With the Best Reverse Mortgage Companies lender, you can achieve peace of mind during retirement without worrying about finances.
Most reverse mortgage lenders are AAG, Mutual of Omaha, and Longbridge, but also some shuch as FAR. These are the most transparent lenders within the industry with the most national reach.
In 2025, their services will be recognized as the most borrower focused, as they allow retirement aged seniors the ability to safely access home equity with their tailored mortgage retirement solutions, flexible to the clients needs.
What to know About Reverse Mortgages?
Reverse mortgages give you the option to access cash now instead of waiting to sell your house. Financing can be structured as one lump sum, as a monthly annuity, as a line of credit, or a combination of the options.
You must be a senior homeowner to qualify. That being at least field age 62 for HECM and 55 for proprietary options.
With HECMs, you won’t have to make monthly payments, as you can never be underwater on the mortgage. The house just needs to be discharged when you pass, sell it, or leave for another reason.
You won’t be able to find reverse mortgages at national banking institutions, so be prepared to do some additional leg work, and find the best terms.
Key Points Table
| Company | Key Point |
|---|---|
| American Advisors Group (AAG) | Largest reverse mortgage lender in the U.S., strong customer support, wide product range |
| Finance of America Reverse (FAR) | Flexible reverse mortgage options, including proprietary jumbo products |
| Longbridge Financial | Competitive rates, transparent terms, strong borrower education |
| Reverse Mortgage Funding (RMF) | Customized reverse mortgage solutions, strong reputation for service |
| Liberty Reverse Mortgage | Backed by Ocwen Financial, nationwide coverage, competitive pricing |
| Mutual of Omaha Mortgage | Trusted brand, strong financial backing, offers HECM and proprietary reverse mortgages |
| Open Mortgage | Personalized services with a focus on borrower education |
| HighTechLending | Recognized for customer service and tailored reverse mortgage solutions |
| All Reverse Mortgage, Inc. | Highly rated for transparency, low fees, and expert guidance |
| Fairway Independent Mortgage Corporation | Large national lender with strong reverse mortgage division |
1 Reverse Mortgage American Advisor Group
American Advisor Group \Mortgage is the largest reverse mortgage service provider in AMerica with a strong and solid customer service and senior service support.
With a variety of mortgage products including Home Equity Conversion Mortgages and private industry senior loans plex mortgages.
These are all Best reverse mortgage companies offers assisting in educating these borrowers on financial security in helping these seniors 62 and older in accessing tap cash equity in their homes while.
American mortgages AAG. American Advisor Group. Large and diverse retirement services income solutions as a top mortgage industry companies.
American Advisors Group (AAG) Features
- Leading reverse mortgage lender in the company.
- Provides HECM loans and is the only company that offers jumbo reverse mortgage loans.
- Provides excellent customer service and educational resources.
- Appreciated and rated highly by all mortgage customers.
2 Finance of America Reverse Mortgages
Finance of America Reverse (FAR) earned a solid reputation in the mortgage industry with their flexible reverse mortgage lines of products with the senior proprietary mortgage as well as the highly revered the Finance of America Reverse Mortgages.
When it comes to reverse mortgage companies, FAR is a leader in borrower-friendly practices, educational opportunities, and personalized loan modifications.
The company is known for the “HomeSafe” product, which works well for seniors with a considerable amount of equity. FAR has a solid reputation, and for this reason they help retirees gain financial freedom with the reverse mortgage products.
Finance of America Reverse (FAR) Features
- Diversified reverse mortgage loans including jumbo loans under brand name HomeSafe.
- High valued homes can get reverse mortgages due to FAR’s innovative and flexible mortgage/jumbo loan design.
- Well recognized for borrower education and transparency.
- Dependable service in all states in the U.S.
3. Longbridge Financial
Longbridge Financial has a stellar reputation for transparency in terms of documents, competitive rates, and borrower education. Longbridge provides HECM loans, as well as numerous proprietary reverse mortgage products to help as many people as possible.
