing to support increased volume, new geographical areas, and diverse workspace.
Evaluate Costs: Analyze the proposed pricing, transaction constraints, and any other hidden costs versus ROI to ensure it is workable.
Ensure Compliance: Determine which platforms have the best KYC and AML compliance in place to help you avoid operational risks.
Prioritize Security: Determine which platforms have multi signature wallets, fraud surveillance, and cold storage to earn reliable and secure trust.
Assess User Experience: Make sure the tools are not complicated to use; each participant should have a smooth experience to avoid dropouts.
Integration Fit: Check that there are no restrictions when connecting to other applications, including ERP, CRM, or other SaaS systems.
Vendor Reliability: Pick providers who have great reputations, are recognized for strong support, and have built trust in community for long partnerships.
Conclusion
To summarize, Paylink crypto competitors in 2026 like BitPay, NOWPayments, CoinGate, B2BinPay, PayBito, Crypto.com Pay, CoinPayments, OpenNode, Plisio, and TripleA have different advantages in fees, coins, customs, and integration, so businesses have plenty of options. Security level and customer support are very high.
Selecting a crypto payment processor out of these 10 will depend on the merchant’s location, the size of the business, and the payment processor’s geographical customs compliance, but all of them will be a good option.
FAQ
What are Paylink crypto alternatives?
Paylink crypto alternatives are payment gateways like BitPay, NOWPayments, CoinGate, B2BinPay, PayBito, Crypto.com Pay, CoinPayments, OpenNode, Plisio, and TripleA that allow businesses to accept cryptocurrency payments securely and globally.
Why should I consider switching from Paylink?
Alternatives often offer lower fees, wider coin support, stronger compliance tools, and better integration options. They also provide global reach and faster settlements, making them more future‑ready.
Which alternative has the lowest fees?
NOWPayments and Plisio are known for low fees (around 0.5%), making them ideal for startups, freelancers, and small businesses seeking cost‑effective solutions.
Which gateway supports the most coins?
CoinPayments leads with support for 2,000+ cryptocurrencies, while NOWPayments supports over 300 coins, offering flexibility for merchants targeting diverse crypto users.
Which is best for compliance and regulation?
BitPay, B2BinPay, and TripleA stand out for strong KYC/AML compliance, making them suitable for enterprises, fintechs, and businesses operating in regulated markets.
