Price of XRP Remains Bearish Amidst Potentially Bullish Development in Relative Regulatory Changes
At the time of writing, XRP is trading at $1.36, an approximate fall of 0.49%. Although the price has retraced, there is still bullish overall sentiment associated with XRP as the developments of cases and regulatory conditions of Ripple and the Federal Reserve pique the interest of investors.
Analysts predict XRP could spike as high as $2 and, in a stronger case, could test the previous all-time high of $3.84 should Ripple be able to secure a Federal Reserve master account. This sentiment has been growing following the signing of the new executive order by President Donald Trump, who, in the new order, provides regulators with an avenue to incorporate the crypto industry’s increased access to the financial regulations of the U.S.
Potential Approval of Trump’s Executive Order to Ripple Watching Closely
With Trump’s executive order of May 19, the Federal Reserve and other financial authorities will be required to take a more flexible approach to crypto developments. Specifically, the order gives a green light to fintech firms wishing to integrate as participants within the U.S. banking and payment interconnect systems, which also includes the $30 trillion payment rails.
Both Ripple and Circle have been active in their pursuit of a Federal Reserve master account. Ripple placed its application for a master account in July 2025 in conjunction with an application for a national bank charter with the Office of the Comptroller of the Currency (OCC).
Of late, the Office of the Comptroller of the Currency announced its guidance on April 1, which further clarified how banks could have legal dealings with digital commodities. This move intensified speculation of Ripple and its national trust bank regulatory charter as it becomes more likely that Ripple could integrate Ripple more deeply to the U.S. financial system.
A master account permits Ripple to directly interact with the Federal Reserve payment systems and eliminate the need for intermediary banks. If that occurs, Ripple will be able to improve payment settlements, and institutional use of XRP will increase.
Kraken Gets Approved
In an otherwise struggling market, news of Kraken being the first crypto-focused company to be approved to obtain a master account at the Federal Reserve, through the Federal Reserve Bank of Kansas City, on March 4, 2026, sent a wave of optimism over the crypto markets.
As such, success has cemented the Fed’s increased focus and interest surrounding the integration of crypto firms into foundational systems of the banking industry. This has sparked enthusiasm surrounding the likelihood of Ripple being part of this system in a few months.
By further elevating hopes surrounding Ripple’s Application, the pro-crypto Warren’s appointment as the Chair of the Fed has been met with widespread approval.
Yet, there is still some political pushback. Ripple has also met with some opposition from the recently introduced dozens of amendments by Senator Elizabeth Warren to the CLARITY Act, which refocuses some of the conservative oversight on crypto firms.
XRP Analysis
Trading below this critical resistance level at $1.50 is also consistent with a potential short-term breakout for XRP. Since the 14th of February, attempts at breaking this resistance level have led to severe price corrections on every occasion.
The March 19 resistance was one of the major corrections, which saw a decline of XRP of close to 19% in a period of 2 weeks leading up to that point.
XRP’s structure is strong even after recent price action. XRP is creating an ascending triangle pattern with higher lows in the chart structure starting from February 28. During that time, XRP’s price increased from $1.27 to $1.36, completing the triangle with a bullish target of 17% breakout from $1.50.
Once XRP successfully breaks the $1.50 level, price levels of $1.75 will be the next targets for a bullish run.
y = 1.50(1 + 0.17)
A larger triangle in the price suggests even more bullish momentum is yet to come, with a target of 31.42%, which places the price of XRP at $1.97.
y = 1.50(1 + 0.3142)
It is important to note that the opposite momentum, with price breaking from the triangle pattern, will place XRP at $0.90.
Is it Possible for XRP to Exceed $3.85 in New All-Time Highs
XRP will be beyond all expectations if Ripple receives a Federal Reserve Master account. Beyond the technical targets of $1.75 and $1.97, should this account be completed, Ripple will have direct access to the U.S. payment systems, and a dramatic increase in demand for their solutions will likely.
This account would validate Ripple’s long-term vision for the company to blockchain and settle payments on currency in the U.S. Federal payment system. Market conditions in the U.S, and crypto regulation, with Trump in control, with XRP breaking its all-time high of $3.84 and creating highs above $4.
