10 Best Payment Gateways in the Netherlands in 2026

This article will identify the best payment gateways in the Netherlands to help businesses process safe, quick, and easy online payments.

We analyze the payment solutions of Mollie, Adyen, and PayPal, and discuss Worldline and several crypto payment providers, comparing their relative features, benefits, and shortcomings to help businesses select the best payment gateway for their purposes.

What is Payment Gateways?

A payment gateway enables businesses to securely receive and process customer payments online. This technology connects customers, merchants, and banks by authorizing transactions and securely moving payment data.

A payment gateway can accept a variety of payment methods (credit and debit cards, digital wallets, bank transfers, etc.) and even modern payment methods like crypto. Payment gateways help keep customers’ sensitive financial information secure by utilizing protective measures like encryption and fraud detection.

Payment gateways help business owners in the Netherlands improve customer relations by providing a smooth checkout experience and allowing the business owner to efficiently manage digital transactions.

Benefits Of Payment Gateways in the Netherlands

ecure Online Transactions

The Payment Gateways in the Netherlands operate with advanced security features like the encoding and detection of fraudulent activities as well as PCI. Their payment gateways protect customer payment information. Payment Gateways provide a fraudulent transaction and help businesses generate safe payment environments.

Support for Local Payment Methods

Dutch Payment Gateways support payment options like iDeal, SEPA bank transfer, credit cards, and digital wallets. Payment Gateways provide customers with convenient payment methods and improve the checkout process.

Faster Payment Processing

Payment Gateways provide the quick authorization of online payment processing. Payment confirmation improves the customer experience, decreases cart abandonment, and provides businesses with payments.

Easy Integration with ECommerce Platforms

Most Payment Gateways have simple APIs, plug-ins, and integrations with e-commerce platforms like Shopify, WooCommerce, and Magento, as well as their custom websites. Payment Gateways provide businesses the flexibility and ease of adding payment functionality.

International Payment Support

Payment Gateways in the Netherlands offer businesses international payments. Payment Gateways offer global payment solutions and support multiple currencies.

Improved Customer Experience

Payment Gateways provide customers with payment options, secured mobile payments, and speedy transaction confirmations. Payment Gateways improve the customer payment experience and generate customer satisfaction and loyalty.

Fraud Prevention and Risk Management

Advanced Payment Gateways help protect merchants from financial loss by employing the detection of fraudulent activities, transaction monitoring, and risk analysis

Key Point & Best Payment Gateways in the Netherlands

Payment Gateway	Key Points
Mollie	• Popular European payment gateway with strong support in the Netherlands• Supports iDEAL, cards, PayPal, SEPA, and local payment methods• Easy integration with eCommerce platforms• Transparent pricing with no monthly fees• Suitable for small businesses and enterprises
NOWPayments	• Crypto payment gateway supporting 300+ cryptocurrencies• Allows merchants to accept crypto payments easily• Provides API, invoices, and eCommerce plugins• Supports automatic crypto conversion options• Suitable for global businesses accepting digital assets
Payoneer	• Global payment platform for businesses and freelancers• Supports international payments and multi-currency accounts• Enables receiving payments from marketplaces and clients worldwide• Offers business payment solutions and withdrawals• Suitable for cross-border transactions
PayU	• Digital payment provider operating across multiple markets• Supports cards, bank transfers, wallets, and local payment methods• Provides fraud protection and secure payment processing• Offers scalable solutions for online businesses• Suitable for eCommerce and high-volume merchants
B2BinPay	• Enterprise crypto payment gateway for businesses• Supports multiple cryptocurrencies and blockchain networks• Provides merchant wallets and payment processing tools• Offers API integration for automated transactions• Designed for crypto-focused businesses
Adyen	• Global payment platform used by large enterprises• Supports cards, wallets, bank transfers, and local payment methods• Provides advanced fraud prevention tools• Offers unified commerce solutions across channels• Suitable for international businesses
Worldline	• European payment service provider with extensive market coverage• Supports online, mobile, and in-store payments• Provides secure transaction processing and fraud management• Offers solutions for businesses of all sizes• Strong presence in European markets
PayPal	• Widely recognized global online payment platform• Supports card payments, PayPal balance, and bank accounts• Provides buyer protection and secure transactions• Easy integration with websites and marketplaces• Suitable for businesses targeting international customers
Coinbase Commerce	• Crypto payment solution from Coinbase ecosystem• Enables merchants to accept cryptocurrency payments• Supports multiple digital currencies• Provides simple checkout and API integration• Suitable for Web3 and crypto-based businesses
BitPay	• Established cryptocurrency payment processor• Supports Bitcoin and multiple cryptocurrencies• Offers crypto invoices, payment buttons, and APIs• Provides settlement options in crypto or fiat currencies• Suitable for merchants accepting digital payments