One of the Best Reverse Mortgage Companies, Longbridge has built a reputation on seniors’ trust and understanding of the mortgage products, ensuring that the seniors know the commitment they are making.
With this reputation, Longbridge is one of the most sought after reverse mortgage companies. Longbridge has a steady reputation that grants seniors the opportunity to leverage their equity while preserving low-cost housing.
Longbridge Financial Features
- Interest rates are favorable with fees lower than most.
- Loan terms are devoid of ambiguity with straightforward communication.
- Prioritizes education and economic literacy.
- Satisfaction with the service is high.
4. Reverse Mortgage Funding (RMF)
Reverse Mortgage Funding (RMF) has the industry expertise and customer service to support specialized reverse mortgage solutions. They tailor their products with HECM loans, and also on the proprietary loans to assist with the customer’s needs.
RMF is also one of the Best Reverse Mortgage Companies. RMF is known for assisting seniors with accessing their equity with confidence due to their borrower-centric methodology.
This company’s dependable and innovative reputation is one of the reasons why retirees looking for flexible financial planning consider this company as their partner.
Personalized Solutions and educational resources allow RMF to empower retirees with the right information to make decisions regarding their retirement income.
Reverse Mortgage Funding (RMF) Features
- Solutions are personalized with a unique approach to reverse mortgages.
- Services HECM and proprietary products.
- Exceptional customer service.
- Educational support is offered to borrowers.
5. Liberty Reverse Mortgage
This company is Liberty Reverse Mortgage and is supported by Ocwen Financial. This company also works nationwide and offers very competitive pricing. Liberty Reverse Mortgage offers HECM loans and other proprietary reverse mortgage products for borrowers with varying needs.
Liberty Reverse Mortgage is one of the Best Reverse Mortgage Companies and is very appreciated for her brand trust and national availability. Senior customers highly value the company’s uncomplicated and transparent approach to reverse mortgages.
Liberty Reverse Mortgage remains a highly rated company to work with for seniors looking for a way to incorporate home equity into their financial portfolio because of their affordability and national availability.
Liberty Reverse Mortgage Features
- Financial support is strong because of the partnership with Ocwen Financial.
- Competitive loans are offered throughout the nation.
- HECM and proprietary reverse mortgages are available.
- Distinguished company with excellent customer service.
6. Mutual of Omaha Mortgage
Mutual of Omaha Mortgage is one of the Best Reverse Mortgage Companies because of the trust and financial backing they have to develop reverse mortgage products.
This company offers HECM loans and other proprietary products for more flexibility for the borrower.
Mutual of Omaha is a highly reputable and established company as one of the Best Reverse Mortgage Companies due to the trust they have obtained and the reputation they established for themselves with their products.
Having built a reputation, and senior strategists and mutual one, and finest trusted together, adjustable-rate mortgages are one of the primary invaluable reverse mortgages.
Mutual of Omaha Mortgage Features
- Recognized company with significant financial resources.
- Provides Home Equity Conversion Mortgage (HECM) and exclusive reverse mortgage offerings.
- Brand presence and dependability on a national level.
- Concentrates on retirement and financial security.
7. Open Mortgage.
Open Mortgage stands distinctively due to the variety of services offered. Except dedication service, Open Mortgage along many respected hands. Financial metrics available to educational services provided by Open Mortgage have been helping seniors to improve.
The spirit of innovation allows retired senior clients to provide a personalized template where to provide reverse mortgage all educational materials are easily found.
Open Mortgage Features
- Custom reverse mortgage offerings.
- Focus on educating borrowers and providing clarity on the product.
- Offers HECM and proprietary reverse mortgage products.
- Presence on a national level with effective customer service.
8. HighTech Lending
HighTech Lending offers services leading to employee satisfaction. Offering a wide range retirement, proprietary programs, and HighTech Lending has everything needed to improve retirement. Being one of the Best Reverse Mortgage Companies.
HighTech Lending also revolutionizes the field for seniors by focusing on the service. Transparency, guidance, and innovative Senior support by HighTech Lending, are reasons why many seniors trusted HighTech Lending the best option to get financial freedom possibility.
