It’s no longer necessary to pay for everything up front while planning your next trip. You can now easily book flights, hotels, and vacation packages from the Best Travel Agency With EMI Travel Packages, spreading the cost over convenient monthly installments.
These platforms make travel more accessible and inexpensive for all budgets with their transparent pricing, flexible pay-later choices, and worldwide destinations. You’ll learn how installment plans operate and which companies provide the most dependable, traveler-friendly EMI options globally in this guide.
What Are EMI Travel Packages?
EMI travel packages are unique vacation or tour packages that let customers pay for their vacations in easy monthly installments (EMI) rather than all at once. Travel agencies, banks, and fintech companies offer these packages, which lower the cost and increase accessibility of trips.
With EMI options, the overall cost of flights, hotels, and activities is divided into smaller installments spread over a few months, generally with variable tenures ranging from 3 to 24 months.
While some companies may charge a modest processing fee, others may even provide no-cost EMI, which means you don’t pay additional interest. Families, students, and travelers on a tight budget who wish to take domestic or foreign vacations without breaking the bank will find this technique very helpful.
10 Best Travel Agencies with EMI Travel Packages (Non-Indian)
| Agency | Key EMI/Installment Features |
|---|---|
| Expedia | “Book Now, Pay Later” with monthly installments via Affirm/Klarna |
| Booking.com | Flexible payment plans with Klarna/PayPal Credit |
| Travelocity | Installment options through Uplift |
| CheapOair | EMI via Affirm; flights + hotels bundled |
| Orbitz | Pay in installments with Uplift |
| Priceline | “Pay Later” financing via Affirm |
| Trip.com | Monthly installment plans via Alipay/WeChat Pay |
| Airbnb (Experiences & Stays) | Klarna installment payments for bookings |
| Lastminute.com | Flexible EMI options via Klarna |
| eDreams ODIGEO | Pay in installments with Klarna/PayPal Credit |
1. Expedia
Expedia is one of the largest online travel agencies in the world, based in the USA, and offers flights, hotels, vacation packages, and cruises. In collaboration with travel partner Affrim and travel partner Klarna, Expedia has EMIs on travel packages.
This allow travelers to book and travel, and pay later. Expedia’s platform is user friendly and offers transparent pricing and flexible cancellations.
Expedia has packages to all destinations worldwide, such as Europe, Asia, and America. Flexible EMI travel packages with 3, 6, 9, and 12 month plans. Best Travel Agency with EMI Travel Packages – Expedia.
Why Choose Expedia
- All-in-One Travel Services – A variety of services, including flights, hotels, cruises, car rentals, and package deals.
- Savings When Booking Together – Less expensive to book hotels and flights together in a package than it is to book separately.
- Rewards Program – Customers can accumulate and spend points (Expedia Rewards) for discounted travel services.
- Pricing Tools – Price calendars, filters, and alerts to help customers track and compare for the best prices.
2. Booking.com
Booking.com is a world leader in hotel and accommodation bookings. Booking.com has started to offer flights and vacation packages. Booking.com has EMIs travel options in partnership with Klarna and PayPal Credit, where travelers and split total payment into multiple monthly installments.
Booking.com has partnered with numerous hotels and offers flexible accommodations in over 220 countries. Booking.com has a “Book Now, Pay Later” feature. This is offers great flexibility for travelers and makes vacation packages and flights more affordable.
Strong customer support and clear policies make them a favorite among global travelers. Best Travel Agency With EMI Travel Packages – Booking.com.
Why Choose Booking.com
- Extensive Listings – Booking.com offers a large global selection of accommodation types, including apartments, hotels, villas, hostels, and other alternative lodging.
- Flexible Policies – Booking.com offers a variety of properties with free cancellation and other flexible travel policies.
- Verified Reviews – Customers can use and access millions of feedback reviews from other travelers to better assist in the decision-making process
- Multi-Product Support – In addition to accommodation, some regions offer additional travel services, such as flights, airport taxis, and local activities.
3. Travelocity
Travelocity, a travel agency based in the USA, sells flights, hotels, car rentals, and vacation packages, and offers the option of paying in installments through Uplift. With these EMI travel packages, consumers can finance a vacation or a long-haul trip by making monthly payments, thereby making family travel more attainable.
Travelocity has a reputation for offering bulk discounts for buying flights and hotels simultaneously. Flexible cancellation policies and price assurance are examples of Travelocity’s customer-friendly policies. Travelocity is popular for affordable travel planning, particularly in the USA, Caribbean, and Europe. Best Travel Agency With EMI Travel Packages – Travelocity.