1. Mollie

Mollie can be found in nearly all top Best Payment Gateways in the Netherlands rankings. Mollie is an excellent option for businesses seeking a payment processor that is inexpensive, easy to use, and secure. Mollie can process a variety of payment options, including iDEAL, credit cards, Paypal, and others, and can be integrated easily into online ecommerce platforms.

Mollie’s features extend to transparent pricing, fraud protection, and easy monitoring of payment transactions. Companies of all ages and sizes can benefit from Mollie’s payment solutions throughout Europe.

 Mollie

Features:

• Processes a variety of European payment methods: iDEAL, cards, SEPA, and PayPal.
• Offers API and plug-ins that integrate easily into most eCommerce platforms.
• Supports recurring and subscription billing.
• Offers payment processing and fraud prevention tools.
• Has no monthly subscription with transparent pricing.

Pros:

• Supports Dutch and European business needs.
• Simple setup for beginners.
• Easy integration of multiple payment options.
• Provides transaction reporting with an easy to use dashboard.
• Excellent online store integration.

Cons:

• Availability is limited to Europe compared to other global providers.
• May lack many advanced enterprise features.
• May result in higher transaction fees for larger businesses.
• Limited crypto payment options.
• Customer support is not always responsive.

2. NOWPayments

NOWPayments is a top, crypto-centric payment processor option in the Best Payment Gateways in the Netherlands for businesses looking to transact in digital currencies.

NOWPayments supports the processing of payments for over 300 different cryptocurrencies and offers a variety of web payment solutions and crypto widget plugins. Merchants can minimize volatility with NOWPayments crypto conversion, which is an optional, automatic feature.

Thanks to NOWPayments, businesses maintain control of their funds as a result of the processor’s non-custodial model. NOWPayments is great for all digital merchants and Web3 companies, especially those looking to expand their payment options into crypto.

NOWPayments

Features:

• Processes payments in 300+ cryptocurrencies.
• Offers crypto invoices, payment buttons, and API.
• Provides automated payment conversions.
• Supports multiple blockchains.
• Offers non-custodial payment processing.

Pros:

• Great cryptocurrency support and ease of integration.
• Supports digital payments for a global audience with low barriers.
• Flexible settlement options.

Cons:

• Risk of payment volatility.
• Not suited for businesses that require fiat payment methods.
• Limited traditional payments.
• Compliance will vary depending on the country.
• can have a steep learning curve.

3. Payoneer

Payoneer is a worldwide payment solution for organizations needing to manage international transactions. Payoneer is one of the Best Payment Gateways in the Netherlands. Payoneer’s services include multi-currency receiving accounts, international transfers, marketplace payment solutions, and business payment solutions.

The services are especially beneficial to freelancers, eCommerce sellers, digital service providers, and companies with a global presence. Also, Payoneer customers can receive payments and withdraw funds through local banks. Payoneer’s main focus is on the secure cross-border payment systems and business financial management on a worldwide scale.

Payoneer

Features:

• Supports receiving accounts in multiple currencies.
• Supports payment for international business.
• Enables payments from a broad number of global clients and marketplaces.
• Offers solutions for withdrawals and transfers.
• Has security and compliance features.

Pros:

• Excellent for international transactions.
• Supports several currencies.
• Trusted by freelancers and online sellers.
• Simplifies management of global payments.
• Convenient for business models based on marketplaces.

Cons:

• Some transactions incur higher fees.
• Compared to regional gateways, options for local payments are lacking.
• Can take time to verify accounts.
• Designed primarily for transactions and not eCommerce checkouts.
• May incur fees for currency conversion.

