In this article, I am going to look at the Best Superfluid Payments Alternatives that freelancers and businesses can use for automated, instantaneous, and recurring payments.
Superfluid is known for on-chain streaming, but other solutions offer unique features such as invoicing, payroll automation, cross-chain capabilities, and compliance at the enterprise level.
Knowing the substitutes provide is essential for understanding and helping you select the optimum solution for hassle-free and effective payment management.
Key Points & Best Superfluid Payments Alternatives
| Alternative | Key Point |
|---|---|
| Halliday | Commerce automation platform for modular chains |
| Coinflow | Simplifies payments with global card acceptance and instant payouts |
| Loop Crypto | Autopay protocol with no locked funds or withdrawals |
| Tres Finance | Enterprise tools to manage and monitor Web3 assets |
| MISA | Develops software packages for business operations |
| Vermeg | Provides IT solutions for banking and insurance |
| FTS | Offers convergent billing, charging, and customer care solutions |
| Waystar | Revenue cycle management solutions for healthcare payments |
| Request Finance | Simplifies crypto invoicing and payroll for businesses |
| Sablier | Pioneering protocol for real-time token streaming |
10 Best Superfluid Payments Alternatives
1. Halliday
Some of the best alternatives for Superfluid Payments include Halliday’s no-nonsense payment stream offerings.
Halliday automates payment schedules and streamlines the payment process while maintaining control of cashflow.
Getting cash flowing easily and maintaining control is the value offered. Halliday’s transparency and low-latency offerings stand out as one of their best features.
You no longer need to worry about your cash flowing disappearing as Halliday’s system is fully auditable.
Halliday is as good as it gets in continuous payment stream offerings as it is costed in a competitive manner and is highly secure.
Features Halliday
Payments Orchestration – Built to modularize and streamline payment processes across various chained block ecosystems.
Capacity – Maintains effectiveness as the number of transactions increases.
Interoperable – Can connect across numerous Web3 systems.
Reduce Human Touchpoints – Fully automated payment processes.
Enterprisewide – Focuses on business integration of Web3 commerce.
| Pros | Cons |
|---|---|
| Commerce automation for modular chains | Still early-stage adoption |
| Streamlines Web3 payments for businesses | Limited integrations compared to larger platforms |
| Focus on scalability and automation | May require technical expertise to implement |
2. Coinflow
Coinflow is a clear alternative to Superfluid Payments as it has automated frictionless continuous value transfer. Coinflow is designed to cater to flexible payment stream that change to real-time demands.
This is perfect for subscriptions, payroll, and other recurring payments. Coinflow is unique as it aims to streamline interopability to different blockchain ecosystems while keeping payment flows in sync.
Users enjoy seamless analytics and custom triggers that pause, modify, or redirect payment streams without having to do it manually.
All these features definitely make Coinflow to be eficient, flexible, and cross-chain. This is a great solution for users that want adaptable infrastructure for continuous payments.
Features Coinflow
Worldwide Cardholder Support – Can facilitate payment transactions through Visa and Mastercard.
Lightning Payments – Rapid payment processing and settlement for merchants.
Fiat on-ramps – Onboarding users without crypto is easy.
Simple – Straightforward interface to enhance mainstream adoption.
Regulated – Fully compliant with legislation related to card payment.
| Pros | Cons |
|---|---|
| Global card acceptance | Dependent on card networks |
| Instant payouts | Not fully decentralized |
| User-friendly for mainstream adoption | Fees may be higher than crypto-native solutions |
3. Loop Crypto
Loop Crypto is one of the best alternatives to Superfluid Payments because it provides merchants and Web3 businesses true automation of crypto payments without traditional on-chain friction.
Their native feature autopay allows one-time customer authorization of recurring crypto or stablecoin billing, followed by automated pull on cadence just like traditional subscriptions, but on-chain and permissionless.
Loop never custody and supports more than one token of multiple networks. It also provides easy integration with billing systems like Stripe allowing flexible settlement in crypto or fiat.
The integration of automation, real-world commercial activity, and transaction support makeLoop uniquely powerful.
Features Loop Crypto
Self-Executing Payments – Makes automation of repayments possible.
Self-Custody – Users retain their assets.
Designed for Transparency – Built to be easily audited.
Designed for Crypto – Built with Web3 payment systems in mind.
Easy to Build On – Designed to streamline integrations.
| Pros | Cons |
|---|---|
| Autopay protocol with no locked funds | Smaller ecosystem compared to competitors |
| Supports recurring payments | Limited enterprise adoption |
| Simple and transparent design | Still evolving features |
4. Tres Finance
Tres Finance is a robust alternative to Superfluid Payments by providing enterprise-grade automation, compliance, and reconciliation of continuous crypto financial operations.
