This article will outline the Best Crypto and Cryptocurrency Payment Gateways in Greece. We will focus on businesses that accept both traditional EUR payments and crypto payments.
Greece is becoming a digital economy and choosing the right payment gateway for secure processing and integration is paramount. This guide covers the most important payment gateways and their specialties.
Key Points & Best Crypto and Fiat Payment Gateways In Greece
| Payment Gateway | Key Point |
|---|---|
| TransFi | Unified crypto + EUR payments with EU MiCA compliance |
| Stripe | Global reach, supports EUR, strong developer tools |
| PayPal | Trusted brand, fiat + crypto integration via partners |
| Viva Wallet | Local Greek gateway, PSD2 compliant, multi-currency |
| CoinGate | Crypto-first gateway, supports BTC, ETH, EUR payouts |
| Skrill | Digital wallet, fiat + crypto transfers, easy integration |
| Authorize.Net | Strong fraud protection, EUR support, global merchants |
| BitPay | Crypto payments with EUR settlement, merchant-friendly |
| Adyen | Enterprise-grade, supports EUR, scalable for large businesses |
| Worldline | European leader, fiat + crypto acceptance, secure infrastructure |
10 Best Crypto and Fiat Payment Gateways In Greece
1. TransFi
Brazilian companies can now use a hybrid TransFi crypto + fiat payment solution, allowing merchants to accept euros and leading cryptocurrencies on one integration.
Instant cryptotization to euros and the settlement to greek or european bank accounts. Meets Greece and EU compliance.
For e-commerce, SaaS or export businesses, TransFi easily handles checkout integration via API no-code plug-in and supports both card/APM and crypto payment instruments via one platform.
As transitively compliant with KYC/AML crypto regulations, TransFi enables greek companies to accept crypto for e-commerce as Greece’s crypto payments infrastructure develops.
TransFi – Key Features
Hybrid Payments – Greek merchants can receive both EUR and major cryptocurrencies together, through a single unified checkout.
Instant Conversion – Crypto-to-euro conversions are instantaneous and can be settled quickly into Greek and EU bank accounts.
Easy Integration – TransFi provides API, plugins, and no-code tools suitable for e-commerce, SaaS, and global online businesses.
Regulation-Ready – Fully compliant with EU and Greek regulations regarding compliance procedures, making them suitable for doing crypto-fiat seamlessly and securely.
2. Stripe
Another payment platform available for Greece is Stripe. Stripe has a large deployment of payment options, as well as being able to accept payment in cryptocurrencies.
More specifically, the infrastructure developed by Stripe supports the acceptance of stablecoins, and crypto payment use, while settling in euros, and having seamless API integration.
For merchants in Greece, Stripe is included as one of the payment gateways as listed on e-commerce platform supports for Greece .
Stripe offers a strong payment solution with its market flexibility, and service offers expanded growth to businesses.
Stripe – Key Features
Global Acceptance – Provides payment processing support for cards, wallets, bank payments, and stablecoins/cryptocurrencies.
Advanced Developer Tools – Provides industry-standard tools for developers (APIs and SDKs) and integration is uncomplicated and quick to achieve across various platforms.
Cross-Border Capabilities – Particularly suitable for Greek merchants with an international customer base and/or plans for multi-market expansion.
Fiat Settlement – Users can accept cryptocurrencies or stablecoins and discharge payments in fiat currency.
3. PayPal
PayPal has one of the largest networks to conduct payment processing and has numerous consumers on the platform.
For merchants, it now supports “Pay with Crypto” solutions, meaning merchants are able to accept crypto payments that get converted to fiat/stablecoin by PayPal.
In Greece, PayPal is popular for its online shopping and receiving payments, thus it is known by many consumers.
The main advantage is brand recognition and ease of adoption, however, merchants need to look out for fee’s, settlement currency, where crypto‐to‐fiat conversion is available, and their country.