Continuing to assist retirees to unlock equity without jeopardizing their housing stability has earned HighTech Lending a reputation for reliability and strong customer relations.
HighTechLending Features
- Acknowledged for superb assistance.
- Custom reverse mortgage offers for changing retirement requirements.
- Provides HECM and exclusive mortgage options.
- Excellent standing for dependability and new ideas.
9. All reverse mortgage, Inc.
All Reverse Mortgage, Inc. stands out for its openness, low-cost services, and professional assistance. The firm focuses on reverse mortgage loans aimed to benefit its borrowers to the fullest.
Recognized by numerous prestigious awards as the Best Reverse Mortgage Companies, All Reverse Mortgage tilts its focus to its borrowers to adapt to their affordability.
Especially appreciated by the older adults for their transparency are the organizations that assist in formulating and executing financial strategies.
All Reverse Mortgage, Inc. is one of the most respected organizations among older adults in the financial industry for offering reverse mortgage loans at a low cost.
All Reverse Mortgage, Inc. Features
- Offers HECM and proprietary products.
- Well known for clear communication and outstanding service.
- Offers HECM and proprietary products.
- Well known for clear communication and outstanding service.
10. Fairway Independent Mortgage Corporation
With a strong reverse mortgage department, Fairway Independent Mortgage Corporation, a big national lender, is well established. They provide HECM loans and their proprietary products with a lots of help and customer support.
Fairway, one of the Best Reverse Mortgage Companies, is well known for their borrower-friendly customer support. Seniors benefit the comprehensive services and Fairway’s good reputation for reliability.
It is still true that Fairway Independent Mortgage Corporation is a reliable partner for retirees looking to obtain reverse mortgages and financial reliability flexility with their continued dedication to favorable education and customer support.
Fairway Independent Mortgage Corporation Features
- Competitive reverse mortgage sector as a national lender.
- Offers proprietary reverse mortgage products.
- Nationwide presence with valuable solutions.
- Offers proprietary reverse mortgage products.
Conclusion
The very best reverse mortgage companies in 2023 are American Advisors Group (AAG), Reverse Mortgage Funding (RMF), Liberty Reverse Mortgage, Mutual of Omaha Mortgage, Open Mortgage, Finance of America Reverse (FAR), Longbridge Financial, HighTechLending, All Reverse Mortgage, Inc., and Fairway Independent Mortgage Corporation.
They are noted for their reliability and transparency, their national reach, and serving their clients with great appreciation. All of these companies have strong customer service, educate their clients, and have slightly different things to offer, such as jumbo and other loans, lending at competitive interest rates, and personalized service.
The most significant and dependable lenders to changing home equity into accessible cash while creating financial stability for older homeowners in their 62 and older while remaining in their homes.
It is all up to the client to choose one unique to their own and the clients needs with an emphasis on one having lower fees, the brand being very reputable, or offer an array of loan products. These companies are the best of the best in the reverse mortgage industry.
FAQ
What is a reverse mortgage?
A reverse mortgage allows homeowners aged 62+ to convert part of their home equity into cash while continuing to live in the property.
Who are the best reverse mortgage companies in 2025?
The top lenders include American Advisors Group (AAG), Finance of America Reverse (FAR), Longbridge Financial, Reverse Mortgage Funding (RMF), Liberty Reverse Mortgage, Mutual of Omaha Mortgage, Open Mortgage, HighTechLending, All Reverse Mortgage, Inc., and Fairway Independent Mortgage Corporation.
Why are these companies considered the best?
They stand out for trust, transparency, nationwide reach, borrower education, competitive rates, and flexible loan options.
Do all companies offer the same reverse mortgage products?
No. While most provide HECM loans, some like FAR and Longbridge also specialize in proprietary jumbo products for high‑value homes.
Which company is best for nationwide service?
AAG, Mutual of Omaha, Liberty Reverse Mortgage, and Fairway Independent Mortgage Corporation are known for their nationwide coverage and strong brand recognition.