Furthermore, unlike traditional streaming payment solutions, Tres is able to consolidate and synchronize transactional data from over 200 blockchains, exchanges, and banks, into a financial system that is integrated with traditional ERPs and is auditable.
It generated real-time reports and automated reconciliation of data, eliminating manual bookkeeping, and is able to track continuous and non-continuous cash flows.
Such functions of Tres can serve businesses beyond simply payment streaming to those that require complex fintechintegrations.
Features Tres Finance
Web3 Portfolio Management – Records and manages Web3 collection.
Granular Visibility – Provides deep insights into organizations finances.
Regulatory Compliance – Provides tools to assist with compliance.
Cross Wallet Functionality – Facilitates the integration and consolidation of assets across different wallets.
Risk monitoring – Anomaly detection for transactions.
| Pros | Cons |
|---|---|
| Enterprise-grade Web3 asset management | Best suited for larger organizations |
| Advanced monitoring and reporting tools | Complex setup for small teams |
| Compliance-focused features | Not optimized for freelancers or individuals |
5. MISA
Thanks to the Sangkara MISA token ecosystem, MISA has the potential to become a Superfluid Payments alternative, thanks to its asset-backed digital token model that allows for value transfer and programmable economic actions on the blockchain.
Whereas most payment streaming protocols focus on generic payment streaming, MISA’s main focus on streaming tokenized payments
That are backed by real-world assets provides a more stable and utility-transcending medium for users and businesses alike, streaming payments that are not purely speculative crypto.
Furthermore, the asset-backed design and economic stability will appeal to on-chain operational projects looking for economic predictability to operate with m more fluidity.
Features MISA
Business software packages – Provides ERP-like services.
Operational efficiency – Improves efficiency in operations.
Accounting tools – Offers tools for financial management.
Enterprise focus – Designed for bigger companies.
Non-crypto native – More conventional than tools that are Web3-first.
| Pros | Cons |
|---|---|
| Business software packages | Not crypto-native |
| Helps streamline operations | Limited blockchain integrations |
| Established in enterprise solutions | Less innovative in Web3 payments |
6. Vermeg
Vermeg is a great Superfluid Payments alternative for companies that require strong, customizable, payment automation, and processing capabilities, with a focus on traditional and digital finance.
Unlike competitors, Vermeg is not only focused on blockchain streaming. Vermeg also offers enterprise payment workflow solutions that integrate and standardize payment format complexities, payment routing, and payment protocol cross-institution automation for banks and financial services.
Vermeg’s great capabilities are seen through its ability to integrate depreciation and current systems and automate payment processing, making it ideal for large companies that need flexible payment orchestration beyond primitive streaming use cases.
Features Vermeg
Banking solutions – Tailored for financial institutions.
Insurance support – Manages complex insurance workflows.
Compliance strength – Meets strict regulatory standards.
Large-scale adoption – Trusted by global enterprises.
Traditional finance focus – Less Web3-native innovation.
| Pros | Cons |
|---|---|
| Strong IT solutions for banking/insurance | Traditional finance focus |
| Trusted by large institutions | Not tailored for Web3 startups |
| Robust compliance and security | Slower innovation cycle |
7. FTS
FTS provides a practical substitute to Superfluid Payments by providing businesses with a global payment and merchant processing system allowing them to accept, route, and settle crypto and fiat payments without complications.
Rather than Superfluid’s on-chain streaming model, FTS focuses on payment orchestration, routing, and global settlement infrastructure for a range of payment methods, currencies, and bank-grade security and uptime.
Its competitive advantage is within a truly integrated system blending both digital and classic payment methods together, especially suited for enterprises requiring reliable, compliant, and scalable cross-market payment flows where seamless and continual streaming is not the primary focus.
Features FTS
Convergent billing – Has several billing models.
Charging solutions – Flexible and applicable for utilities and telecom.
Customer- care integration – Merges billing with support.
Scalable architecture – Can support a high volume of transactions.
Industry specific – More focus on telecom than crypto.
| Pros | Cons |
|---|---|
| Convergent billing and charging solutions | Primarily telecom-focused |
| Customer care integration | Not widely adopted in crypto |
| Flexible billing models | Limited Web3 relevance |
8. Waystar
Waystar is certainly a solid alternative to Superfluid Payments for companies that require enterprise-level, AI-informed payment automation and reconciliation for complex financial ecosystems, compared to simple on-chain streaming.
They simplify and unify large-scale payment workflows, billing, and revenue cycle processes. They increase automation on all levels, which improves speed and accuracy, reduces administrative waste, and increase speed on settlements.
They have received high satisfaction from clients and industry recognition for their ability to efficiently and transparently manage complex billing to process billions of payments.
Companies that seek strong, scalable financial operations that go beyond continuous crypto streams find Waystar a compelling alternative.