PayPal – Key Features
Mass Consumer Reach – Extensively known and trusted by merchants and customers, including Greek online shoppers.Features of Crypto Checkout: Crypto Checkout features are listed as follows.
‘Pay with Crypto’ – Crypto Checkout allows customers to pay with crypto and makes instant payments avaliable.
Easy Setup – Crypto Checkout is available to merchants regardless of their size with quick activation and easy settinig options.
Secure Ecosystem. Customers are provided with buyer protection. Steong fraud protection and dispute resolution are also offered.
4. Viva Wallet
Viva Wallet is one of the Greek fintechs/neobanks and payments provider out of its headquarters in Athens with a fully localized payments stack in Greece and Europe.
For online merchants it provides Smart Checkout which supports online payments with multi-currency acceptance, dynamic conversion, and a one-line integration code.
Being Greece based, Viva Wallet is able to provide excellent local support, euro-settlements, and custom developed products for Greek consumers.
Their crypto acceptance may be weaker than more focused crypto gateways, but for fiat-first merchants, it’s a good local solution.
Viva Wallet Features
Local Greek Solution – Offers acquiring, IBAN accounts, and settlement tailored for Greek businesses.
Smart Checkout – One-line integration with dynamic currency conversion and multi-currency acceptance.
Wide EU Coverage – Fully licensed neobank operating across Europe with euro-first infrastructure.
POS + Online Tools – Provides in-store terminals, online gateways, and unified payments management.
5. CoinGate
CoinGate is a payment processing gateway that assists merchants in handling payment transactions in various forms of currencies such as Bitcoin and USDC
While enabling rounding out transactions conversion to other fiat currencies such as Euro (EUR)/US Dollars (USD).
This single platform includes features such as wallets for currencies, automatic conversion transactions, and remittance options.
CoinGate is a payment processor that is specifically tailored to Greek businesses who wish to support crypto payments and can be helpful if you are trying to get crypto-savvy clients or when enabling multi-tokens at checkout.
You will want to confirm the local settlement terms for Greece as you will need to integrate to a fiat processor for the payment to crypto procedure to work.
CoinGate – Key Features
Global Reach – Excellent match to Greek merchants with crypto heavy users and international target.
Crypto Focused – Enabling the acceptance of more than 70 crypto currencies facilitated with BTC, ETH, and stablecoins.
Fiat Settlement – Crypto automatically converts to EUR or USD with quick settlement.
Merchant Tools – Invoice creation, various plugins, and simple integrated APIs, and payment buttons.
Crypto Buy/Sell Support – Limited crypto functionality within the Skrill wallet ecosystem.
6. Skrill
Skrill (previously Moneybookers) is a digital payments company that is a multi-currency account providing cross boarder payment services, and e-wallet services.
Though these services do provide primary crypto-gateway features, Skrill is support widely for cross border payments and digital wallets.
For Greek merchants enabling services to their clients internationally, Skrill can add value to other gateways as it is an Premium account providing other digital services alternative settlement, or payout methods.
Skrill – Key Features
Buy/Sell Cryptocurrency Support – Limited digital currency features within the Skrill wallet.
Digital Wallet – Offers seamless global e-wallet payments, card and rapid transfers.
Multi-Currency Accounts – Hold and transact in multiple currencies, first and foremost EUR.
Worldwide Withdrawals – Provides flexibility for freelancers, digital vendors, and Greek merchants with cross-border transactions.
7. Authorize.Net
Authorize.Net is one of the older payment processors with a suite of services including payment for cards, settlement, fraud tools, APIs, and processing for cards.
It is owned by Visa Authorize.Net should be able to service Greek e-commerce merchants with a variant of gateway-services.
Authorize.Net does all the work for you and is good for reliability. The infrastructure of Authorize is very reliable. If you need to, you can pair Authorize to a crypto focused crypto payment.
Authorize.Net – Key Points
Reputable Architecture – Used by countless enterprises, the Visa-owned platform has been in place for many years.