Why Choose Travelocity
- Simple Search and Compare – The user interface is simple and makes it easy to compare flight, hotel, and package offerings.
- Price Match Guarantees – Travelocity offers guarantees that they will match the lower prices of competitors — if they can find them.
- 24/7 Customer Support – Travelocity gives you the option to call them 24/7 to get help with your bookings or make any itinerary changes.
- Vacation Packages – Travelocity offers packages that include multiple travel services (like hotels, flights, and cars) that you can buy together to save money.
4. CheapOair
Based in the USA, CheapOair focuses on budget flights and hotels. Travelers can now make international bookings, thanks to CheapOair’s EMI travel packages through Affirm, which allows travel financing. CheapOair is a go-to agency for the youth and those on a budget, thanks to frequent promotions and budget-friendly prices.
CheapOair offers financing options on installments of 3, 6, or 12 months and is clear about the interests. CheapOair offers round the clock support to help customers book seamlessly.
Rocketing all over North America, Europe, and Asia, travel is still very affordable here. Best Travel Agency With EMI Travel Packages – CheapOair.
Why Choose CheapOair
- Low Fare Flights – Sell airline tickets at competitive prices.
- Promo Codes & Offers – Offers to decrease your travel booking cost.
- Multi-Service Booking – Booking services include hotels, rental cars, travel insurance, and vacation packages.
- 24/7 Support – Customer support is available to assist you with booking changes and on collateral travel issues.
5. Orbitz
Orbitz is an American travel agency that provides travel and vacation packages. EMI options are available through an agency called Uplift. Customers can join the Orbitz Rewards and earn “Orbucks” which are used for discounts in future purchases.
Users are able to create plans and pay for them in increments over time which is helpful for financial management. Orbitz performs best in the United States and Mexico, and is expanding to Europe.
They have great bundles and even better pricing, especially for people who travel often. Best Travel Agency With EMI Travel Packages – Orbitz.
Why Choose Orbitz
- Rewards Program – Receive “Orbucks” which can be spent on hotel bookings.
- Mobile App Deals – Offers and coupons that are exclusive to app users.
- Aggregate Search – Search and filter various travel products, including flights, hotels, and cars.
- Package Discounts – Discounts on flight + hotel bundles.
6. Priceline
Orbitz and Priceline are both located in the United States. Priceline is the most popular for their “Name Your Price” and “Express Deals.” Travelers have EMI options through Affirm, which allow them to manage their payments in time.
Orbitz are best suited for spontaneous people as payments can be made at the last minute. Depending on the provider, plans can be paid in 3 to 12 months. With flexible travel options, Priceline covers a variety of travel destinations. Best Travel Agency With EMI Travel Packages – Priceline.
Why Choose Priceline
- Discounted “Express Deals” – Get additional savings with “Express Deals” which hide the prices to the deal.
- Name Your Price (Legacy) – Auction-style bidding for travel prices.
- Multi-Product Platform – Get flights, hotels, rental cars, and vacation packages.
- Mobile Deals – Exclusive savings on bookings made through the mobile app.
7. Trip.com
With its headquarters in China, Trip.com is a travel service covering flights, hotels, trains, and vacation packages. It is popular in the Asia-Pacific region in part due to its partnerships with EMI travel packages via Alipay and WeChat Pay.
Trip.com offers its customers the ability to pay off their travel packages over a few months. This travel app is known for its customer service, and in multiple languages, which allows for better service in Asia, Europe, and the USA.
With low prices for bundled vacation packages, Trip.com is a preferred travel service for international travel. Best Travel Agency With EMI Travel Packages – Trip.com.
Why Choose Trip.com
- Global Coverage – Extensive travel service offering in Asia.
- Multi-Product Booking – Book flights, hotels, trains, rental cars, tours, and tickets to attractions.
- Multilingual Support – Customer service and support is offered in multiple languages.
- Price Alerts & Deals – Tools for tracking ever-changing prices and prices for seasonal sales and promotions.
8. Airbnb
Airbnb is headquarterd in the USA. EMI travel packages can be booked via Klarna, giving travelers the ability to pay in installments for stays and activities. These EMI travel packages provide flexibility, making them a great option for larger groups traveling together.
Offering accommodations and activities in over 220 countries, Airbnb’s packages provide great variety.Airbnb personalized travel packages are supplemented by robust customer support and clear policies. Best Travel Agency With EMI Travel Packages – Airbnb.
Why Choose Airbnb
- Unique Stays – Around the world listings for homes, apartments, villas, and other unique properties.