4. PayU

PayU has digitized and simplified secure payment solutions for businesses with several regional transactions. PayU is regarded as one of the Best Payment Gateways in the Netherlands for businesses in need of flexible payment systems. PayU is able to accept credit cards, bank transfers, and digital wallets and offers alternate payment systems.

Similar to Payoneer, PayU provides sophisticated fraud prevention and payment optimization. PayU’s advanced and flexible solutions can address the needs of a growing business, especially those engaged in eCommerce, marketplaces, and enterprises that require reliable payment services.

PayU

Features:

• Supports cards, bank transfers, wallets, and local payment methods.
• Provides secure online payment processing.
• Includes fraud and risk management tools.
• Serves several business markets.
• Has payment systems that can grow with your business.

Pros:

• Great support for new business markets.
• Has multiple payment options.
• Great for large eCommerce businesses.
• Secure transaction processing.
• Flexible payment options.

Cons:

• Availability varies by region.
• May need knowledge of technology to set up.
• Can have different pricing to use in different areas.
• Not as much a household name as PayPal or Adyen.
• Support can be hit or miss depending on location.

5. B2BinPay

B2BinPay is an enterprise-level cryptocurrency payment gateway ideal for businesses needing access to blockchain payments. It is one of the Best Payment Gateways in the Netherlands for crypto businesses, online businesses, and foreign merchants. B2BinPay features support for many cryptocurrencies, blockchain networks, merchant wallets, and automated payment processing.

Through the use of APIs, B2BinPay allows businesses to code and integrate crypto payments on their site or app. It also features transaction monitoring, wallet management, and settlement services. B2BinPay is an excellent option for businesses that want to improve the security and scalability of their cryptocurrency payment services.

 B2BinPay

Features:

• Offers payment processing for crypto.
• Works on several blockchains and tokens.
• Has merchant crypto wallets.
• Supports payment requests via API.
• Manages crypto transactions.

Pros:

• Enterprise solutions for crypto.
• Easy to use for businesses dealing with crypto.
• Supports several currencies.
• Facilitates quick transactions on blockchain.
• Ideal for international cryptocurrency transactions.

Cons:

• Unsuitable for fiat currency-only companies.
• Requires understanding of cryptocurrency.
• Value fluctuations impact transactions.
• User base is primarily cryptocurrency.
• Rules and restrictions are inconsistent.

6. Adyen

Adyen is one of the top payment gateways in the world, and is commonly used by larger businesses and enterprises. For large businesses, Adyen is one of the top choices for the Best Payment Gateways in the Netherlands thanks to its extensive payment infrastructure and high level of security.

Adyen accommodates cards, digital wallets, bank transfers, mobile payments, and many other local payment methods including iDEAL. Adyen also offers tools for fraud detection, risk management, and features for automated recurring billing and unified commerce. For large businesses, retailers, and marketplaces, Adyen’s infrastructure iseasy to scale globally.

Adyen

Features:

• Processes cross-border payments regardless of the transaction channel.
• Payments via cards, wallets, bank transfers, and local payments.
• Integrated fraud detection.
• Support for billing and subscriptions.
• Integrated payment solutions for physical and digital channels.

Pros:

• Great payment solution for large businesses.
• Great coverage for global payments.
• Great customer care and operation team.
• Great security and protection from fraud.
• Great payment solutions.

Cons:

• Coverage is better for large businesses.
• Can be hard to implement.
• Cost is higher for small businesses.
• Can be hard to customize.
• Minimum payment volumes.

7. Worldline

Worldline is one of the biggest payment service providers in Europe that offers business sized digital payment solutions. Worldline is recognized as one of the Best Payment Gateways in the Netherlands because they offer services that include online and mobile payments, card processing and merchant services.

Worldline offers bank transfers, cards and digital wallet payments. Worldline’s service is focused on the security of transactions and the prevention of fraud, as well as ensuring compliance with European regulations.

Worldline’s payment solutions are tailored to the needs of retailers and financial and business institutions. Notable reasons for choosing Worldline are their reliability, stronger service offering, and payment technology for the European market.

Worldline

Features:

• Payment solutions for online, mobile and in-store sales.
• European payment methods and cards.
• Transaction security with fraud prevention.
• Tailor-made payment solutions.
• Enterprise level payment processing.