Dependable Card Gateway – Processes securely with Visa, Mastercard, American Express, and various other cards
Fraud Protection Toolbox – Automated fraud filters, along with other sophisticated tools, offer protection.
API Deployment – Custom payment flows presented an open opportunity for e-commerce merchants.
8. BitPay
Bitpay was one of the first crypto payment gateways. It automatically converts payments to a fiat currency of your choice (EUR, etc.).
Pure crypto payments are the target of this gateway. Bitpay also offers wallets, crypto cards, and payment settlements in fiat currencies.
Users that are merchants in Greece and need to provide crypto checkout or accept crypto payments are encouraged to use this gateway.
The primary complexity of this option is the processing of settlement of payments in Greece, EUR, and other currencies, and the complexity of your current payment list stack.
BitPay – Key Points
No Custody Model – Merchants do not engage with crypto currency, lessening the chances for compliance hazards.
Crypto-Only Gateway – Receive Bitcoin as well as various tokens with automatic conversion to stablecoins.
EUR Settlement – For Greek merchants, euro bank settlements are available.
Crypto Billing and Invoices – Either crypto invoices are created, or complete crypto checkout integration is available.
9. Adyen
Adyen is a payments platform based in the Netherlands which enables unified processing across various types of payment cards/wallets and is operational in various geographies including Greece.
For Greek e-commerce businesses with the multi-country targeting capabilities (EU and beyond), Adyen is a flexible and internationally-featured gateway and a good fit
if your business is inclined to go global. Adyen may not consider itself as a crypto gateway first but if paired with crypto rails, there is good coverage.
Adyen – Key Points
Integrated Payments – Cards, digital wallets, and various other local European payment methods accepted and processed in one place.
Worldwide Growth – Perfect for Greek merchants trading in many EU and international countries.
Sophisticated Reporting – Provides comprehensive reporting to combat fraud and improve payment routing.
Enterprise-Grade APIs – Utilized by the world’s largest companies, it features high-performance infrastructure.
10. Worldline
As a payment and merchant acquiring service provider with local presence in Greece, Worldline provides POS, Smart POS, e-commerce gateway and card payments (Visa, Mastercard, Maestro).
For Greek merchants with physical retail, omnichannel or e-commerce, Worldline provides a good local partnership with in-country infrastructure.
Worldline is very relevant if you also want crypto acceptance and there is a need to layer in a crypto gateway but is also a very relevant option for payments in fiat (EUR cards etc) in Greece.
Worldline – Key Features
Local Greek Acquiring – Has a strong presence in Greece with local POS and online payment services.
Omnichannel Support – Manages e-commerce, smart POS, card terminals, and reports unified.
Secure Transactions – Processing is PCI-certified, and sophisticated fraud and risk management is in place.
Euro-Centric Infrastructure – Designed to enable seamless payments in EUR across Europe.
Cocnlsuion
Ultimately, we’ve reached the conclusion, and The best crypto and fiat payment gateways in Greece provide businesses with unparalleled flexibility, security, and worldwide coverage and presence.
Gateways such as TransFi, Stripe, Viva Wallet, CoinGate, and Worldline aid crypto and euro payment processing, satisfying numerous merchant customers.
The appropriate payment gateway primarily relies on the level of compliance, settlement, integration, and global expansion flexibility required.
FAQ
Which payment gateway is best for accepting both crypto and EUR in Greece?
TransFi is one of the best options, offering unified crypto + EUR acceptance with instant conversion.
Does Stripe support payments in Greece?
Yes, Stripe supports many payment methods for Greek merchants, including stablecoin-based payments.
Can Greek businesses accept crypto legally?
Yes, crypto payments are allowed if merchants follow EU and Greek KYC/AML guidelines.
Which gateway is ideal for purely crypto payments?
BitPay and CoinGate are top choices for dedicated crypto acceptance.
What is the best local fiat payment gateway in Greece?
Viva Wallet and Worldline provide strong local acquiring and euro settlements.