- Flexible Payment Options – Many markets offer a deposit or pay later option.
- Experiences & Adventures – Enjoy local experiences and activities, hosted by local residents.
- Host Reviews – Quality control via a two-way review system for guests and hosts.
9. Lastminute.com
UK-based Lastminute.com offers travel packages with flights and hotels for the spontaneous traveler. Working with Klarna, they provide EMI travel packages, allowing travelers to pay in installments.
Lastminute.com is great for budget travelers who want to travel in Europe to take advantage of their discounted last minute travel packages.
Their installments typically last 3-12 months with clear interest policies. They are a dependable travel agency for Europe, the Mediterranean, and beyond. Best Travel Agency With EMI Travel Packages – Lastminute.com
Why Choose Lastminute.com
- Last-Minute Deals – Discounts on hotels, flights, and packages booked at the last moment.
- Book Now, Pay Later – Holiday payment options with a deposit and delayed payment.
- City Break Packages – Popular packages for short or weekend trips to a city.
- Flight + Hotel Bundles – Travel packages offered at a combined purchase discount.
10. eDreams ODIGEO
This travel agency is based in Spain, and is one of Europe’s largest OTAs offering flights, hotels, and holiday packages in a bundled deal. They allow EMI travel packages through Klarna and PayPal Credit.
This ecommerce travel agency is known for its competitive prices, especially for bundled deals for Europe, the USA, and Latin America. They have transparent EMI policies, allowing for international travel, with easy and flexible cancellation.
Considering the range of inventory and the multilingual support, it continues to be the top option for international travelers. Best Travel Agency with EMI Travel Packages – eDreams ODIGEO.
Why Choose eDreams ODIGEO
- European Based OTA – Strong focused presence in Europe with worldwide distribution.
- Flight Deals & Comparisons – Comprehensive comparisons on airline prices.
- Multi-Service Support – Services include hotels, car rentals, travel insurance, and holiday packages.
- Flexible Payment Options – Pay later and BNPL options offered by partners in select markets.
How to Choose the Best Travel Agency for EMI Packages?
Look at Financing Partners: Check if the agency works with reputable BNPL or EMB partners such as Affirm, Klarna, and PayPal Credit for safe and flexible travel payment installments.
Compare Rates: Search for offers such as zero-cost EMI, low APR, and a transparent fee structure, to avoid hidden fees that can increase the total cost of traveling.
Review Policies: Check how refunds and cancellations operate under EMI plans, including whether installments stop or continue after the trip is canceled.
Check Availability: Look for agencies that have a broad range of international and domestic destinations. Make sure that the EMI plans cover the flights, hotels, and packages you want.
Assess Payment Flexibility: Review the different tenures, the monthly payment that can be adjusted to match your budget, down-payment options, and the ability to increase or decrease payment frequencies.
Assess Availability of Customer Support: Work with agencies that have 24/7 support and multiple channels of communication to provide a quick resolution to payment issues or travel bookings.
Conclusion
Market data indicates that consumers are embracing more travel payment options like ‘buy tourists now, pay later’ (BNPL) plans and complain less about ‘Equated Monthly Installments’ (EMIs) in travel bookings. Customers’ average trip costs are rising and booking travel pay-later options are offered in more travel bookings.
Advanced analytics offered by travel partners suggest that travelers prioritize financing options that do not charge interest, are transparent about fees, and allow flexible cancellations. Travelers are identifying financing options, support, and availability by region.
When travelers select booking agencies that have uncomplicated pay-later options and refund policies, they are optimizing a travel experience that is more affordable, convenient, and financially secure in a travel market that is increasingly global.
FAQ
What is an EMI or BNPL travel package?
An EMI or BNPL travel package allows travelers to book flights, hotels, or holidays upfront and pay in monthly installments through banks or financing partners instead of paying the full amount at once.
Is EMI travel interest-free?
Data shows many platforms offer zero-interest EMI for short tenures, but longer plans often include APR or service fees. Terms vary by provider, region, and traveler credit profile.
Who is eligible for EMI or pay-later travel plans?
Eligibility typically depends on credit checks, age, residency, and payment history. Financing partners use automated risk assessments to approve or decline installment requests instantly.
Can I cancel or get a refund on an EMI travel booking?
Yes, but refund processing follows both the travel agency’s policy and the financing partner’s terms. Installments may pause or adjust based on approved cancellations.
Do EMI plans increase the total cost of travel?
Short-term zero-cost EMI plans usually don’t. However, longer tenures often add interest or processing fees, which can increase the overall trip cost.