Pros:

• Great payment solution for businesses of all sizes in Europe.
• Great for cross border payments.
• Great payment solutions with multiple payment channels and low fraud.
• Great payment coverage.

Cons:

• Can be hard to use the first time.
• Cost is hard to determine.
• Can be hard to integrate.
• Not a lot of startups use this payment solution.
• No international coverage compared to the competition.

8. PayPal

PayPal is one of their most famed global payment services and is popular amongst Dutch business and is recognized as one of the Best Payment Gateways in the Netherlands. PayPal allows their merchants to accept payments from PayPal customers all around the world, including payments made through bank accounts, debit, and credit cards.

PayPal boasts a plethora of features including buyer protection, fraud monitoring, advanced checkout and website integration services. PayPal increases customer trust and eases online payment processing which is the reason so many eCommerce sites and international sellers choose to use them.

PayPal

Features

• Facilitates payments via PayPal account and cards.
• Offers buyer and seller protections.
• Simple integration to websites and marketplaces.
• Supports payments globally and across currencies.
• Offers mobile payment solutions.

Pros

• Well-known and well-trusted globally.
• Simple for businesses to set up.
• Large potential customer base.
• Supports payments internationally.
• Offers strong security.

Cons

• Payment processing fees can be high.
• Accounts may be subject to limitation with no notice.
• Flexible integration lacks.
• Currency conversion fees may apply.
• Customer service is hit or miss.

9. Coinbase Commerce

Coinbase Commerce is a growing cryptocurrency payment solution for businesses that would like to accept cryptocurrency. Among the Best Payment Gateways in the Netherlands for Web3 companies, online stores, and crypto-centric businesses, Coinbase Commerce enables user acceptance for crypto payments ranging from Bitcoin and Ethereum to stablecoins, using payment links, checkout integrations, and API tools.

Secure processing of payment links is done through the Coinbase Commerce platform and traditional payment systems are not required. The platform empowers businesses to go global and crypto, and retain discretionary payment options for their clientele. Coinbase Commerce provides great value for clients focusing on the blockchain, gaming, and digital spaces.

Coinbase Commerce

Features

• Cryptocurrency payments acceptance.
• Offers payment options for Bitcoin and Ethereum.
• Offers checkout tools and payment links.
• Provides API for developers.
• Blockchain transaction support.

Pros

• Simple acceptance of crypto payments.
• Backed with the Coinbase network.
• Blockchain payment support.
• No reliance on traditional banking.

Cons

• Payments in crypto only.
• High volatility of payments.
• Requires knowledge of blockchain.
• Heavy crypto-focus.
• Regulations may limit availability.

10. BitPay

BitPay is a pioneer cryptocurrency payment processor, allowing businesses to accept payments in a digital currency, safely. It serves as one of the Best Payment Gateways in the Netherlands for online merchants wishing to use Bitcoin and payment systems.

BitPay encompasses numerous cryptocurrencies, payment invention, integrations of checkout systems, and numerous API-based solutions. In payment, a business does not have to incur the burden of loss due to market fluctuations as the payment can be processed in cash.

The platform provides secure transactions along with protection from fraud and processing for online businesses. BitPay is a great fit for companies that are curious in cryptocurrency, and to conduct international payment within the digital space.

BitPay

Features

• Accepts crypto payments.
• Offers invoices and checkout for crypto.
• Merchant API is available.
• Payments are secured and monitored.
• Crypto-to-fiat conversions.

Pros

• Integrated APIs are simple for development.
• Payment risk mitigation.
• Crypto conversion protects against volatility.
• Strong payment solutions.

Cons:

• Conventional payment methods are lacking.
• Crypto adoption is in the early stages.
• Higher fees are a possibility.
• Businesses shying away from crypto may be better off.
• Understanding digital assets are a must.

Conclusion

Dutch businesses offering internationally competitive, modern and integrated payment services must choose the right payment gateways. The Best Payment Gateways in the Netherlands offer flexible payment options, advanced security, easy integrations and include Mollie, Adyen, PayPal, Worldline and crypto payment solutions NOWPayments and BitPay. Businesses must consider customer needs, payment methods provided, transaction fees and the payment gateways scalability. Dutch businesses can use these platforms to manage the payments they need, whether eCommerce, international or cryptocurrency payments, and to enable theirbusinesses to grow in the digital economy.

FAQ