Features Waystar
Healthcare payments – Focused on billing for healthcare services.
Revenue cycle management – Finances of the hospital are streamlined.
Automation tools – Removes the errors that come with manual billing.
Compliance ready – Complies with the required regulations in healthcare.
Trusted adoption – Has a lot of users in Hospitals and clinics.
| Pros | Cons |
|---|---|
| Revenue cycle management for healthcare | Industry-specific (healthcare only) |
| Streamlines medical payments | Not suitable for general Web3 use |
| Trusted by hospitals and clinics | High cost for small practices |
9. Request Finance
Request Finance is a leading alternative to Superfluid Payments that provides a complete Web3 invoicing and payment automation system (including crypto and fiat payment capabilities) instead of only payment streaming.
The ability to generate, send, and track professional invoices in numerous cryptocurrencies and fiat, all while automating accounts receivable
Payroll, and bulk payment processing through a single dashboard is industry-leading and decreases operational overhead and manual reconciliation.
For seamless programmable finance, Request Finance is smart contract batch processing and compliance functionality is perfectly suited to companies, DAOs, and freelancers.
Features Request Finance
Crypto invoicing – Makes billing in crypto easier.
Payroll – Makes payroll in crypto easier. Deploying as you monetize customer demand.3. Support for multiple currencies – Functions with stable coins and other tokens.
Startups and SME compatible – Friendly for Small and Medium-sized Enterprises.
Built for Webb3 – Tailored for decentralized finance.
| Pros | Cons |
|---|---|
| Crypto invoicing and payroll | Limited fiat support |
| Popular among Web3 startups | Dependent on crypto adoption |
| Simple interface for businesses | Not ideal for traditional enterprises |
10. Sablier
Sablier is an alternative and first-mover in on-chain streaming (i.e., continuous, real-time crypto payments) allowing users to send payments in real-time, releasing funds by the second, instead of in lump-sum payments.
Customers in the space are primarily attracted to the flexible streaming offered by Sablier with customizable kinked distribution curves, bulk streaming, and unique, tradable on-chain ERC-721 NFTs that can represent an entire stream.
These NFTs allow for interesting automation use cases on the Ethereum blockchain for payroll, subscription automation, and grant disbursement.
This combination of, real-time decentralized streaming, programmable flows, and unique composability makes Sablier the most battle-tested stream for continuous payments on the Web.
Features Sablier
Streaming of tokens in real-time – Payments made in real-time.
Trustless and transparent system – Decentralized system.
Developer ecosystem – Innovation for systems within blockchain.
Ecosystem specific – Designed for systems that use tokens.
Various possibilities – For payroll, subscriptions, and granting funds.
| Pros | Cons |
|---|---|
| Real-time token streaming pioneer | Limited to token-based payments |
| Transparent and decentralized | Still niche compared to mainstream payment systems |
| Strong developer community | Requires crypto literacy |
How To Choose Best Superfluid Payments Alternatives
Understand your use case: Superfluid is a good option for continuous on-chain stream payments. For invoicing and subscriptions, we recommend Request Finance and Loop Crypto.
Recognize if your use case involves ** payroll, invoicing, merchant payments, recurring payments, or streaming on a per-second basis**.
Check blockchain compatibility: Recognize which blockchain networks and tokens your alternative supports. Others, such as Halliday and Sablier, concentrate on networks tailored to Ethereum, while some support a range of chains.
Payment automation features: Seek out automation features such as programmed streams, bulk payouts, or autopay. Request Finance and Loop Crypto are good for automated crypto payments.
Security and compliance: For business or enterprise use, assess if the system is secure and audited. Alternatives for enterprises like Tres Finance, Vermeg, and Waystar are prioritized for compliance and audit-ready documents.
Conclusion
In summation, different alternatives to Superfluid Payments are better suited for different use cases. For example, Sablier is the best choice if you need continuous on-chain streams, Loop Crypto and Request Finance are preferable for automation on recurring payments and invoices, whereas Halliday
Tres Finance, FTS, and Waystar enable enterprise-grade automation along with compliance. Selecting the best option is a matter of how you compensate for the seamless streaming, automation, safety, and growth potentials needed for your company.
FAQ
What are Superfluid Payments alternatives?
Platforms that provide continuous or automated crypto and fiat payments similar to Superfluid.
Which platform is best for per-second streaming?
Sablier and Halliday are ideal for real-time on-chain payment streams.
Which alternatives are best for invoicing and payroll?
Request Finance and Loop Crypto excel in recurring payments and mass payouts.
Are these platforms secure for enterprises?
Yes, Tres Finance, Vermeg, FTS, and Waystar offer enterprise-grade security and compliance.
Can I use these alternatives for multiple blockchains?
Platforms like Coinflow and Halliday support multiple chains for flexibility.
